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Credit Card Processing Jobs in Gilbert, AZ (NOW HIRING)

... Credit Card and Debit Card). The ideal candidate will have a strong background in the FIS or TSYS ... Lead and manage the QA testing process for card-related projects. Perform manual testing to ensure ...

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Credit Card Processing information

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$4

$18

$32

How much do credit card processing jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for credit card processing in Gilbert, AZ is $18.35, according to ZipRecruiter salary data. Most workers in this role earn between $14.76 and $19.33 per hour, depending on experience, location, and employer.

What is credit card processing?

Credit card processing is the series of steps involved in handling a payment made with a credit or debit card. This process includes capturing the cardholder’s information, verifying and authorizing the transaction through a payment gateway, and transferring funds from the customer’s account to the merchant’s account. Credit card processing services are essential for businesses that want to accept card payments online or in-store. The process ensures secure and efficient transactions for both merchants and customers.

What are the key skills and qualifications needed to thrive in credit card processing, and why are they important?

To thrive in Credit Card Processing, you need a solid understanding of payment systems, transaction security, and compliance regulations, often supported by experience in finance or banking. Familiarity with payment gateways, POS systems, and PCI DSS certification is highly valued. Attention to detail, problem-solving abilities, and strong customer service skills help professionals address transaction issues and client concerns effectively. These competencies are crucial to ensure secure, efficient payment processing and maintain trust with clients and merchants.

What are some common challenges faced by professionals in credit card processing roles, and how can they be addressed?

Professionals in credit card processing often encounter challenges such as staying updated with evolving payment technologies, managing strict compliance requirements, and handling high transaction volumes securely. Adapting to new fraud detection methods and ensuring data security are also critical aspects of the job. Building strong communication with technical teams and maintaining up-to-date knowledge of regulations can help address these challenges and ensure smooth transaction processing. Continuous training and collaboration across departments are essential for success in this fast-paced environment.

What is the difference between Credit Card Processing vs Payment Processor Specialist?

AspectCredit Card ProcessingPayment Processor Specialist
CredentialsKnowledge of payment systems, certifications like PCI DSSSame as Credit Card Processing, often with additional technical certifications
Work EnvironmentFinancial institutions, merchant services companiesPayment service providers, merchant support teams
Industry UsageRetail, e-commerce, hospitalityFinancial technology, merchant services
Job FocusHandling credit card transactions, compliance, and processing setupSupporting, troubleshooting, and optimizing payment processing systems

While both roles involve working with credit card transactions, Credit Card Processing primarily focuses on managing and executing transactions, whereas Payment Processor Specialists support and optimize the systems that facilitate these transactions. Both roles require similar credentials and are integral to the payment industry.

How much do credit card processors make?

Credit card processors, such as sales agents or merchant services representatives, typically earn a combination of base salary and commissions, with annual earnings ranging from $40,000 to over $100,000 depending on experience, sales performance, and the company. Many roles require knowledge of payment processing systems and sales skills, and earnings can increase with higher sales volume and client acquisition.

Is selling credit card processing a good job?

Credit card processing sales involve selling merchant services and payment solutions to businesses, often requiring strong communication and sales skills. Success in this field depends on individual effort, market demand, and the ability to build client relationships, with earnings typically based on commissions or residual income. It can be a viable career for those interested in sales and financial services, but it may also involve high competition and the need for ongoing prospecting.

What cities near Gilbert, AZ are hiring for Credit Card Processing jobs?

Cities near Gilbert, AZ with the most Credit Card Processing job openings:

Infographic showing various Credit Card Processing job openings in Gilbert, AZ as of August 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $40,963 per year, or $19.7 per hour.

$20.22 - $27/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday


Key responsibilities

  • Assist Commercial Card consultants, treasury management consultants, and relationship managers in the implementation of new and existing clients.

  • Prepare and verify key commercial credit card programs for processing, including application review and system setup.

  • Conduct product and system training via webinar for program administrators and provide ongoing support to ensure programs meet needs.


Job description

About the Role:
Provide specialized and technical support to Commercial Card company administrators and cardholders for the Commercial Card Product. Support the Bank's sales teams through technical expertise, company builds, and ongoing maintenance. Act as a liaison with internal Associates for all credit card products.

  • Assists Commercial Card Consultants, Treasury Management Consultants, and Relationship Manager in implementation of new and existing clients.

  • Participates in discussion around the commercial card products and services offered and may attend occasional sales calls where product technical demos are needed.

  • Ensures that the implementation and delivery of products and services is completed within agreed upon timeframes.

  • Prepare key Commercial credit card programs for processing. Verify applications are completed thoroughly and appropriate support documentation is included. Build company information, including sublevels, cards, and administrative access in the various systems utilized for the card product.

  • Conduct product and system training via webinar to program administrators at new and existing companies within agreed upon timeframes.

  • Provide follow-up and support to company program administrators to ensure program meets needs and provide additional training within agreed upon timeframes.

  • Maintain existing company accounts through maintenance requests and update as requested by the company or other authorized individuals.

  • Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.

  • Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.

  • Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.

  • May be asked to coach, mentor, or train others and teach coursework as subject matter expert.

  • Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.

  • Takes personal initiative and is a positive example for others to emulate.

  • Embraces our vision to become "Business Bank of Choice."

  • May perform other duties as assigned.


About You:

  • High school diploma/GED (preferred)

  • Associate, vocational, or technical degree in the field of accounting, or another related field (preferred)

  • 2-4 years - of financial services/customer service experience with a history in credit card operations or a related field. (Required)

  • Intermediate understanding of credit card transaction processes, payment systems, laws, and association rules and regulations.

  • Intermediate understanding of credit, underwriting, and banking procedures. Proficiency in Columbia products preferred. Comprehensive understanding of documentation and servicing requirements.

  • Ability to produce detailed, accurate results in a high-stress, deadline- and goal-oriented environment.

  • Possess strong analytical, math, problem solving, organizational, customer service, and interpersonal skills. Excellent written and verbal communication skills required.

  • Self-starter with the ability to work independently and remote.

  • Proficient in word processing, spreadsheet, database, and industry specific software applications.


Travel Requirements

  • Occasional


The pay range for this role is $20.22 - 27.00.

The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.

Primary Location: Ability to work fully onsite at posted location(s).

2155 W Pinnacle Peak Rd Phoenix AZ 85027

Our Benefits:


We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.


Our Commitment to Diversity:


Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@columbiabank.com.


To Staffing and Recruiting Agencies:


Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.