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Collateral Valuation Analyst Jobs in Arizona (NOW HIRING)

Experience reviewing financial statements, personal and business tax returns, cash flow analyses, collateral valuations, and guarantor support for SBA lending transactions Other Preferred ...

Senior Underwriter

Chandler, AZ · On-site +1

$97K - $114K/yr

Review and analyze complex consumer credit applications for auto loans. * Evaluate credit bureau reports, income documentation, collateral valuation, and other supporting materials. * Make sound ...

Complex credits and strong knowledge of collateral valuation/liquidation * Regulatory agencies ... Analyze credit and develop and negotiate repayment terms with companies and high net worth ...

VP, Special Assets Officer

Phoenix, AZ · On-site

$140K - $185K/yr

Perform complex financial, collateral, and legal analysis; expert knowledge in cash flow and valuation analysis of MF properties nationwide, construction budgets and borrower/guarantor financial ...

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Collateral Valuation Analyst information

What is the difference between Collateral Valuation Analyst vs Real Estate Appraiser?

AspectCollateral Valuation AnalystReal Estate Appraiser
CredentialsTypically requires a bachelor's degree; certifications like AVA or similar may be preferredRequires state licensing or certification; often a certified residential or general appraiser
Work EnvironmentWorks in financial institutions, banks, or lending companies assessing collateral for loansWorks independently or for appraisal firms evaluating real estate properties
Industry UsageUsed mainly in finance, banking, and lending sectorsPrimarily in real estate, property sales, and valuation industries

While both roles involve property valuation, a Collateral Valuation Analyst focuses on assessing assets for lending purposes within financial institutions, often requiring familiarity with financial analysis and compliance. A Real Estate Appraiser specializes in property valuation for sales, taxation, or legal purposes, often requiring licensing and a deep understanding of real estate markets.

How much do collateral valuation analysts make in the US?

Collateral valuation analysts in the US typically earn a median annual salary of around $60,000 to $80,000, with experienced professionals and those in senior roles earning higher. Compensation can vary based on location, experience, certifications, and the complexity of the assets evaluated.

What does a collateral valuation analyst do?

A collateral valuation analyst assesses the value of assets used as collateral for loans or credit. They analyze property, equipment, or other assets, often using valuation models and industry standards, to determine their worth and ensure accurate risk assessment. This role typically requires attention to detail, financial analysis skills, and familiarity with valuation tools and regulations.

What cities in Arizona are hiring for Collateral Valuation Analyst jobs?

Cities in Arizona with the most Collateral Valuation Analyst job openings:

Senior Commercial Appraisal Reviewer - Phoenix, Houston, Midvale or Las Vegas

Phoenix, AZ • On-site

Zions Bancorporation
Commercial Banking • 10K+ employees

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago


Zions Bancorporation rating

8.2

Company rating: 8.2 out of 10

Based on 45 frontline employees who took The Breakroom Quiz


Job description

Zions Bancorporation is comprised of a collection of extraordinary, locally led and community-focused banks serving businesses, households and local governments in some of the best growth markets in the nation. We're determined to help build strong, successful communities, create economic opportunity and help our clients achieve greater financial strength through the relationships we develop and the services we provide.
Summary
The Senior Commercial Appraisal Reviewer is responsible for performing in-depth reviews of commercial real estate appraisal reports to ensure compliance with bank policies, federal regulations, and USPAP standards, securing credible valuations of real estate collateral used for underwriting, monitoring, and credit management purposes. The role provides consultation on appraisal policy and procedures, manages the appraisal procurement workflow, and supports operational effectiveness within the department. This position represents the department in internal and external interactions and provides advanced technical expertise, leadership, and support to colleagues, partners, and vendors.
Key Responsibilities
Appraisal Review & Core Operational Work
  • Perform in-depth reviews of commercial real estate appraisal reports to ensure compliance with bank policies, federal regulations, and USPAP standards, and to obtain credible valuations of real estate collateral used for underwriting, monitoring, and/or credit management purposes.
  • Perform advanced technical Administrative and Technical Reviews of appraisal reports for compliance with USPAP and Bank appraisal standards to secure credible valuations of real estate collateral.
  • May validate collateral valuation conclusions for underwriting, portfolio monitoring, and credit risk management with increased independence and subject matter authority, as appropriate.

Appraisal Ordering & Engagement Management
  • Order appraisals and oversee appraisal engagement management within designated systems of record.
  • Order, track, and manage appraisal engagements end-to-end, ensuring accurate documentation and timely delivery of reviews.

Consultation, Issue Resolution & Operational Support
  • Provide consultation on bank appraisal policy/standards and department procedures.
  • Assist with department operations, workflow management, and the appraisal procurement process.
  • Resolve valuation disputes and address complaints or concerns from lenders, internal stakeholders, vendors, and clients, helping to ensure completion of the appraisal procurement cycle.
  • Provide subject matter expertise on appraisal governance and support dispute resolution involving valuation concerns.
  • Develop resolutions to a diverse range of complex problems requiring creativity, sound judgment, and the ability to apply appraisal standards within broadly defined policies and practices.

Reporting, Initiatives & Process Improvement
  • Prepare reports for management as required, including contributions to strategic reporting or departmental initiatives.
  • Support operational improvements, process standardization, and modernization efforts within the department, providing contributions or leadership when applicable.
  • Contribute to department initiatives and participate in cross-functional projects requiring advanced appraisal expertise.

Leadership, Representation & Collaboration
  • Provide leadership, mentorship, technical guidance, and training to colleagues, bank staff, and third-party suppliers as needed.
  • Serve as a key resource representing the department to internal partners and external vendors, with elevated autonomy in scoping and completing assignments.
  • Represent the organization as a principal contact and regularly interact with management and senior customer personnel on matters requiring coordination across organizational lines.

Qualifications
Education & Experience
  • Bachelor's degree in business, finance, or related field.
  • 6+ years of experience in commercial real estate appraisal, review, evaluation, and/or directly related field.
  • A combination of education and experience may meet requirements.
  • Prior leadership, supervisory, or mentorship experience preferred.
  • Knowledge of CMBS appraisal requirements and collateral markets preferred.

Licensing & Professional Designations
  • Certified General license required.
  • MAI designation preferred.

Technical Expertise & Skills:
  • Expert knowledge of commercial real estate appraisal principles, practices, and applications; extensive knowledge of USPAP and Bank appraisal standards; advanced knowledge of financial math/applications.
  • Excellent analytical, problem-solving, and communication skills, both verbal and written; strong attention to detail and accuracy.
  • Ability to build and maintain effective working relationships with staff, bank management, and vendors.
  • Ability to work independently and manage multiple priorities.
  • Proficiency in related appraisal software, Microsoft Word, Excel, etc.
  • Demonstrated ability to manage complex appraisal assignments with increased autonomy and stakeholder coordination.

Pay Range:
  • $105,000 - $143,000 $ (Based upon relatable skills/experience and location)

Work Location:
This position can be located at one of our headquarters in the following locations:
  • Phoenix, AZ
  • Las Vegas, NV
  • Houston, TX
  • Midvale, UT

Benefits:
  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business,
  • Employee Ambassador preferred banking products

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