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Cre Credit Analyst Jobs in Three Rivers, MI (NOW HIRING)

Cre Credit Analyst information

See Three Rivers, MI salary details

$30K

$80.9K

$121.7K

How much do cre credit analyst jobs pay per year?

As of Aug 31, 2026, the average yearly pay for cre credit analyst in Three Rivers, MI is $80,925.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,300.00 and $106,100.00 per year, depending on experience, location, and employer.

What is a CRE credit analyst?

CRE Credit Analysts are financial professionals who evaluate the creditworthiness of borrowers seeking commercial real estate (CRE) loans. They analyze financial statements, property values, market trends, and risk factors to determine whether a loan should be approved and under what terms. Their work helps banks and other lenders manage risk and make informed lending decisions in the commercial real estate sector. CRE Credit Analysts typically work for banks, credit unions, or other financial institutions that finance commercial properties such as office buildings, retail centers, and multifamily housing.

What are the key skills and qualifications needed to thrive as a CRE credit analyst?

To thrive as a CRE Credit Analyst, you need strong analytical skills, financial modeling expertise, and a solid understanding of commercial real estate markets, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, Excel, and credit risk assessment tools—as well as certifications like CFA or CCIM—are commonly required. Excellent attention to detail, communication skills, and the ability to work under pressure help analysts succeed in evaluating complex transactions and presenting findings. These skills ensure accurate risk assessments and support sound lending decisions for commercial real estate investments.

What are some common challenges faced by CRE credit analysts, and how can they be addressed?

CRE Credit Analysts often encounter challenges such as evaluating complex property types, interpreting market trends, and assessing borrower risk in volatile economic conditions. Staying current on local real estate markets and regulatory changes is essential. Collaborating closely with relationship managers, appraisers, and risk officers can help analysts gather comprehensive information and build stronger credit assessments. Leveraging industry-standard financial models and ongoing training can also enhance analytical accuracy and decision-making.

What is the difference between Cre Credit Analyst vs Commercial Credit Analyst?

AspectCre Credit AnalystCommercial Credit Analyst
Required CredentialsBachelor's degree in finance, accounting, or related field; relevant certificationsBachelor's degree in finance, economics, or related field; relevant certifications
Work EnvironmentBanking, financial institutions, credit departmentsBanking, financial institutions, credit departments
Employer & Industry UsagePrimarily in retail banking, credit unions, and specialized lenders

The main difference between a Cre Credit Analyst and a Commercial Credit Analyst lies in their focus areas. Cre Credit Analysts typically evaluate creditworthiness for real estate and consumer loans, while Commercial Credit Analysts focus on business and corporate loans. Both roles require similar credentials and work in comparable environments, but their target clients and loan types differ.

What are popular job titles related to Cre Credit Analyst jobs in Three Rivers, MI?

For Cre Credit Analyst jobs in Three Rivers, MI, the most frequently searched job titles are:

What job categories do people searching Cre Credit Analyst jobs in Three Rivers, MI look for?

The top searched job categories for Cre Credit Analyst jobs in Three Rivers, MI are:

What cities near Three Rivers, MI are hiring for Cre Credit Analyst jobs?

Cities near Three Rivers, MI with the most Cre Credit Analyst job openings:

Vice President, Commercial Real Estate Lending Officer (CRE)

Kalamazoo, MI

ThinkingAhead
51 - 200 employees

Full-time

Posted 18 days ago


Job description

Join a well-established regional community bank known for its relationship-driven approach and local decision-making. We are seeking an experienced Commercial Banking Relationship Manager (VP/FVP level) to manage and expand a high-quality portfolio primarily in Commercial Real Estate (CRE).

This individual will build new relationships, ensure the continued health of existing accounts, and serve as a trusted financial advisor to business clients across the community. The ideal candidate brings deep lending expertise, sound credit judgment, and a collaborative mindset. There is also potential to mentor or train a junior lender as the team grows.

Key Responsibilities

  • Manage and grow an assigned commercial portfolio (~$25–30MM, primarily CRE) while maintaining asset quality and compliance with bank credit policies.
  • Proactively identify and pursue new business opportunities within the community through networking, referrals, and relationship building.
  • Analyze financial statements and prepare credit packages for approval within lending authority.
  • Partner with credit, retail, and treasury management teams to deliver customized financial solutions.
  • Present loan requests to loan committee and senior management as needed.
  • Maintain frequent communication with clients to anticipate needs and provide exceptional service.
  • Represent the bank professionally in community and business organizations.
  • Mentor or support junior lending staff as appropriate.

Qualifications

  • Bachelor's degree in Business, Finance, Accounting, or related field.
  • Minimum of 5+ years of commercial lending experience;CRE & C&I lending experience strongly preferred.
  • Proven ability to build new relationships while managing a performing loan portfolio.
  • Strong credit analysis and financial modeling skills.
  • Excellent interpersonal, negotiation, and communication abilities.
  • High integrity, professional presence, and a team-oriented approach.
  • Proficiency in Microsoft Office Suite and bank lending software.

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