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Climate Risk Insurance Jobs in Sacramento, CA (NOW HIRING)

Infinium

Director of Insurance

Sacramento, CA

$160K - $185K/yr

Director of Insurance Location: Sacramento, California Reports To: Chief Financial Officer ... Monitor industry trends, regulatory changes, and emerging risks (e.g., PFAS, climate risk, cyber ...

SmithGroup

Senior Sustainability Analyst

Sacramento, CA · On-site

$115K - $135K/yr

... and climate risk assessments. • Guide strategic planning and design integration for complex ... insurance options. We invest in your future through our 401(k) program with employer matching ...

Rentokil

Pest Control Technician

Sacramento, CA · On-site

Provide advice on how to reduce the risk of future infestations. * Build relationships with ... Able to work both inside and outside in your local climate in company-provided weather gear * Lots ...

All JobsClimate Risk Insurance JobsClimate Risk Insurance Jobs in Sacramento, CA

Climate Risk Insurance information

See Sacramento, CA salary details

$88K

$129.6K

$198.3K

How much do climate risk insurance jobs pay per year?

As of Sep 8, 2026, the average yearly pay for climate risk insurance in Sacramento, CA is $129,564.00, according to ZipRecruiter salary data. Most workers in this role earn between $107,700.00 and $147,200.00 per year, depending on experience, location, and employer.

What is climate risk insurance?

Climate risk insurance is a type of insurance product designed to protect individuals, businesses, or governments against financial losses caused by climate-related events, such as floods, hurricanes, droughts, or wildfires. It works by providing payouts or coverage when certain climate-triggered conditions are met, helping policyholders recover from disasters more quickly. This insurance is increasingly important as climate change leads to more frequent and severe weather events, and it can also incentivize risk reduction strategies.

What are the key skills and qualifications needed to thrive as a climate risk insurance professional?

To thrive as a Climate Risk Insurance professional, you need expertise in risk assessment, climate science, and insurance principles, often supported by a degree in finance, environmental science, or actuarial studies. Familiarity with modeling software, data analytics platforms, and relevant industry certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Strong analytical thinking, communication, and problem-solving skills help professionals interpret complex data and explain risk scenarios to clients. These skills are crucial for accurately assessing climate-related risks and developing effective insurance solutions in a rapidly changing environment.

What are some common challenges faced by professionals working in climate risk insurance?

Professionals in climate risk insurance often navigate rapidly evolving scientific data, regulatory frameworks, and unpredictable weather events that impact risk assessment and pricing. Collaborating closely with underwriters, actuaries, and climate scientists is essential to accurately model and manage emerging risks. Staying updated on advancements in climate modeling tools and regulatory changes is crucial, as is effectively communicating complex risk information to clients and stakeholders. This dynamic environment requires adaptability, strong analytical skills, and a proactive approach to ongoing learning.

What is the difference between Climate Risk Insurance vs Environmental Risk Analyst?

AspectClimate Risk InsuranceEnvironmental Risk Analyst
Required CredentialsCertifications in insurance, risk management, environmental scienceDegrees in environmental science, risk assessment, or related fields
Work EnvironmentInsurance companies, risk consulting firms, financial institutionsEnvironmental consulting firms, government agencies, corporations
Industry UsageInsurance policies, risk mitigation strategies for climate-related eventsEnvironmental impact assessments, regulatory compliance, risk analysis

Climate Risk Insurance focuses on developing insurance products to protect against climate-related damages, while Environmental Risk Analysts assess environmental risks and advise on mitigation strategies. Both roles require environmental knowledge but differ in their primary functions and industry applications.

What are popular job titles related to Climate Risk Insurance jobs in Sacramento, CA?

For Climate Risk Insurance jobs in Sacramento, CA, the most frequently searched job titles are:

What job categories do people searching Climate Risk Insurance jobs in Sacramento, CA look for?

The top searched job categories for Climate Risk Insurance jobs in Sacramento, CA are:

What cities near Sacramento, CA are hiring for Climate Risk Insurance jobs?

Cities near Sacramento, CA with the most Climate Risk Insurance job openings:

Climate Risk Insurance jobs near you

Director of Insurance

Infinium

Sacramento, CA

$160K - $185K/yr

Full-time

Posted 14 days ago

Job description

Director of Insurance
Location: Sacramento, California
Reports To: Chief Financial Officer
Employment Type: Full-Time | FLSA Exempt
Salary: $160,000+ depending on experience
 
Why Infinium
Infinium is reimagining how the world powers, moves, and computes. With Infinium Energy™, we transform waste carbon into ultra-low carbon eFuels that decarbonize aviation, industry, and transport. Through Infinium Edge™, we deliver next-generation thermal infrastructure for data centers—unlocking extreme compute performance by removing heat as a constraint. Grounded in deep chemistry and energy systems expertise, Infinium turns carbon and heat from limits into opportunity.
As we scale advanced energy infrastructure and next-generation data center facilities, we’re looking for a Director of Insurance to design and lead the risk transfer strategy that protects our people, our projects, and our operations.

The Role
The Director of Insurance is responsible for designing, procuring, and managing Infinium’s global insurance and risk transfer program across a complex, multi-line risk portfolio. Reporting to the Chief Financial Officer, you will serve as the primary strategic advisor to executive leadership on enterprise risk financing, insurance program structure, and loss control—ensuring the company is appropriately protected against operational, financial, and reputational risk while optimizing total cost of risk.

