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Credit Analyst Jobs in Boiling Springs, SC (NOW HIRING)

Afl Telecommunications Llc

Credit Analyst

Duncan, SC · On-site

Analytical skills to assess credit risk and global exposure. * Knowledge of audit compliance frameworks (JSOX). * Ability to communicate recommendations on business unit overrides with sound judgment.

New

AFL

Credit Analyst

Duncan, SC · On-site

Analytical skills to assess credit risk and global exposure. * Knowledge of audit compliance frameworks (JSOX). * Ability to communicate recommendations on business unit overrides with sound judgment.

New

Farmers Home Furniture

Credit Representative

Inman, SC · On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

Farmers Home Furniture

Credit Representative

Inman, SC · On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

Farmers Home Furniture

Credit Representative

Inman, SC · On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

Farmers Home Furniture

Credit Representative

Inman, SC · On-site

Initiates credit investigations by telephone for new credit account applicants under the direction ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Boiling Springs, SC

Credit Analyst information

See Boiling Springs, SC salary details

$13

$26

$42

How much do credit analyst jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for credit analyst in Boiling Springs, SC is $26.22, according to ZipRecruiter salary data. Most workers in this role earn between $20.24 and $29.47 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Boiling Springs, SC?

The most popular types of Credit Analyst jobs in Boiling Springs, SC are:

What cities near Boiling Springs, SC are hiring for Credit Analyst jobs?

Cities near Boiling Springs, SC with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Boiling Springs, SC as of August 2026, with employment types broken down into 1% Internship, 81% Full Time, 17% Part Time, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $54,537 per year, or $26.2 per hour.

Credit Analyst

Afl Telecommunications Llc

Duncan, SC • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 3 days ago

New

AFL Global rating

7.6

Company rating: 7.6 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

Job description

AFL manufactures industry-leading fiber optic cable, connectivity and accessories and provides engineering and installation services for some of the largest telecom customers in the world. Our company was founded in 1984 with a single fiber optic cable and today, we manufacture thousands of products, generate an excess of $5B in revenue, and employ approximately 12,000 associates worldwide. At AFL, we recognize that our employees are our greatest asset. We hire and train each individual, investing in them to ensure success in their careers. With a commitment to professional development and growth, let us connect you to your next career opportunity.

What We Offer:

  • Flexible time off policy
  • 401K Company match (up to 4% - dollar for dollar)
  • Professional development, training, and tuition reimbursement programs
  • Excellent medical, dental, vision, and life insurance policy options
  • Opportunities for career advancement with an industry leading company!

Key Responsibilities 

  • New Customer Setup
    • Review new customer applications for completeness and ensure all required documents are obtained
    • Research credit history on potential new customers, using available tools to determine credit worthiness
    • Complete initial credit review and set initial customer credit limits subject to AFL credit policy
  • Credit Review / Existing Customers
    • Review credit limit requests for completeness
    • Review payment history to ensure alignment with AFL credit policy
    • Provide initial response to requested credit limit updates
  • Business Unit Override
    • Preparation of business unit override requests in accordance with corporate credit policies.
    • Ensure proper documentation and justification for exceptions to standard credit limits.
    • Assist supervisor in monitoring override trends and escalate concerns
  • Audit Compliance
    • Ensure adherence to internal controls and compliance with SOX/JSOX and audit requirements.
    • Partner with internal and external auditors to provide documentation, testing support, and remediation of findings.
    • Assist supervisor in maintaining accurate records of credit decisions and override approvals for audit readiness.
  • Process Improvements
    • Identify opportunities to streamline credit approval processes and reduce manual interventions.
    • Assist in implementing automation tools and workflow enhancements to improve efficiency and accuracy.
    • Assist in developing and update policies and procedures to reflect best practices in credit risk management.
  • CrossFunctional Collaboration
  • Partner with sales, finance, and operations teams to balance customer needs with risk management.
  • Communicate credit policies and decisions effectively across business units.
  • Support strategic initiatives by providing preliminary credit risk insights and recommendations.

Qualifications

  • Associate’s degree in Finance, Accounting, Business Administration, or related field.
  • 3+ years of experience in credit management, risk analysis, or financial operations.
  • Knowledge of global credit risk management, audit compliance, and internal controls.
  • Experience with ERP systems and credit management tools.

Skills & Competencies

  • Analytical skills to assess credit risk and global exposure.
  • Knowledge of audit compliance frameworks (JSOX).
  • Ability to communicate recommendations on business unit overrides with sound judgment.
  • Strong teamwork and communication skills.
  • Proficiency in Microsoft Excel and ERP platforms.
  • Continuous improvement mindset with process optimization experience.

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