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Catastrophe Outside Property Claim Representative Trainee Jobs

As an Associate Claim Rep, Outside Property, you will receive comprehensive training in claim ... This position requires participation in our Catastrophe Response Program, which could include ...

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Catastrophe Outside Property Claim Representative Trainee information

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$30K

$78K

$165.5K

How much do catastrophe outside property claim representative trainee jobs pay per year?

As of Sep 12, 2026, the average yearly pay for catastrophe outside property claim representative trainee in the United States is $78,042.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $90,000.00 per year, depending on experience, location, and employer.

What does a Catastrophe Outside Property Claim Representative Trainee do?

A Catastrophe Outside Property Claim Representative Trainee is responsible for learning how to investigate, evaluate, and resolve property insurance claims that occur due to catastrophic events, such as hurricanes, floods, or tornadoes. They work primarily in the field, visiting affected sites, inspecting property damage, and interacting directly with policyholders. Under the supervision of experienced adjusters, trainees develop skills in documenting losses, determining coverage, and negotiating settlements. The role involves significant travel, quick decision-making, and strong customer service abilities, especially during high-stress disaster situations.

What are the key skills and qualifications needed to thrive as a Catastrophe Outside Property Claim Representative Trainee?

To excel as a Catastrophe Outside Property Claim Representative Trainee, you need a solid understanding of property insurance policies, investigative techniques, and a high school diploma or higher—often supplemented by relevant coursework or insurance licenses. Familiarity with claims management software, digital imaging tools, and mobile estimating platforms such as Xactimate is typically required. Strong communication, empathy, time management, and problem-solving skills help you effectively interact with policyholders and manage claims in high-stress, disaster-affected environments. These skills and qualifications are vital to ensure accurate claim assessments, customer satisfaction, and efficient recovery for clients during catastrophic events.

What are some common challenges faced by catastrophe outside property claim representative trainees during their first year on the job?

New Catastrophe Outside Property Claim Representative Trainees often face the challenge of rapidly adapting to high-pressure situations, especially when responding to large-scale disasters. The role frequently requires travel to affected areas, working long or irregular hours, and handling multiple complex claims simultaneously. Trainees must quickly develop strong investigative and customer service skills to assess damages, communicate empathetically with policyholders, and coordinate with contractors and adjusters. Team collaboration is essential, as trainees work closely with experienced adjusters and support staff to ensure timely and accurate claims resolution.

What is the difference between Catastrophe Outside Property Claim Representative Trainee vs Outside Property Claim Representative?

AspectCatastrophe Outside Property Claim Representative TraineeOutside Property Claim Representative
CredentialsTypically requires a high school diploma or equivalent; on-the-job training providedRequires similar credentials; often involves certification or licensing depending on state
Work EnvironmentField-based, responding to catastrophe sites, often in variable weather conditionsPrimarily field work at property sites, may include office tasks
Employer & Industry UsageInsurance companies during catastrophe events, entry-level trainee roleInsurance companies, experienced role for handling property claims

The Catastrophe Outside Property Claim Representative Trainee is an entry-level position focused on training for handling property claims during major disaster events. The Outside Property Claim Representative is a more experienced role responsible for managing property claims in the field. Both roles require similar credentials and work in the insurance industry, but the trainee position emphasizes learning and support during catastrophe responses.

How do you become a catastrophe outside property claim representative trainee?

To become a catastrophe outside property claim representative trainee, candidates typically need a high school diploma or equivalent, strong communication skills, and the ability to work outdoors in various weather conditions. Some employers prefer prior experience in insurance, claims adjusting, or related fields, and may require passing a licensing exam depending on the state or company policies.

Is a catastrophe outside property claim representative trainee a good job?

A catastrophe outside property claim representative trainee role involves assisting with insurance claims related to large-scale disasters, requiring strong communication and problem-solving skills. It offers opportunities for fieldwork, on-the-job training, and potential career advancement within the insurance industry. The job can be demanding due to the nature of catastrophe claims but provides valuable experience in claims handling and customer service.

What cities are hiring for Catastrophe Outside Property Claim Representative Trainee jobs?

Cities with the most Catastrophe Outside Property Claim Representative Trainee job openings:

What states have the most Catastrophe Outside Property Claim Representative Trainee jobs?

