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Commission Captive Insurance Agent Jobs in Raleigh, NC

An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all ...

Insurance Agent

Raleigh, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

Insurance Agent

Durham, NC · On-site

$50K - $150K/yr

The agent/producer at Diversified Insurance Solutions is responsible for maintaining and maximizing ... Benefits Annual Base Salary + Commission + Bonus Opportunities Paid Time Off (PTO) Flexible ...

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions). Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity Kemper is a diversified ...

Industry-Leading Compensation Competitive commission schedules, advanced commissions on many ... Unmatched Product Access Contracts with more than 50 leading insurance carriers across life, health ...

Industry-Leading Compensation Competitive commission schedules, advanced commissions on many ... Unmatched Product Access Contracts with more than 50 leading insurance carriers across life, health ...

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Showing results 1-20

Commission Captive Insurance Agent information

See Raleigh, NC salary details

$24.3K

$63.2K

$118.1K

How much do commission captive insurance agent jobs pay per year?

As of Aug 1, 2026, the average yearly pay for commission captive insurance agent in Raleigh, NC is $63,206.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,300.00 and $74,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Commission Captive Insurance Agents, and how can they be addressed?

Commission Captive Insurance Agents often face the challenge of building a strong client base, especially in a competitive market where trust and long-term relationships are crucial. Navigating the complexities of captive insurance products and clearly communicating their benefits compared to traditional insurance can also be demanding. To overcome these challenges, agents benefit from continuous education, active networking, and leveraging support from their agency’s training programs. Staying updated on industry trends and regulatory changes is essential for providing clients with informed guidance and maintaining credibility.

What are Commission Captive Insurance Agents?

Commission captive insurance agents are professionals who work exclusively for one insurance company, known as a 'captive' insurer. They sell the company's insurance products and typically earn a commission based on the policies they sell, rather than a fixed salary. These agents are knowledgeable about their company's offerings and provide clients with tailored insurance solutions from their specific provider. Their deep understanding of the company's products allows them to offer expert advice, but their options are limited to what their employer offers. Working as a captive agent can offer stable support and training from the parent company.

What is the difference between Commission Captive Insurance Agent vs Independent Insurance Agent?

FeatureCommission Captive Insurance AgentIndependent Insurance Agent
CredentialsLicensing varies by state, typically requires an insurance licenseSame licensing requirements as captive agents
Work EnvironmentWorks exclusively for one insurance companyRepresents multiple insurance companies
EmployerEmployed by a single insurance companySelf-employed or works for an independent agency
Industry UsageCommon in specialized or exclusive product linesWidely used across various insurance markets

In summary, a Commission Captive Insurance Agent works exclusively for one insurer, focusing on its products, while an Independent Insurance Agent offers policies from multiple insurers, providing broader options to clients.

What are the key skills and qualifications needed to thrive as a Commission Captive Insurance Agent, and why are they important?

To thrive as a Commission Captive Insurance Agent, strong sales abilities, deep understanding of insurance products, and appropriate state licensing are essential. Familiarity with CRM software, quoting platforms, and compliance management systems is typically required. Excellent interpersonal skills, self-motivation, and resilience help agents build trust and maintain client relationships. These skills are crucial for meeting sales targets, ensuring regulatory compliance, and sustaining long-term business growth in a competitive market.
What cities near Raleigh, NC are hiring for Commission Captive Insurance Agent jobs? Cities near Raleigh, NC with the most Commission Captive Insurance Agent job openings:

Independent Licensed Life Insurance Agent- Remote

Group Financier Signature

Cary, NC • Remote

Contractor

Medical, Life

Posted 2 days ago

New


Job description

Independent Licensed Life Insurance Agent– Remote The Opportunity

Are you an active, licensed life insurance agent tired of restrictive "captive" contracts, low commission caps, or lack of lead transparency?

We are looking for seasoned professionals to join our platform as independent advisors. This is a 1099 partnership designed for producers who know the industry and want to maximize their ROI by leveraging 50+ top-rated carriers and a robust, automated infrastructure.

Key Responsibilities
  • Consultative Sales: Conduct high-level financial protection assessments for diverse client portfolios.
  • Carrier Selection: Leverage our platform to quote and bind policies across 50+ carriers, ensuring the best fit for the client.
  • Pipeline Management: Utilize our advanced CRM and automation tools to manage high-volume lead flows and client renewals.
  • Scale & Lead: (Optional) Build and mentor your own agency within our ecosystem to generate override income.
Why Experienced Agents Partner With Us
  • Uncapped High-Contract Levels: Competitive commission tiers with performance-based increases.
  • Zero Commission Splits on Leads: Access high-intent leads at cost; keep 100% of your earned commission.
  • Full Portability: You own your book of business from day one.
  • Vested Renewals: Build long-term wealth with immediate vesting on renewal income.
  • Elite Tech Stack: Full access to CRM, automated marketing funnels, and multi-carrier quoting tools.
  • Carrier Depth: Immediate access to A-rated carriers (Term, IUL, Whole Life, Final Expense).
The Professional Profile
  • Currently Licensed: You hold an active Life & Health (or Life-only) license in at least one state.
  • Proven Track Record: You have a history of consistent production and understand the nuances of the life insurance sales cycle.
  • Self-Sufficient: You are a disciplined remote professional who doesn't need "hand-holding" but values a high-level support community.
  • Tech-Savvy: Comfortable navigating modern CRM systems and virtual sales platforms.
Requirements
  • Active Resident Life Insurance License (Required).
  • Errors & Omissions (E&O) Insurance.
  • Must be authorized to work in the United States.
  • A dedicated home office setup with high-speed internet.
Compensation & Structure
  • 1099 Independent Contractor: True entrepreneurial freedom.
  • High Upfront Commissions: Aggressive advance schedules.
  • Passive Income: Monthly renewal income and performance bonuses.
  • Agency Overrides: Compensation for those interested in the leadership and recruitment track.

Note: This is a commission-only partnership for licensed professionals looking to scale their existing business or transition to a more lucrative platform.

Ready to Scale?

If you are a producer who is ready to leave the "trainee" environment behind and start earning what your production is actually worth, we want to talk.

PandoLogic. Keywords: Insurance Agent, Location: Cary, NC - 27512 , PL: 603957071