Collateral Inspection Jobs in Texas (NOW HIRING)

Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more!

PlainsCapital Bank is seeking a Collateral Analyst to perform post-closing reviews of loans for documentation requirements and cites exception items in collateral tracking system. Assists Loan Officers and Loan Assistants with documentation requirements and exception resolution.

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about.

• High School diploma, general education degree (GED), or equivalent required; Bachelor's degree in Business or related field preferred.
• 1 to 3 years office, clerical, and/or customer service experience required, preferably in a financial institution with a demonstrated understanding of bank practices/regulations.
• Excellent verbal, written and interpersonal communication skills.
• Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
• Excellent analytical, time management, organizational, and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
• Must be self-motivated with strong attention to detail and high level of accountability.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

• Performs post-closing review of loan documentation for discrepancies and deficiencies. This review includes but is not limited to execution of promissory notes, security agreements, and deeds of trust; collateral descriptions; lien positioning; county or state lien filings; titling requirements; flood requirements; inspections; compliance documentation; appraisals and appraisal reviews.
• Monitors and updates the Bank's collateral tracking system to include the accurate, complete, and current postings of all collateral and loan information for assigned accounts.
• Identifies and creates exception tracking items in collateral tracking system for collateral reporting deficiencies and discrepancies.
• Reviews organizational and entity documentation on loan borrowers and guarantors and creates exception tracking items in collateral tracking system. This review includes but is not limited to Articles of Incorporation, Certificates of Formation, Partnership Agreements, Borrowing Resolutions, Loan Agreements, and Guaranty Agreements.
• Assists lending staff with exception questions and in resolving outstanding exception items.
• Creates and maintains UCC lien filings on loan collateral with the Secretary of State or through CT Lien Solutions. Reviews lien search reports performed on loan collateral.
• Reviews and maintains current status of Certificates of Good Standing on corporate loan borrowers.
• Special projects as needed by management.
• Ongoing training with current staff.