What You’ll Do
Insurance Program Strategy & Placement
  • Design, negotiate, and manage the company’s annual insurance renewal strategy across all lines, including:
◦      Commercial General Liability (CGL)
◦      Excess / Umbrella Liability
◦      Commercial Auto Liability & Physical Damage
◦      Workers’ Compensation & Employers’ Liability
◦      Builder’s Risk / Construction-related coverages (OCIP/CCIP, contractor’s pollution, etc.)
◦      All-Risk Property (including business interruption / time element)
◦      Environmental / Pollution Liability
◦      Professional Liability / Errors & Omissions
◦      Management Liability Lines
◦      Data Center / Technology & Cyber-related property and liability exposures
◦      Catastrophic Loss programs (named windstorm, earthquake, flood, and other CAT-modeled perils)
  • Lead broker and carrier selection, RFP processes, and competitive bid strategy.
  • Analyze and negotiate policy terms, conditions, exclusions, sublimits, and pricing to ensure optimal coverage at competitive cost.
  • Evaluate and recommend retention levels, deductibles, self-insured retentions (SIRs), and captive insurance strategies.
  • Place surety bonds required in connection with business operations.
Risk Assessment & Loss Control
  • Partner with Operations, EHS, Construction/Project Management, and Facilities teams to identify emerging and evolving exposures (e.g., new construction projects, new data center sites, chemical process changes).
  • Conduct or coordinate exposure, hazard, and vulnerability assessments.
  • Develop and implement loss prevention and mitigation programs in coordination with EHS and Legal.
  • Monitor industry trends, regulatory changes, and emerging risks (e.g., PFAS, climate risk, cyber-physical convergence in data centers) that may impact coverage needs.
Claims Management
  • Oversee claims administration across all lines, ensuring timely reporting, reserve accuracy, and appropriate reserve challenges.
  • Track claims trends and loss experience to inform renewal strategy and underwriting negotiations.
  • Lead post-loss reviews for significant claims and catastrophic events.
Budget & Financial Management
  • Own the enterprise insurance budget, forecasting premium costs, and total cost of risk (TCOR) reporting to executive leadership.
  • Allocate insurance costs across business units / subsidiaries as applicable.
  • Evaluate alternative risk transfer mechanisms (captives, parametric insurance, structured programs) to manage volatility, particularly for catastrophic and environmental exposures.
Compliance & Contract Support
  • Review insurance requirements in customer, vendor, construction, and subcontractor contracts; ensure certificates of insurance (COIs) and additional insured requirements are met.
  • Ensure compliance with state/federal regulatory requirements for workers’ compensation and auto coverage across all operating jurisdictions.
  • Support M&A due diligence by evaluating insurance implications of acquisitions or divestitures.
  • Maintain relationships with regulators, auditors, and rating agencies as needed.
Stakeholder Management
  • Serve as primary liaison with insurance brokers, carriers, underwriters, and risk consultants.
  • Present insurance program strategy, renewal results, and risk exposure updates to senior leadership, Audit Committee, and/or Board of Directors.
  • Collaborate cross-functionally with Legal, Finance, EHS, Construction, IT/Data Center Operations, and Manufacturing leadership.

What We’re Looking For
  • Bachelor’s degree in Risk Management, Insurance, Finance, Business Administration, or related field (Master’s degree a plus).
  • 10+ years of progressive experience in corporate risk management or insurance brokerage, with direct responsibility for placing and managing complex, multi-line commercial insurance programs.
  • Demonstrated experience with property/casualty lines including CGL, excess/umbrella, auto, and workers’ compensation.
  • Experience managing property and casualty risk within at least two of the following high-hazard sectors: construction, chemical manufacturing, data center/critical infrastructure, or environmental-exposed operations.
  • Experience negotiating with carriers and brokers on complex, layered/excess programs.
  • Working knowledge of self-insurance, captive structures, and alternative risk transfer mechanisms.
  • Strong financial acumen.
What Will Set You Apart
  • Professional designations such as ARM (Associate in Risk Management), CPCU (Chartered Property Casualty Underwriter), CRM, or RIMS-CRMP.
  • Experience in chemical or industrial manufacturing risk environments, including process safety and product liability exposures.
  • Experience with wrap-up programs (OCIP/CCIP) for large construction projects.
Skills & Competencies
  • Excellent negotiation and vendor/broker management skills.
  • Strong analytical skills with the ability to interpret actuarial data, loss runs, and CAT models.
  • Exceptional written and verbal communication skills, including experience presenting to executive leadership.
  • High attention to detail with strong contract review capability.
  • Ability to manage multiple, concurrent renewal cycles and competing priorities across diverse business units.
  • Strategic thinker who can balance risk appetite with cost efficiency.
 Work Environment
Primarily office-based in Sacramento, California, with occasional travel to operating sites—construction projects, manufacturing facilities, and data centers—for risk assessments and stakeholder meetings, depending on business needs.
 
Infinium provides equal employment opportunities to all employees and applicants for employment without regard to, and prohibits discrimination and harassment based on, race, color, religion, age, sex, national origin, disability, medical condition, genetic information, military or veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

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