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Commercial Insurance Rater Jobs in Georgia (NOW HIRING)

CSAA

As a Commercial Pricing Actuarial Consultant, you will prepare and coordinate analyses for insurance rating. You will support individual account pricing, perform portfolio ratemaking analyses, and ...

CSAA

$94K - $111K/yr

Our mission is to reinvent commercial insurance in the mobility space to offer our partners ... Approves pricing methodologies, rating changes, discounts, and surcharges within authority and ...

SAFE LIFE POLICY

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Life Insurance Sales Representative

Atlanta, GA · On-site

$20/hr

... access to MARTA · Surrounded by top-rated restaurants, cafés, and shopping · Vibrant ... commercial insurance is a plus · Proficiency with Microsoft Office applications · Strong ...

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Commercial Insurance Rater information

What is a commercial insurance rater?

Commercial Insurance Raters are professionals who analyze data and apply underwriting guidelines to determine the appropriate premium rates for commercial insurance policies. They review applications, assess risks, and use specialized software to calculate costs for coverage such as property, liability, or workers’ compensation. Their work ensures that insurance companies charge fair and accurate premiums while minimizing financial risk. Raters often work closely with underwriters, agents, and brokers to provide accurate quotes for businesses seeking insurance.

What are the main challenges a commercial insurance rater faces when evaluating complex business risks?

One of the main challenges for a Commercial Insurance Rater is accurately assessing diverse and often complex business risks across various industries. This requires staying up-to-date with underwriting guidelines, regulations, and market trends, as well as interpreting detailed information from applications and supporting documents. Raters must collaborate closely with underwriters, agents, and sometimes clients to clarify uncertainties and ensure that pricing is both competitive and aligned with the insurer’s risk appetite. Managing multiple cases simultaneously while maintaining attention to detail is also a key challenge in this fast-paced environment.

What are the key skills and qualifications needed to thrive as a commercial insurance rater, and why are they important?

To thrive as a Commercial Insurance Rater, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, often supported by relevant industry experience or coursework. Familiarity with rating software, underwriting systems, and knowledge of regulatory compliance are typically required, with certifications like AINS or CPCU being advantageous. Exceptional organizational skills, accuracy, and effective communication help in collaborating with underwriters and agents. These competencies ensure accurate risk assessment and pricing, which are critical for profitability and client satisfaction in the insurance industry.

What is the difference between Commercial Insurance Rater vs Commercial Insurance Underwriter?

AspectCommercial Insurance RaterCommercial Insurance Underwriter
CredentialsTypically requires insurance licensing, knowledge of rating systemsRequires licensing, underwriting certifications, risk assessment skills
Work EnvironmentOffice-based, using rating software to calculate premiumsOffice or remote, evaluating risks and approving policies
Industry UsageCommonly used in insurance agencies and rating bureausUsed within insurance companies for policy approval
Search/Comparison IntentUnderstanding role differences, job requirementsComparing underwriting responsibilities and qualifications

While both roles are integral to the insurance industry, Commercial Insurance Raters focus on calculating premiums using rating systems, whereas Commercial Insurance Underwriters evaluate risks to approve or modify policies. Understanding these distinctions helps job seekers and employers align expectations and qualifications.

What cities in Georgia are hiring for Commercial Insurance Rater jobs?

Cities in Georgia with the most Commercial Insurance Rater job openings:

Infographic showing various Commercial Insurance Rater job openings in Georgia as of August 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 77% In-person, 5% Hybrid, and 18% Remote job distribution.

Commercial Insurance Producer

Atlanta, GA • On-site

King Risk Partners
See more jobs at King Risk Partnersexternal

$50K - $100K/yr

Full-time

Posted 9 days ago

Job description

Join a Company with Momentum!

The insurance industry is evolving rapidly, and the opportunity ahead is enormous for people willing to work hard, build relationships, and grow.

King Risk Partners is ranked as the 4th fastest-growing insurance broker in the United States! As King Risk Partners continues to grow, new career paths are opening for individuals who are passionate about building client relationships,delivering exceptional service, making a meaningful impact and desire to help shape the future of the organization.


This position offers a compensation of base salary plus commission.


Your Next Opportunity in Commercial Insurance

Are you an insurance professional who enjoys building relationships, identifying opportunities, and helping clients find the right coverage solutions?

We are looking for a Commercial Insurance Producer to join our growing team. This role is ideal for a motivated, service-driven professional who wants to build and manage a developing book of business while becoming a trusted resource for clients and their businesses.


As a Commercial Insurance Producer, you will work closely with clients, prospects, insurance carriers, and internal teams to understand risks, develop insurance solutions, present coverage options, and grow long-term relationships.

What You'll Do

  • Proactively develop new commercial insurance business through outbound calls, emails, networking, referrals, and in-person appointments.
  • Meet with clients and prospects to understand their business operations, risk exposures, and insurance needs.
  • Present proposals, renewals, and coverage options while clearly explaining terms, limits, deductibles, and pricing.
  • Submit, rate, quote, and bind new and renewal business in accordance with agency standards and carrier underwriting guidelines.
  • Prepare accurate and complete insurance applications and underwriting documentation, including loss runs and exposure information.
  • Partner with insurance carriers, marketing teams, and service teams to negotiate coverage terms and pricing.
  • Develop professional insurance proposals and maintain consistent communication throughout the sales and renewal process.
  • Identify and support cross-selling opportunities across Commercial Lines, Personal Lines, and other agency departments.
  • Build strong, long-term relationships with clients, prospects, and carrier partners.
  • Achieve established sales and production goals.
  • Maintain accurate and timely documentation in agency management and CRM systems, including AMS360 or equivalent platforms.
  • Track and report activity, pipeline, and production results.
  • Participate in agency sales and training meetings.
  • Stay current on insurance products, industry trends, and regulatory requirements.
  • Maintain all required state licensing and continuing education requirements.

What We're Looking For

  • Active Property & Casualty insurance license.
  • Working knowledge of commercial lines insurance products and policy structures.
  • Ability to evaluate risk exposures and recommend appropriate insurance solutions.
  • Strong interpersonal, communication, and consultative sales skills.
  • Ability to prospect, qualify leads, and develop a book of business.
  • Strong written and verbal communication skills.
  • Excellent organizational skills with a strong attention to detail and accuracy.
  • Proficiency with Microsoft Office and agency management/CRM systems.
  • Ability to work independently while contributing to a collaborative team environment.

Additional Requirements

  • Valid U.S. driver's license.
  • Minimum state-required auto insurance.
  • Ability to communicate effectively by phone, video, and in person.
  • Ability to maintain regular and punctual attendance.

Why This Opportunity?

This is an opportunity to build meaningful client relationships, develop your commercial insurance expertise, and grow a book of business within a collaborative, fast-paced insurance environment.

If you're motivated by relationships, growth, and the opportunity to make an impact, we'd love to connect with you.


Apply today and take the next step in your Commercial Lines career!


Equal Opportunity Employer

King Risk Partners, LLC is proud to be an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences.