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Credit Analyst Jobs in Spring Hill, TN (NOW HIRING)

Cypress HCM

Credit Analyst

Nashville, TN · On-site

$20 - $22.76/hr

Credit Analyst The Credit Analyst will evaluate and analyze financial information to assess the creditworthiness of individuals or companies. This role involves reviewing credit reports, financial ...

Fifth Third

Credit Analyst - Healthcare

Nashville, TN · On-site

The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical activities and ...

Symicor Group

Sr. Credit Officer

Brentwood, TN · On-site

$270K/yr

The selected candidate will be responsible for managing the credit analysis and administration teams, including recruitment, development, compensation, and performance management. This position ...

The Symicor Group

Sr. Credit Officer

Brentwood, TN · On-site

$270K/yr

The selected candidate will be responsible for managing the credit analysis and administration teams, including recruitment, development, compensation, and performance management. This position ...

Pinnacle Bank

Credit Advisor

Nashville, TN · On-site

The position will be responsible for providing the credit analysis and underwriting for new and renewed credit requests. This position is also responsible for ongoing portfolio management and ...

Ideal Tridon

Credit Manager

Smyrna, TN · On-site

Approve or decline credit applications for all divisions based on credit reports, financial analysis, and reference checks. * Monitor receivables, bad debt, doubtful account reserves, delinquent ...

SUPPLY.com

Credit Manager

Nashville, TN · On-site

$4.7K - $7.6K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

Ferguson Enterprises Inc.

Credit Manager

Nashville, TN · On-site

$4.7K - $7.6K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

Lighting Unlimited

Credit Manager

Nashville, TN · On-site

$4.7K - $7.6K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

Ideal Tridon

Credit Manager

Smyrna, TN · On-site

$115K - $120K/yr

Approve or decline credit applications for all divisions based on credit reports, financial analysis, and reference checks. * Monitor receivables, bad debt, doubtful account reserves, delinquent ...

HP Products

Credit Manager

Nashville, TN · On-site

$4.7K - $7.6K/mo

Evaluate and approve credit applications, limits, and account changes based on risk analysis * Monitor customer balances and aging; take action on delinquent accounts * Develop and execute effective ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Spring Hill, TN

Credit Analyst information

See Spring Hill, TN salary details

$14

$28

$46

How much do credit analyst jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for credit analyst in Spring Hill, TN is $28.14, according to ZipRecruiter salary data. Most workers in this role earn between $21.68 and $31.63 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Spring Hill, TN?

The most popular types of Credit Analyst jobs in Spring Hill, TN are:

What cities near Spring Hill, TN are hiring for Credit Analyst jobs?

Cities near Spring Hill, TN with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Spring Hill, TN as of August 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $58,527 per year, or $28.1 per hour.

Credit Analyst

Cypress HCM

Nashville, TN • On-site

$20 - $22.76/hr

Full-time

Re-posted 23 days ago

Job description


Credit Analyst
The Credit Analyst will evaluate and analyze financial information to assess the creditworthiness of individuals or companies. This role involves reviewing credit reports, financial statements, and other relevant data to make informed recommendations regarding credit limits and terms. The Credit Analyst will collaborate with other departments to ensure accurate and timely credit decisions, and provide insights to manage risk and support financial stability. The Credit Analyst’s expertise will contribute to maintaining a balanced and healthy credit portfolio, supporting the organization’s financial goals and media-related ventures.
Responsibilities:
  • Partner with Data Governance providing direction on Customer Set ups • Serve as back up for Customer set ups
  • Review Credit Applications from Clients applying for credit and initiate credit cases in SAP
  • Perform credit investigations and offer credit limit recommendations
  • Prepare payment trend reports
  • Monitor deals in the sales system by lifting with replacing holds
  • Monitor accounts & review clients for credit review
  • Send accounts to third party collection agencies
  • Work & Monitor accounts sent to Collection Agencies or Legal Team
  • conduct resolution on various Credit/AR related issues
  • Build up customers in the customer master database
  • Complete payment reference requests from outside parties
  • Participate in the twice monthly bankruptcy council call
  • Serve as backup to the senior credit manager & Senior Analyst as needed
  • Assist the collection team on collection issues son a daily basis
  • Maintain SharePoint website
  • Set up credit files and send applications to outside payment vetting service
  • Update SOP as necessary
  • Owner of Customer form-making updates & revisions
  • Highlight any Continuous Improvement opportunities and processes
  • Support monthly bad debt calls
  • Communicate to stakeholders on credit process changes
  • Provide guidance/training to on credit processes to ensure aligned to Global Credit Policy
Requirements:
  • Bachelor’s degree in finance or business
  • 1-2 years of credit or related experience
  • Prior experience in finance, financial analysis or related preferred
  • Prior experience in advertising or media buying preferred
  • Strong knowledge of Microsoft Excel (intermediate to advanced)
  • Experience with ERP system, SAP & Oracle E1 a plus
  • Experience in Media Industry a plus
  • Experience in a multi-location company
  • Experience in Credit Risk Management a plus
  • Strong communication skills - oral, written, interpersonal
  • Strong language skills (English)
  • Ability to think outside of the box, quickly and be a self starter
  • Flexibility with work schedule
  • Team oriented person who can focus on details and follow up
  • Ability to operate in a fast paced environment
  • Demonstrated excellent organizational skills and the ability to prioritize and multitask
  • Demonstrated strong interpersonal skills with the ability to build and maintain positive working relationships with internal and external customers
  • Ability to act with integrity
Compensation:
  • $20.00 to $22.76/hr. (W2)
Req# VIAJP00001393
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About Cypress HCM

Sourced by ZipRecruiter

We deliver consistently superior recruiting by virtue of trusting, communicative relationships with companies and candidates alike. From Fortune 100s to startups, clients lean on us to fulfill their range of needs from contract to full-time positions. With an intimate knowledge of the industries we serve, a keen sense of what makes for high-performing talent in any role, and shared sense of urgency, our clients will tell you: your solution begins here.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Walnut Creek, CA, US

Year founded

2005

Social media

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