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Credit Analyst Manager Jobs in Waterloo, IA (NOW HIRING)

Empeople Credit Union

Relationship Manager

Waterloo, IA · On-site

$49K - $74K/yr

... of Empeople Credit Union. Relationship Managers are responsible for providing members with ... Apply mathematical concepts and analytical reasoning * Network and present to small and large ...

Empeople Credit Union

Relationship Manager

Waterloo, IA · On-site

$49K - $74K/yr

... of Empeople Credit Union. Relationship Managers are responsible for providing members with ... Apply mathematical concepts and analytical reasoning * Network and present to small and large ...

Empeople Credit Union

Relationship Manager

Waterloo, IA · On-site

$49K - $74K/yr

... of Empeople Credit Union. Relationship Managers are responsible for providing members with ... Apply mathematical concepts and analytical reasoning * Network and present to small and large ...

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All JobsCredit Analyst JobsCredit Analyst Manager JobsCredit Analyst Manager Jobs in Waterloo, IA

Credit Analyst Manager information

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$48

How much do credit analyst manager jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for credit analyst manager in Waterloo, IA is $29.51, according to ZipRecruiter salary data. Most workers in this role earn between $22.74 and $33.17 per hour, depending on experience, location, and employer.

How does a credit analyst manager collaborate with other departments to ensure effective risk management?

As a Credit Analyst Manager, collaboration with departments such as sales, risk, and senior management is crucial for effective credit risk management. You’ll regularly consult with account managers to gather client information and discuss credit terms, while working closely with risk teams to align on assessment methodologies and policy updates. Additionally, you’ll often present findings and recommendations to senior leadership, fostering cross-functional communication to balance business growth with risk mitigation. This collaborative environment ensures that credit decisions are well-informed and aligned with the company’s overall strategy.

What are the key skills and qualifications needed to thrive as a credit analyst manager, and why are they important?

To thrive as a Credit Analyst Manager, you need advanced financial analysis skills, in-depth knowledge of credit risk assessment, and a relevant degree such as finance or accounting, often complemented by experience in credit analysis or lending. Familiarity with credit risk modeling software, financial statement analysis tools, and sometimes certifications like CFA or FRM is highly beneficial. Strong leadership, decision-making, and effective communication skills help in managing teams and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, mitigating risk, and ensuring the overall financial stability and profitability of the organization.

What is the difference between Credit Analyst Manager vs Credit Analyst?

AspectCredit Analyst ManagerCredit Analyst
Required CredentialsBachelor's degree; often certifications like CFA or credit analysis coursesBachelor's degree; relevant certifications optional
Work EnvironmentSupervisory role overseeing teams; strategic planningAnalyzing credit data; detailed financial assessment
Employer & Industry UsageFinancial institutions, banks, corporate credit departmentsBanks, lending companies, credit agencies

The main difference is that a Credit Analyst Manager oversees credit analysis teams and strategies, while a Credit Analyst focuses on evaluating individual creditworthiness. The manager has more leadership responsibilities, whereas the analyst performs detailed financial assessments.

How much do credit analyst managers make?

Credit analyst managers typically earn a median annual salary of around $85,000 to $125,000, depending on experience, location, and industry. They often oversee credit analysis teams, evaluate financial data, and use tools like credit scoring models to assess risk. Salaries can increase with certifications such as CFA or CPA and managerial responsibilities.

What does a credit analyst manager do?

A credit analyst manager oversees the credit analysis team, evaluating the creditworthiness of individuals or businesses to determine lending risks. They review financial statements, credit reports, and risk factors, and often use financial analysis tools to make informed credit decisions while ensuring compliance with company policies. Strong leadership, analytical skills, and industry knowledge are essential for this role.

What are the most commonly searched types of Credit Analyst jobs in Waterloo, IA?

The most popular types of Credit Analyst jobs in Waterloo, IA are:

What are popular job titles related to Credit Analyst Manager jobs in Waterloo, IA?

For Credit Analyst Manager jobs in Waterloo, IA, the most frequently searched job titles are:

What job categories do people searching Credit Analyst Manager jobs in Waterloo, IA look for?

The top searched job categories for Credit Analyst Manager jobs in Waterloo, IA are:

What cities near Waterloo, IA are hiring for Credit Analyst Manager jobs?

Cities near Waterloo, IA with the most Credit Analyst Manager job openings:

Credit Analyst Manager jobs near you
Infographic showing various Credit Analyst Manager job openings in Waterloo, IA as of June 2026, with employment types broken down into 1% As Needed, 68% Full Time, 28% Part Time, 1% Temporary, and 2% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $61,374 per year, or $29.5 per hour.

