Community Banking Jobs in Georgia (NOW HIRING)

Job Summary

The Business Banking Officer proactively develops and maintains business relationships through calling efforts and relationship building.  This position establishes business loan, deposit, treasury management and other related services to meet needs of clients within a designated geographical territory, and target clients typically have annual revenues of $500,000 to $5,000,000 with lending needs of up to $1,500,000.

Key Responsibilities / Essential Functions

• Actively initiates business contacts to develop relationships, promote bank products/services, and maintain business acquisition pipeline and existing portfolio.
• Actively engages and interacts with branch partners to educate branch staff on client needs identifications and referrals.
• Counsels customers on business financing needs, and process and completes detailed review of loan application and other business services.
• Analyzes customer financial status, credit, and property evaluations to determine loan feasibility.
• Partners with Credit team to facilitate the review and processing of loans. 
• Partners with other lines of business to develop leads and referrals within existing portfolio.

Job Requirements

Education:

• High school diploma or equivalent required.

Required:

• 3+ years of experience as a business lender required with demonstrated record of achieving goals.
• Successful completion of bank training program(s) for lending (depending on experience and background as a lender).
• Must be bondable and have a valid driver’s license.
• Excellent attention to detail, communication skills, and ability to network and build business relationships.
• Thorough knowledge of all bank business lending and deposit products.
• Demonstrated knowledge of bank policies, procedures, lending practices, and bank business lending and deposit products.
• Demonstrated knowledge of credit analysis functions and related requirements and procedures.
• Ability to think and act independently within guidelines of bank policy and assigned personal authority.
• Familiarity with all federal and state banking regulations pertaining to lending and consumer compliance, including fair lending laws.
• Proficient in Microsoft Office products.

Preferred:

• Bachelor’s degree in business, finance, or related field.

About HomeTrust Bank

HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.

Work Environment, Physical Requirements 

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job.  HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.

• This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and scanners.
• Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
• Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
• The employee will frequently communicate and must be able to exchange accurate information with others.
• The employee may need to move around their office to attend meetings and to access files, machinery, or other job-related tools.

DISCLAIMER: HomeTrust Bank is an evolving company.  As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job.  While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

HomeTrust Bank’s policy is to provide equal employment opportunities to all persons regardless of race, color, religion, sex (including sexual orientation and gender identity), national origin, age, disability, genetic information, protected veteran status, or any other characteristic protected by federal law. Employment decisions will be based on valid job requirements and business needs, and we administer personnel actions (including recruitment, selection, promotion, compensation, benefits, transfers, layoffs, training, and social/recreation programs) without discrimination on any prohibited basis.