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Contractor Insurance Jobs in New Jersey (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Elizabeth, NJ

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

HealthMarkets, Inc.

Insurance Agent

Toms River, NJ · On-site

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

HealthMarkets, Inc.

Insurance Agent

Paterson, NJ · On-site

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

HealthMarkets, Inc.

Insurance Agent

Clifton, NJ

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

HealthMarkets, Inc.

Insurance Agent

Union City, NJ

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

HealthMarkets, Inc.

Insurance Agent

Newark, NJ

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

HealthMarkets, Inc.

Insurance Agent

Camden, NJ · On-site

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

HealthMarkets, Inc.

Insurance Agent

Trenton, NJ · On-site

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

HealthMarkets, Inc.

Insurance Agent

Jersey City, NJ

As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the largest independent health insurance agencies in the US. Youll have the opportunity to ...

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All JobsContractor Insurance JobsContractor Insurance Jobs in New Jersey

Contractor Insurance information

What is the difference between Contractor Insurance vs Subcontractor Insurance?

AspectContractor InsuranceSubcontractor Insurance
Required CredentialsGeneral liability, workers' compensation, commercial autoSimilar credentials, often with specialized coverage for subcontracted work
Work EnvironmentMain contractor overseeing projectsPerforming specific tasks under a contractor
Employer & Industry UsageUsed by general contractors and construction firmsUsed by subcontractors and specialty trade workers
Comparison Search IntentUnderstanding coverage differences for contractorsUnderstanding coverage for subcontracted work

Contractor Insurance covers general contractors managing entire projects, while Subcontractor Insurance is tailored for subcontractors performing specialized tasks. Both require similar credentials but serve different roles in the construction industry. Understanding these differences helps ensure proper coverage and risk management for each party involved.

What is contractor insurance?

Contractor insurance is a type of business insurance designed to protect contractors and construction professionals from financial losses related to their work. It typically covers risks such as property damage, bodily injury to third parties, and legal costs arising from accidents or mistakes on the job. Common types of contractor insurance include general liability, workers’ compensation, and tools and equipment coverage. Having the right insurance helps ensure contractors meet legal requirements and client expectations, and provides peace of mind while working on projects.

What are some common challenges faced by professionals working in contractor insurance, and how can they be addressed?

Professionals in contractor insurance often navigate challenges such as keeping up with changing regulations, accurately assessing risk for a diverse range of contracting businesses, and clearly communicating policy details to clients who may be unfamiliar with insurance terminology. Staying updated through ongoing education and industry resources, collaborating closely with underwriters and risk assessors, and developing strong client communication skills can help address these challenges. Teamwork within the agency and regular training sessions also play a crucial role in effectively managing client expectations and ensuring compliance.

What are the key skills and qualifications needed to thrive as a contractor insurance specialist?

To thrive as a Contractor Insurance Specialist, you need a solid understanding of insurance products, risk assessment, and relevant legal regulations, typically supported by a state insurance license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential for efficiency and accuracy. Strong interpersonal, negotiation, and problem-solving skills help build client trust and tailor solutions to unique contractor needs. These competencies are crucial for ensuring clients have appropriate coverage, mitigating risk, and maintaining a competitive edge in the insurance industry.
What are popular job titles related to Contractor Insurance jobs in New Jersey? For Contractor Insurance jobs in New Jersey, the most frequently searched job titles are:
What job categories do people searching Contractor Insurance jobs in New Jersey look for? The top searched job categories for Contractor Insurance jobs in New Jersey are:
What cities in New Jersey are hiring for Contractor Insurance jobs? Cities in New Jersey with the most Contractor Insurance job openings:
Contractor Insurance jobs near you
Infographic showing various Contractor Insurance job openings in New Jersey as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Independent Contractor - Residential Renovation Specialist (New Jersey)

The Byng Group

Maple Shade, NJ • On-site

Contractor

Re-posted 14 days ago

Job description

Independent Contractor – Residential Renovation Specialist (New Jersey)

Location: New Jersey (multiple residential job sites)
Engagement Type: Independent Contractor (1099)
Industry: Residential Renovations / Home Improvements

Opportunity

We are seeking an experienced Independent Contractor to support ongoing residential renovation projects throughout New Jersey. This opportunity is designed for established renovation professionals who operate their own business and are interested in consistent, project‑based work.

This role is not an employment position. Contractors are engaged per project under a written subcontract agreement with clearly defined scope, pricing, and timelines.

Scope of Work

Projects may include all or some of the following:

  • Kitchen renovations
  • Bathroom renovations
  • Drywall repair, preparation, and painting
  • Cabinet installation and adjustment
  • Ceramic and tile installation
  • Flooring installation (tile, vinyl, laminate, hardwood)
  • Finished carpentry and trim work
  • Demolition, including interior wall removal or relocation
  • Basic plumbing and electrical work within licensing limits

Independent Contractor Requirements

Applicants must:

  • Operate an independently established renovation or trade business
  • Hold an active New Jersey Home Improvement Contractor (HIC) registration
  • Carry Commercial General Liability Insurance (minimum $500,000 per occurrence)
  • Carry Workers’ Compensation Insurance or provide a valid exemption
  • Maintain any required trade‑specific licenses (plumbing/electrical, if applicable)
  • Supply their own tools, equipment, materials, and PPE
  • Control their own work methods, scheduling, and sequencing
  • Be free to accept work from other clients
  • Invoice for completed work per contract terms

Independent Contractor Status

This opportunity is offered exclusively to independent contractors. Engagement does not create an employer–employee relationship. Contractors are responsible for their own taxes, insurance, licensing, and business expenses. Compensation is issued via 1099 in accordance with agreed‑upon subcontract terms.

What We Offer

  • Steady residential renovation projects
  • Clearly defined scopes of work
  • Competitive per‑project or negotiated contract rates
  • Professional scheduling and project coordination
  • Opportunity for long‑term subcontract relationships

How to Apply

Please apply with:

  • A brief summary of your renovation experience
  • Your NJ HIC registration number
  • Proof of insurance and licensing
  • References or photos of recent completed work

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