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Cfp Ricp Jobs in Baltimore, MD (NOW HIRING)

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Cfp Ricp information

See Baltimore, MD salary details

$60.6K

$101.3K

$140.1K

How much do cfp ricp jobs pay per year?

As of Aug 2, 2026, the average yearly pay for cfp ricp in Baltimore, MD is $101,291.00, according to ZipRecruiter salary data. Most workers in this role earn between $86,400.00 and $113,800.00 per year, depending on experience, location, and employer.

What are CFP and RICP professionals?

CFP stands for Certified Financial Planner, a professional who has met rigorous education, examination, and ethical standards to advise clients on financial planning, investments, retirement, and more. RICP stands for Retirement Income Certified Professional, a designation for financial advisors specializing in retirement income planning, helping clients transition from saving to spending in retirement. Both designations demonstrate advanced knowledge and a commitment to ethical financial guidance, but CFPs offer broader financial planning services while RICPs focus specifically on retirement income strategies.

What is the difference between Cfp Ricp vs Financial Advisor?

CriteriaCfp RicpFinancial Advisor
CertificationsCertified Financial Planner (CFP), Registered Insurance Producer (RICP)Varies; often includes CFP, Series 7, Series 66, or insurance licenses
Work EnvironmentFinancial planning firms, insurance companies, banksFinancial advisory firms, banks, independent practices
Industry UsageCommonly used in comprehensive financial planning and insurance salesBroader term for professionals providing financial advice

The main difference is that a Cfp Ricp holds specific certifications in financial planning and insurance, focusing on comprehensive financial advice and insurance products. A Financial Advisor is a broader term that may include various certifications and specializations. While all Cfp Ricp professionals are Financial Advisors, not all Financial Advisors hold the Cfp Ricp credentials.

What are the key skills and qualifications needed to thrive as a CFP RICP, and why are they important?

To thrive as a CFP RICP (Certified Financial Planner and Retirement Income Certified Professional), you need a deep understanding of financial planning, retirement income strategies, and comprehensive knowledge of tax laws and investment vehicles, typically supported by both CFP and RICP certifications. Familiarity with financial planning software like eMoney or MoneyGuidePro, as well as proficiency in spreadsheets and client management systems, is essential. Exceptional interpersonal skills, active listening, and the ability to communicate complex concepts clearly help build trust and foster strong client relationships. These skills are crucial for creating effective, individualized retirement strategies and ensuring clients' long-term financial security.

What are some common challenges faced by CFP®/RICP® professionals when advising clients nearing retirement?

CFP®/RICP® professionals often encounter challenges such as helping clients balance income needs with longevity risk, navigating complex tax implications of retirement distributions, and managing healthcare costs. They must also stay current with changing regulations and products while addressing clients’ emotional concerns about transitioning from accumulation to decumulation. Collaboration with accountants, attorneys, and other specialists is frequently needed to deliver holistic retirement strategies tailored to each client’s goals.
What are popular job titles related to Cfp Ricp jobs in Baltimore, MD? For Cfp Ricp jobs in Baltimore, MD, the most frequently searched job titles are:
What job categories do people searching Cfp Ricp jobs in Baltimore, MD look for? The top searched job categories for Cfp Ricp jobs in Baltimore, MD are:
What cities near Baltimore, MD are hiring for Cfp Ricp jobs? Cities near Baltimore, MD with the most Cfp Ricp job openings:
Cfp Ricp jobs near you
Infographic showing various Cfp Ricp job openings in Baltimore, MD as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $101,291 per year, or $48.7 per hour.

Product Offer Manager, Retirement Planning

T Rowe Price

Owings Mills, MD • Hybrid

Other

Retirement

Re-posted 5 days ago

T. Rowe Price rating

9.1

Company rating: 9.1 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

Job description

Role Summary

Owns assigned product(s) and establishes product roadmap the Holistic Lifetime Advice (HLA) offer within Retirement Plan Services (RPS). Executes on product strategy. Gathers and organizes product/services requirements and prioritizes or contributes to prioritization of product roadmap and approach to delivery and plan for adoption by business teams. Through business knowledge, provides guidance to internal and/or external clients on optimizing their use of enablement platforms and tools. Leverages insights gained from client interactions to recommend enhanced processes, reports, tools, etc., for improving effectiveness. Takes the lead in conceptualizing and developing enhancements. Advises business management on recommended priorities.

Responsibilities

  • Product Rollout - Implement a pilot program for offering financial planning and holistic advice and guidance to retirement plan participants. Work with a cross-organizational team to define the scope of services, identify pilot clients, ensure organizational readiness, monitor progress and recommend adjustments to the offer, and assess long-term success.
  • Product Ownership - Partners with various teams such as business teams, legal, compliance, finance, and design to ensure that solutions are compliant, client-centric, and in line with brand standards. May own product(s) from end to end. Establishes or heavily contributes to road map for assigned product(s). Removes impediments and facilitates decisions both inside and outside the core team to ensure successful product delivery. Elevates product-related issues that cannot be resolved to senior offer manager or management for resolution assistance; elevates key product decisions to senior management. The offer manager sets the direction for the product and prioritizes what will be included in the business case and each release. Prioritizes and manages backlog work.
  • Achieves Business Results -Oversees a cross-functional team, which could include marketing, client services, technology, and design associates. Ensures products meet and/or exceed standards for business performance, client satisfaction, compliance, and operational efficiency by closely monitoring, analyzing, and interpreting the metrics to assess the performance of products against key performance indicators (such as sales, new accounts, lead and referral generation, etc.). Develops and implements strategies and tactics to meet the desired business objectives for assigned products.
  • Product Release Coordination -Plans with other key team roles as well as product owners who are part of other teams, if necessary, to ensure a strategic, complementary release schedule. The offer manager also helps to identify necessary operational changes stemming from a release and is co-responsible for defining reusable solutions/shared components.

Qualifications

Required:

  • Bachelor's degree or the equivalent combination of education and relevant experience AND
  • 5+ years of total relevant work experience
  • Familiarity with financial planning processes and financial wellness solutions

Preferred:

  • Experience working with institutional retirement plans and/or retail investors
  • Professional designations such as CFP, ChFC, CRPC, or RICP

FINRA Requirements

FINRA licenses are not required and will not be supported for this role.

Work Flexibility

This role is eligible for hybrid work, with up to one day per week from home.

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