Cognitive Software Engineer Jobs in Michigan (NOW HIRING)

General information

Ref # 22226

Remote? No

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

The Opportunity

At Ally, you get a startup feel, but experience the benefits of a company that has worked out the kinks and is fulfilling its purpose. We are always evolving and see that as a good thing. From owning our work to seeing its impact in the real world, our team is relentless in finding new ways technology can help make experiences better and help people. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed tech solutions. To read more about what our tech team does, be sure to visit our tech blog at ally.tech

Our team is seeking a Fellow Software Engineer to serve at the highest level of application development and technical lead expertise, responsible for championing software development and driving continuous improvement in our products. Your primary mission is to engineer scalable, secure, and reusable platforms that empower product teams to deliver elite user experiences at an enterprise scale. Beyond technical architecture, you will be a cornerstone of our Cloud and DevOps evolution. You will be responsible for institutionalizing best practices in reliability, performance, and observability across the entire software lifecycle. Operating within a highly regulated sector, you will work at the intersection of engineering and governance. You will partner with AML Compliance, Security, and Risk teams to embed regulatory requirements directly into our technical fabric. The ideal talent will have experience driving large scale development efforts in an agile environment as well as a thorough understanding of DevOps practices. We are looking for a high energy, team player interested in joining a group of Relentless Allies dedicated to making an impact on the marketplace. This position will report to a Director of Software Development or a Senior Technology Director. Passion for technology and problem solving are a must have.

At this time, Ally will not sponsor a new applicant for employment authorization for this position.

The Work Itself

• Serve as a high-impact individual contributor, designing and building core platform services, shared components, frameworks, CLIs, and tooling that materially improve developer productivity, system reliability, and scalability.
• Provide deep API development expertise, with strong subject-matter knowledge in AML compliance, enterprise integrations, and long-term platform sustainment.
• Own and evolve the end-to-end API platform architecture, balancing developer experience with enterprise requirements for performance, scalability, security, observability, and regulatory compliance.
• Mentor and develop senior and principal engineers through active engagement, including architecture and design sessions, code reviews, system walkthroughs, and pair-designing complex systems.
• Ensure platform solutions meet enterprise expectations for security, privacy, accessibility, audit readiness, and resiliency, including failure-mode analysis, resiliency testing, and graceful-degradation strategies.
• Evaluate emerging technologies and lead proof-of-technology initiatives, driving solutions through production implementation and broad organizational adoption where they deliver meaningful value.
• Partner closely with product owners and business stakeholders to ensure initiatives and user stories reflect appropriate technical direction, architectural integrity, and best practices.
• Provide technical leadership and direction to agile delivery squads, ensuring solutions are designed, developed, deployed, and sustained in alignment with business and compliance requirements.
• Drive continuous improvement in engineering practices through coaching, pair programming, rigorous code reviews, and technical forums, reinforcing high standards of quality and craftsmanship.
• Enable product teams through clear documentation, reference implementations, architectural guidance, and guardrails, reducing cognitive load and accelerating safe platform adoption.

The Skills You Bring

Minimum Qualifications:

• 9+ years of relevant experience
• Bachelor's Degree in Computer Science, Software Engineering, or other related discipline preferred

Preferred Qualifications:

• 9+ years of relevant experience managing projects in the technology sector.
• 3+ years' experience delivering and/or supporting AML and Fraud technology.
• Experience developing, executing, and integrating with Generative AI systems, Cloud based and on-prem applications, and SAS Financial Crimes platforms.
• Good understanding of technical architecture, design, and infrastructure (including cloud) to communicate effectively with technology delivery teams.
• Proven ability to multi-task and manage several concurrent projects and initiatives.
• Experience with Project Management methodologies and tools, resource planning, and forecasting.
• Ability to supervise staff and make personnel decisions.
• Consulting/Problem Solving -- ability to work in an advisory capacity to identify key technical and business problems, develop and evaluate alternative solutions and make recommendations.
• Systems Delivery -- Experience in all aspects of the software development life cycle (Agile)
• Technical Program Management -Expertise in leading large programs including planning, estimation, risk management, staffing, change control, and status reporting.
• Ability to craft and deliver messages regarding goals, risks, and issues to senior leadership in Technology and Compliance via presentations and emails.
• Knowledge of standard change management tools and processes.

#LI-Hybrid

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:

• Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
• Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
• Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range:

An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Emerging: 135000

Experienced: 185000

Expert: 235000

Incentive Compensation: This position is eligible to participate in our annual incentive plan