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Contract Life Insurance Agent Jobs in Silver Spring, MD

Dorr Agency

Be Seen First

Life Insurance Agent

Alexandria, VA · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Kimbrell Agency

Life Insurance Agent

Washington, DC · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

HMG Careers

Remote Life Insurance Agent

Washington, DC · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Alexandria, VA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Baltimore, MD · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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All JobsContract Life Insurance Agent JobsContract Life Insurance Agent Jobs in Silver Spring, MD

Contract Life Insurance Agent information

See Silver Spring, MD salary details

$18.6K

$92K

$149.9K

How much do contract life insurance agent jobs pay per year?

As of Jul 27, 2026, the average yearly pay for contract life insurance agent in Silver Spring, MD is $91,973.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,400.00 and $126,100.00 per year, depending on experience, location, and employer.

What is a Contract Life Insurance Agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What are the key skills and qualifications needed to thrive as a Contract Life Insurance Agent, and why are they important?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.
What are popular job titles related to Contract Life Insurance Agent jobs in Silver Spring, MD? For Contract Life Insurance Agent jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Contract Life Insurance Agent jobs in Silver Spring, MD look for? The top searched job categories for Contract Life Insurance Agent jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Contract Life Insurance Agent jobs? Cities near Silver Spring, MD with the most Contract Life Insurance Agent job openings:
Contract Life Insurance Agent jobs near you
Infographic showing various Contract Life Insurance Agent job openings in Silver Spring, MD as of June 2026, with employment types broken down into 76% Full Time, and 24% Part Time. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $91,973 per year, or $44.2 per hour.

Life Insurance Agent

Mike W Jones Insurance

Arlington, VA • Remote

Other

Posted yesterday

Job description

Summary

We are looking for a dedicated, competitive, and passionate Life Insurance Agent to join our growing team. In this position, you will play a vital role in helping us expand our market and customer base through our innovative portfolio of life insurance and annuity products. At the same time, you will also help us build meaningful relationships with new and existing members. You will also be a part of a company with a proud history of helping others and giving back to the communities where our members live. Are you ready for a career that makes a difference? If so, read on and apply!

Responsibilities
  • Build, grow and expand Company’s membership base
  • Establish new accounts through prospecting, leads, and networking
  • Maintain client relationships
  • Develop weekly work plans that involve calling and scheduling appointments
  • Submit weekly activities and result reports
  • Service existing member accounts
  • Attend educational/training seminars as needed
Requirements
  • Great work ethic
  • Prior experience (or willing to learn) in the life insurance industry
  • Excellent customer service skills
  • Self-motivated and competitive
  • Optimistic and positive attitude
  • Has strong community connections and involvement
  • Strong desire to be successful
  • Willingness to learn
  • Outgoing personality
  • Strong communication and people skills
  • Entrepreneur spirit
  • Honesty and integrity