States with the most job openings for Catastrophe Outside Property Claim Representative Trainee jobs include:

Outside Property Associate Claim Representative

Hudson, MA • Remote

Travelers Companies (Import)
Insurance Services • 10K+ employees

$52K - $86K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 14 days ago


Travelers Insurance rating

9.0

Company rating: 9.0 out of 10

Based on 180 frontline employees who took The Breakroom Quiz


Job description

Who Are We?

Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Compensation Overview

The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.

Salary Range

$52,600.00 - $86,800.00

Target Openings

1

What Is the Opportunity?

As an Associate Claim Rep, Outside Property, you will receive comprehensive training in claim handling, customer service, and policy interpretation while working alongside experienced claim professionals. This position focuses on developing your skills and knowledge to successfully manage 1st party property claims. This program is typically 9-12 months and upon successful completion of this program you will have the skills needed to handle claims independently and progress toward full claims handling responsibility. This position is based remotely with work at residential and commercial locations with a combination of mobile work, work from your primary residence, or the nearest Travelers office. This is a field position with a territory in the Hudson area of Massachusetts.

What Will You Do?

  • Actively participate in structured training classes covering insurance policies, specific claim processes, systems, and procedures, including virtual, classroom, and on-the-job training.
  • Review, investigate, and document 1st party property claims under close supervision.
  • Gather information from policyholders, claimants, witnesses, and third-party providers.
  • Learn to investigate and evaluate all relevant facts and information (including but not limited to analyzing leases, contracts, by-laws and other relevant documents which may have an impact). Determine and apply coverage for building damages per policy terms.
  • Establish accurate scope of damages for building and contents losses and utilizes as a basis for written estimates and/or computer assisted estimates.
  • Provide timely and professional communication to customers, claimants, and internal stakeholders.
  • Maintain accurate records of claim activity in claim management systems.
  • Demonstrate openness to continuous learning, particularly in AI and digital transformation.
  • Adapt to new technology implementations, system upgrades, and digital tool rollouts while maintaining productivity and service quality.
  • In order to perform the essential functions of this role, acquisition and maintenance of Insurance License(s) and/or a UAS Remote Pilot Certification may be required to comply with federal, state, and Travelers requirements. Generally, required Insurance License(s) must be obtained within three months of starting the role, and ongoing continuing education requirements must be maintained as mandated.
  • This position requires participation in our Catastrophe Response Program, which could include deployment to assist our customers in other states.
  • This position requires the individual to access and inspect all areas of a dwelling or structure, which is physically demanding requiring the ability to carry, set up and climb a ladder weighing approximately 38 to 49 pounds, walk on roofs, and enter tight spaces (such as attic staircases and entries, crawl spaces, etc.). While specific territory or day-to-day responsibilities may not require an individual to climb a ladder, the incumbent must be capable of safely climbing a ladder when deploying to a catastrophe which is a requirement of the position.
  • Perform other duties as assigned.

What Will Our Ideal Candidate Have?

  • Bachelor's Degree.
  • Previous internship or work experience in customer service or insurance.
  • Willingness to obtain an active adjuster license where required by state law.
  • Proficient in Microsoft Office (Word, Excel, Outlook); willingness to learn claims management and estimating software.
  • Strong verbal and written communication skills with the ability to convey information clearly and professionally.
  • Ability to exercise sound judgement and make effective decisions within established authority.
  • Exceptional customer service skills and commitment to providing a positive experience for insureds and claimants.
  • Attention to detail and organizational skills; ability to manage multiple tasks and prioritize effectively.
  • Basic conflict resolution skills; willingness to learn techniques for facilitating productive discussions and negotiations.
  • Demonstrated openness to continuous learning.

What is a Must Have?

  • High School Diploma or GED and one year of customer service experience.
  • Valid driver's license.

What Is in It for You?

  • Health Insurance:Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
  • Retirement:Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
  • Paid Time Off:Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
  • Wellness Program:The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
  • Volunteer Encouragement:We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.

Employment Practices

Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.

In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.

If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.

Travelers reserves the right to fill this position at a level above or below the level included in this posting.

To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/.


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About Travelers

Sourced by ZipRecruiter

We are an insurance company that cares. Travelers takes on the risk and provides the coverage you need to protect the things that are important to you — your home, your car, your valuables and your business — so you don’t have to worry. We have been around for more than 165 years and have earned a reputation as one of the best property casualty insurers in the industry because we take care of our customers. Our expertise and focus on innovation have made us a leader in personal, business and specialty insurance and the only property casualty company in the Dow Jones Industrial Average. Every day, our approximately 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom and Ireland help provide peace of mind to our customers.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1853