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Credit Analyst Jobs in Woonsocket, RI (NOW HIRING)

The Whiteside Agency

Credit Analyst

Boston, MA · On-site

$99K - $163K/yr

As a Credit Analyst, you will produce account, prospect, and industry credit reports and analysis to protect the Company from inappropriate credit risk while supporting retention and new business ...

Franklin Sports

Credit Analyst

Stoughton, MA · On-site

$71 - $85/hr

Credit Analyst Full Time Regular Professional Stoughton, MA, US CREDIT ANALYST (EXEMPT) Who we are: At Franklin Sports, Inc. we believe that sports make life better. Driven by our passion to get ...

Farm Credit East

Credit Analyst Associate

Dayville, CT · Hybrid

$55K - $80K/yr

The Credit Analyst role is responsible for analyzing and effectively communicating strengths and weaknesses of a credit application and appropriately structuring credit facilities. The analyst must ...

AEG

Credit Analyst

Stoughton, MA · On-site

CREDIT ANALYST (EXEMPT) Who we are: At Franklin Sports, Inc. we believe that sports make life better. Driven by our passion to get people moving, playing and competing, we bring sports to life for ...

FRANKLIN SPORTS INC

Credit Analyst

Stoughton, MA · On-site

CREDIT ANALYST (EXEMPT) Who we are: At Franklin Sports, Inc. we believe that sports make life better. Driven by our passion to get people moving, playing and competing, we bring sports to life for ...

Dedham Savings

Senior Credit Analyst

Dedham, MA · On-site

SUMMARY The Senior Credit Analyst is responsible for performing in-depth credit and financial statement analysis to assess and evaluate the financial condition and creditworthiness of businesses that ...

MRINetwork Jobs

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

MRINetwork Jobs

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

MRINetwork Jobs

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

MRINetwork Jobs

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

MRINetwork Jobs

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

MRINetwork Jobs

Senior Credit Analyst

Franklin, MA · On-site

The Senior Credit Analyst reviews and performs quality analyses for commercial loans to prospective and existing clients. This position assures that these analyses are accurate, objectively present ...

Savvy Staffing Solutions, LLC

Be Seen First

Credit Analyst/Underwriting

Needham, MA · On-site

$28 - $31/hr

Pay: $28.00 - $31.00 per hour Credit Analyst / Commercial Lending Underwriter Needham, MA $28.00hr - $31.00/hr Full-Time / Contract / Possible Temp-to-perm Savvy Staffing is seeking an experienced ...

Fidelity Investments

Credit Research Analyst

Boston, MA

$110K - $222K/yr

Performing credit analysis on potential and existing counterparties based on an assessment of the current financial strengths and weaknesses as well as a forward-looking analysis of the expected ...

Fidelity Investments

Credit Research Analyst

Boston, MA · On-site

$110K - $222K/yr

Performing credit analysis on potential and existing counterparties based on an assessment of the current financial strengths and weaknesses as well as a forward-looking analysis of the expected ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Woonsocket, RI

Credit Analyst information

See Woonsocket, RI salary details

$14

$28

$46

How much do credit analyst jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for credit analyst in Woonsocket, RI is $28.67, according to ZipRecruiter salary data. Most workers in this role earn between $22.12 and $32.26 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Woonsocket, RI as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $59,642 per year, or $28.7 per hour.

Credit Analyst

The Whiteside Agency

Boston, MA • On-site

$99K - $163K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 28 days ago

Job description

Who Are We?

Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Job Category
Finance and AccountingCompensation Overview

The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.

Salary Range$99,100.00 - $163,400.00
Target Openings
1
What Is the Opportunity?
Within the Business Insurance Credit Risk Management team at Travelers, credit analysts play a critical role in managing the credit risk exposure created by loss sensitive insurance programs. As a Credit Analyst, you will produce account, prospect, and industry credit reports and analysis to protect the Company from inappropriate credit risk while supporting retention and new business goals. In this role you will handle routine and complex credit situations with a high degree of independence, resolve difficult issues, and identify opportunities to strengthen the Company's credit risk position. You will apply highly developed analytical, conceptual, and technical skills to evaluate financial information and make sound credit and collateral recommendations.What Will You Do?
  • Serve as the primary Credit Risk Management analyst and contact for assigned industry sectors, partnering with agents, brokers, customers, and business units on credit risk exposure of accounts.
  • Perform credit analysis of prospects and customers within assigned industry sectors, producing accurate, timely credit ratings with appropriate documentation, and make sound credit and collateral recommendations that support retention and new business goals.
  • Collaborate with marketing and underwriting teams, including participation in client and prospect calls, in the renewal and new business process, while maintaining confidentiality of client financial information.
  • Establish and maintain effective working relationships with internal and external contacts - including investment community contacts, brokers, clients, billing and collections, and management - regarding credit risk, account documentation, and collateral issues.
  • Conduct target market research and gather competitive intelligence on a business group, industry, region, or account-specific basis, and communicate findings and recommendations.
  • Identify process improvement opportunities and implement enhancements; support the evaluation of systems and methodologies used in the credit analysis process.
  • Participate in client investor presentations and industry associations and engage in ongoing educational opportunities to expand credit and industry knowledge.
  • Perform other duties as assigned.
What Will Our Ideal Candidate Have?
  • 7 years of experience in credit risk management, financial analysis, and/or risk assessment.
  • Master's Degree.
  • Chartered Financial Analyst (CFA) or other professional designation.
  • Background in financial analysis, risk assessment, and portfolio management.
  • Strong analytical and quantitative skills with the ability to balance timeliness and accuracy.
  • Solid knowledge of an assigned industry segment with exposure to marketing and underwriting functions.
  • Demonstrated ability to communicate effectively at all levels and to work independently and as part of a team.
What is a Must Have?
  • Bachelor's Degree in finance, accounting, economics, or a related discipline.
  • 5 years of experience in increasingly responsible positions in credit risk management or financial analysis.
What Is in It for You?
  • Health Insurance:Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
  • Retirement:Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
  • Paid Time Off:Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
  • Wellness Program:The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
  • Volunteer Encouragement:We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Employment Practices

Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.

In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.

If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.

Travelers reserves the right to fill this position at a level above or below the level included in this posting.

To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/.

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