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Job Title

What does a successful Senior Reconciliation Analyst do?

As a Senior Reconciliation Analyst for Settlement Controls & Solutions (SCS), you will lead complex reconciliation activities that ensure accurate settlement and cash positioning for Fiserv and our clients. You will work closely with Treasury, operations, and technology partners to resolve discrepancies, enhance reconciliation processes, and support initiatives that improve financial accuracy, control, and client outcomes.

What you'll do:

• Liquidity & Funding Oversight

  • Own daily cash positioning across settlement accounts

  • Ensure funding sufficiency (DDA, fiduciary, sponsor bank accounts)

  • Escalate breaks impacting liquidity or credit utilization

• Advanced Reconciliation + Break Ownership

  • Lead resolution of complex recon breaks impacting cash

  • Validate completeness/accuracy of settlement flows end-to-end

• Control Execution (Audit-ready)

  • Execute and evidence key controls:

    • cash positioning validation

    • funding adequacy checks

    • exception aging governance

  • Partner with Risk / Audit on testing and remediation

• Analytics & Insight

  • Perform trend analysis (balances, funding usage, break types)

  • Identify risk patterns (timing delays, funding gaps, concentration risk)

• Cross-functional Coordination

  • Interface with:

    • Treasury (funding / credit limits)

    • Ops (recon + exceptions)

    • Tech (file failures, system impacts)

    • Banks / partners when needed

• Process Improvement

  • Identify automation / tooling opportunities

  • Standardize cash management playbooks and procedures

• Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.

Experience you'll need to have:

• Experience in accounting, bookkeeping, reconciliation, banking, finance, or a related discipline supporting daily financial processes.

• Experience supporting project implementation, process improvements, or operational change initiatives within a financial, banking, payments and/or similar environment.

• Advance proficiency in Microsoft Office Suite (Excel, Word)

• 4+ years of an equivalent combination of education, work and/or military experience

What would be great to have:

• Bachelors degree in Finance, Accounting, Business, Economics or a related field

• Knowledge of different card brands - VISA, Mastercard, AMEX, Discover.

• Experience working with Data Analytics/Metrics

• Experience in interpreting financial anomalies, reconciling financial records, identifying discrepancies, ensuring accurate treasury functions, and/or similar discipline

• Experience with Microsoft Office 365, Power BI, SQL, or Power Automate

• Specialized certifications such as CTP

How you'll work:

• This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.

• This role requires use of a computer and audio equipment.

Sponsorship:

• You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.

Benefits at Fiserv:

• Fuel Your Life program to support your physical, financial, social, and emotional well-being

• Paid holidays and generous time away policies

• No-cost mental health support through Employee Assistance Programs

• Living Proof program to recognize your peers' extra effort with points redeemable for rewards

• Eight Employee Resource Groups to foster a collaborative culture and expand your network

• Unparalleled professional growth with training, development, and internal mobility opportunities

• Medical, dental, vision, life, and disability insurance options available from day one

• Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.

• Tuition assistance and reimbursement program

• Paid parental, caregiver, and military leave

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Salary Range:

These pay ranges apply to employees in Maryland. Pay ranges for employees in other states may differ. Certain Positions are Commissions eligible.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.

Thank you for considering employment with Fiserv. Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Equal Opportunity:

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.

If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contactAskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.

Note to agencies:

Fiserv does not accept resume submissions from agencies outside of existing agreements.Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.