Director of Commercial Credit - FT

Veridian CU

Cedar Falls, IA • On-site

Other

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

This is a hybrid position that requires individual to work 2 days a week from one of our locations in North East, or Central IA, or Omaha, NE.
WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!
Take a look at all our great benefits here!
Exempt
Hybrid eligible
Summary
The Director of Commercial Credit is responsible for providing support, direction, credit information, and loan policies and procedures to ensure the overall quality of the credit union's commercial loan portfolio. This includes reviewing large and complex loans prior to submission to Loan Committee as well as mentoring and coaching commercial underwriting and credit staff.
Essential Functions
  • At the direction of the VP Commercial & Mortgage, and in cooperation with Executive Management, responsible for developing and maintaining the overall commercial credit culture of the organization.
  • Knowledgeable of State and Federal commercial lending regulations and guidelines (NCUA Regulation 723 and Iowa Code).
  • Knowledgeable of commercial appraisals, appraisal reviews, and regulations pertaining to property valuations.
  • Maintain strong knowledge of the financial industry, economy, market conditions, rates, vendors, and competition.
  • Direct and oversee all commercial credit underwriting and commercial loan portfolio management activities at the credit union.
  • Oversee all aspects of the loan portfolio, from developing loan policies and procedures to approving complex credit transactions and monitoring portfolio quality.
  • Draft and implement commercial loan and loan review policies to guide lending decisions and ensure consistency across the organization.
  • Develop, maintain, and monitor Veridian's commercial loan risk rating systems and loan concentration levels.
  • Create and implement proper processes and workflows to ensure a consistent and replicable process in place for the commercial lending and underwriting process.
  • Evaluate creditworthiness, analyze financial statements, and assess the ability of borrowers to repay loans. Identify and mitigate credit risks associated with individual loans and the overall portfolio.
  • Review large and complex loans prior to their submission to Loan Committee; reviews consist of making recommendations on loan structure, terms, and pricing so as not to expose the credit union to undue credit risk. Proactively engages with sales staff on loan structure and preliminary assessment of loan worthiness.
  • Ensure individual loans are risk rated correctly when reviewing loans for loan committee submission.
  • Understand complex borrowing relationships, including Investment Commercial Real Estate, Commercial and Industrial, including Owner-Occupied Real Estate, Accounts Receivable, Equipment, Non-Profit and Healthcare.
  • Prepare and distribute credit information covering loan quality trends, growth trends, loan product concentrations; work closely with other credit managers in reviewing such topics as local real estate data and assessing the impact on the credit union's commercial loan portfolio.
  • Supervise the credit union's Watchlist loans, work with loan officers and management to cure weak credits and the collection of such credits, or the movement of such undesirable credits; assist in the compilation of loan status reports and implementing respective loan action plans; prepare watchlist report for submittal to the Board of Directors for review.
  • Prepare, review, and modify, when necessary and in collaboration with the VP of Commercial & Mortgage, lending policies and procedures which enable the credit union to perform in a business manner, but not expose it to undue risk.
  • Participate in various committees involved in credit union management such as Loan Committee and Asset/Liability Committee.
  • As directed by the VP of Commercial & Mortgage assume responsibility for special projects; gather data and prepare reports for the Board of Directors and other members of Senior Management, audit and other personnel.
  • Regularly work with and provides training and mentorship to the commercial credit analysts to solve complex credit issues and ensure the final work product meets quality and timing expectations as outlined in the service level standards.
  • In collaboration with Commercial Services Management identify training needs of the team to promote growth and correct deficiencies as needed.
  • Plan and prepare for the future by being open-minded, perceptive, and proactive. Make decisions that support the members, the department, and the organization as a whole both financially and strategically.
  • Create excellent service experiences that promote the Veridian brand.
Key Attributes
  • Oral and written communication skills.
  • Member service focus.
  • Attention to detail and accuracy.
  • Positive attitude that supports a team environment.
  • Dependable and punctual; flexible during peak times.
  • High level of confidentiality.
  • Organizational skills.
  • Self-motivated; ability to work without close supervision.
  • Problem solving; analysis.
Working Conditions
This job operates in a professional office environment and routinely uses standard office equipment.
Travel
Limited travel expected.
Required Education and Experience
  • Bachelor's Degree in Accounting, Finance, or related field.
  • 10+ years of experience in Commercial and Commercial Real Estate analysis.
  • 10+ years of experience with credit analysis.
  • 10+ years of experience with asset/liability management risk assessment.
  • Proficiency in Excel, Access and Crystal.
Preferred Education and Experience
  • CPA
  • MBA
  • Management experience.

Other Duties
Veridian Credit Union is a PCI compliant financial institution to ensure the security of member information. As such, all employees are expected to ensure security measures are in place and adhered to regarding PCI and other highly secure data compliance requirements.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

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