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Credit Analyst Jobs in Jackson, MS (NOW HIRING)

bestway

Credit Manager

Jackson, MS · On-site

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

BestWay Rent To Own

Credit Manager

Jackson, MS · On-site

Credit Manager Position At Bestway, our Credit Managers play a pivotal role in our vision to enhance the customers rent to own experience. We expect our Credit Managers to be customer centric ...

BestWay Rent To Own

Credit Manager

Pearl, MS · On-site

Credit Manager At Bestway our Credit Managers play a pivotal role in our vision to enhance the customers rent to own experience. We expect our Credit Managers to be customer centric individuals that ...

Bestway Rental, Inc.

Credit Manager

Jackson, MS · On-site

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

bestway

Credit Manager

Pearl, MS · On-site

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

bestway

Credit Manager

Pearl, MS · On-site

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

bestway

Credit Manager

Pearl, MS

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

bestway

Credit Manager

Jackson, MS

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

bestway

Credit Manager

Jackson, MS · On-site

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

Bestway Rental, Inc.

Credit Manager

Pearl, MS · On-site

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

Tennessee Board of Regents

Transcript Analyst

Jackson, MS · On-site

$30K - $35K/yr

Transcript Analyst Apply now Job no: 504614 Work type: Staff Full-Time Location: Jackson Categories ... Manages the accurate conversion of quarter-to-semester credit hours and oversees the system "roll ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Jackson, MS

Credit Analyst information

See Jackson, MS salary details

$13

$26

$42

How much do credit analyst jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for credit analyst in Jackson, MS is $26.08, according to ZipRecruiter salary data. Most workers in this role earn between $20.10 and $29.33 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

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For Credit Analyst jobs in Jackson, MS, the most frequently searched job titles are:

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Cities near Jackson, MS with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Jackson, MS as of August 2026, with employment types broken down into 2% As Needed, 93% Full Time, and 5% Part Time. Highlights an 87% In-person, 4% Hybrid, and 9% Remote job distribution, with an average salary of $54,240 per year, or $26.1 per hour.

Credit Analyst - S&G Financial (36452)

Empire Truck Sales, LLC

Richland, MS • On-site

Full-time

Medical, Retirement

Re-posted 13 days ago

Empire Truck Sales rating

5.0

Company rating: 5.0 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

147th of 156 rated car dealerships

Job description

Due to our continued growth and the strong partnership between Empire Truck Sales and Stribling Equipment, S&G Financial is seeking a highly motivated and experienced Credit Analyst to join our team. This position supports the financial operations of both organizations and plays a critical role in facilitating responsible growth across our expanding customer base. We are hiring one person for this role.
Location: On-site at one of our three dealership locations: Mobile, AL; St. Rose, LA (near New Orleans); or Richland, MS (corporate office near Jackson, MS).
This opportunity is ideal for a results-driven financial professional with strong analytical skills who excels in a fast-paced, high-volume environment. The successful candidate will drive sound credit decisions, manage risk exposure, and collaborate cross-functionally to support sustainable growth across both partner organizations.
Position Summary
The Credit Analyst is responsible for evaluating credit data and financial information for individuals and businesses applying for financing for heavy equipment and commercial trucks. This role assesses risk exposure, determines creditworthiness, and supports decision-making on loan approvals, credit limits, and terms, including interest rates. The Credit Analyst prepares detailed financial analyses and credit risk reports to guide management decisions, and collaborates closely with remote sales representatives and internal departments to support customer acquisitions, dealer financing needs, and ongoing account management.
Key Responsibilities
  • Analyze clients' credit data and financial statements to assess lending risk for heavy equipment and commercial truck financing transactions
  • Prepare comprehensive credit analysis reports and risk assessments to support equipment loan, lease, and dealer financing decisions
  • Review client records and recommend appropriate payment structures, credit terms, and financing options for equipment dealers and commercial trucking operations
  • Complete loan applications, credit analyses, and loan summaries for management approval on heavy equipment and commercial vehicle financing requests
  • Calculate and interpret financial ratios using internal systems and software to evaluate borrower creditworthiness and asset-based lending risk
  • Communicate with credit bureaus, credit associations, and trade references to verify credit information for equipment and truck dealership customers
  • Collaborate cross-functionally with Sales, Supply Chain, and Marketing to manage credit exposure, floor plan financing, and inventory-related financial orders
  • Monitor customer accounts and payment histories to ensure timely collections and reduce risk of past-due accounts or disputes
  • Communicate directly with clients to verify financial transactions and resolve credit and collections concerns related to equipment and truck financing
  • Support remote sales teams across dealership locations with credit evaluations for equipment and truck acquisitions and customer onboarding

What You Will Need:
  • Minimum of 2 years of experience as a Credit Analyst, with credit analysis serving as the primary job function
  • Bachelor's degree in Accounting, Finance, Economics, Statistics, Marketing, or a related field, or equivalent relevant experience
  • Must be legally authorized to work in the United States on a full-time basis without the need for employer-sponsored work authorization now or in the future
  • Regular, in-person attendance is required at one of our three listed locations; reasonable accommodations will be considered in accordance with applicable law
Preferred Qualifications
  • Experience financing heavy equipment and/or commercial trucks
  • Experience in a fast-paced, high-volume credit and collections environment
  • Strong analytical and problem-solving skills
  • Proficiency in Microsoft Office and financial software systems
  • Excellent written and verbal communication skills
  • Ability to manage multiple priorities and meet deadlines

Why Join S&G Financial?
  • Competitive compensation
  • Affordable health benefits package
  • 401(k) eligibility after 90 days
  • State-of-the-art facilities
  • Professional growth opportunities

S&G Financial, Empire Truck Sales, and Stribling Equipment promote a safe and drug-free workplace. The selected candidate must successfully pass all pre-employment screenings, including a background check and drug test upon offer acceptance.
S&G Financial, Empire Truck Sales, and Stribling Equipment are Equal Opportunity Employers.

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