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Broker Risk Management Jobs in Texas (NOW HIRING)

This position works directly with senior leaders, insurance brokers, underwriters, legal counsel, and operational teams to manage risk, ensure contractual compliance, and support Hanover ...

Serve as a liaison with insurance brokers and carriers; support renewals, negotiate coverage, and ... Bachelor's degree in Risk Management, Finance, Business Administration, Accounting, or a related ...

Serve as a liaison with insurance brokers and carriers; support renewals, negotiate coverage, and ... Bachelor's degree in Risk Management, Finance, Business Administration, Accounting, or a related ...

Manage and maintain strong relationships with insurance brokers, carriers, reinsurers, captive managers, and third-party advisors. * Present insurance strategy, captive performance, and risk insights ...

Manage and maintain strong relationships with insurance brokers, carriers, reinsurers, captive managers, and third-party advisors. * Present insurance strategy, captive performance, and risk insights ...

Manage and maintain strong relationships with insurance brokers, carriers, reinsurers, captive managers, and third-party advisors. * Present insurance strategy, captive performance, and risk insights ...

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Broker Risk Management information

What does a risk management broker do?

A risk management broker assesses and advises clients on potential financial and operational risks, helping them develop strategies to mitigate those risks. They analyze data, understand industry regulations, and often use specialized tools to evaluate risk exposure and recommend appropriate insurance coverage or risk controls.

Do risk managers make good money?

Risk managers, including those in broker risk management, typically earn competitive salaries that vary based on experience, industry, and location. Entry-level positions may start lower, while experienced risk managers with certifications like FRM or CRM can earn higher compensation, often including bonuses and benefits. Overall, risk management is considered a well-paying field within finance and corporate sectors.

What are the key skills and qualifications needed to thrive as a Broker in Risk Management, and why are they important?

To thrive as a Broker in Risk Management, you need a solid understanding of financial markets, risk assessment, and regulatory compliance, often supported by a finance-related degree or professional certifications such as FRM or CFA. Familiarity with risk management software, financial modeling tools, and relevant trading platforms is typically required. Strong analytical thinking, negotiation skills, and effective communication set top performers apart in this role. These skills are crucial for accurately evaluating risk exposures, ensuring regulatory compliance, and building trust with clients in high-stakes financial environments.

What qualifications do I need to be a Risk Manager?

A Risk Manager typically needs a bachelor's degree in finance, economics, business, or a related field. Professional certifications such as the Financial Risk Manager (FRM) or Professional Risk Manager (PRM) can enhance qualifications, and strong analytical, communication, and problem-solving skills are essential for success in the role.

What is the difference between Broker Risk Management vs Insurance Underwriter?

AspectBroker Risk ManagementInsurance Underwriter
CredentialsLicenses, risk management certificationsActuarial exams, underwriting certifications
Work EnvironmentBrokerage firms, client-facing rolesInsurance companies, risk assessment settings
Industry UsageUsed in brokerage and risk management sectorsPrimarily in insurance companies and underwriting firms

While both roles involve risk assessment, Broker Risk Management focuses on managing client risks and advising on coverage options, often working directly with clients and brokers. Insurance Underwriters evaluate risks to determine policy terms and pricing within insurance companies. Understanding these differences helps professionals choose the right career path or role within the insurance industry.

What is the highest paying risk management job?

In risk management, executive roles such as Chief Risk Officer (CRO) typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CRM, and strong leadership skills, especially in financial services or large corporations.

What is Broker Risk Management?

Broker Risk Management refers to the processes and strategies brokers use to identify, assess, and mitigate risks associated with trading and financial transactions. Professionals in this role monitor market trends, assess client portfolios, and implement risk controls to protect both brokers and their clients from potential financial losses. They ensure compliance with regulatory requirements and help develop policies to manage exposure to various types of risks, such as credit, market, and operational risks.

What are some common challenges faced by professionals in Broker Risk Management, and how can they effectively address them?

Professionals in Broker Risk Management often encounter challenges such as rapidly changing market conditions, regulatory compliance demands, and the need to balance client risk appetites with organizational policies. Staying updated on financial regulations and market trends is crucial, as is fostering strong communication with both clients and internal teams. Effective risk managers regularly collaborate with traders, compliance officers, and legal departments to ensure risk exposures are identified, assessed, and mitigated promptly. Proactively adopting new risk assessment tools and maintaining ongoing education can help address these challenges successfully.
Risk Manager - Insurance

$110K - $145K/yr

Full-time

Medical, Retirement

Posted 23 days ago


Insurance Office Of America rating

8.6

Company rating: 8.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

73rd of 261 rated insurance


Job description

Description

Job Description:

Title: Risk Manager - Insurance 

Fully Remote: applicants in Eastern or Central Time Zone
Supporting: Longwood, FL | Required: Bachelor’s degree in Risk Management, Finance, Business, Insurance (or a related field), active P&C license
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace. Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours. To view our branch locations, please visit: ioausa.com/locations 
 

About the Role: The Insurance Broker – Risk Manager is responsible for identifying, assessing, and mitigating organizational risk through the design, placement, and ongoing management of insurance and risk financing programs. This role acts as a strategic advisor to clients or internal stakeholders, aligning insurance solutions with business objectives while ensuring regulatory compliance, cost efficiency, and effective claims management. 

 
Key Responsibilities: 

  • Risk Assessment: Conduct comprehensive risk evaluations across property, casualty, liability, professional, cyber, and related exposures to identify risk profiles. 

  • Exposure Analysis: Analyze loss history, operations, and contractual obligations to determine coverage requirements and risk tolerance. 

  • Risk Mitigation Strategy: Develop and implement strategies, including loss control and prevention initiatives, to reduce exposure and improve outcomes. 

  • Program Design & Placement: Design and structure insurance programs that align with client or organizational needs and risk profiles. 

  • Carrier Marketing & Negotiation: Market programs to carriers, negotiating terms, coverage, and pricing to achieve optimal results. 

  • Alternative Risk Solutions: Advise on risk financing strategies such as captives, self‑insurance, deductibles, and retention structures. 

  • Client Advisory: Serve as a trusted advisor to clients and leadership, providing guidance on risk management strategies and insurance solutions. 

  • Proposal & Renewal Strategy: Prepare and present risk analyses, insurance proposals, and renewal recommendations to stakeholders. 

  • Policy Administration: Review policies, endorsements, and certificates to ensure accuracy, adequacy, and proper coverage alignment. 

  • Compliance Management: Ensure adherence to regulatory requirements, contractual obligations, and internal risk management standards. 

  • Claims Oversight: Oversee claims reporting and resolution, coordinating with carriers, adjusters, and legal partners to drive favorable outcomes. 

  • Claims Analysis: Monitor claim trends and recommend corrective actions to reduce future losses and improve performance. 

  • Carrier & Stakeholder Collaboration: Partner with carriers and internal teams including Legal, Finance, HR, and Operations to align risk strategies. 

  • Market & Risk Intelligence: Stay informed on market trends, emerging risks, regulatory changes, and industry developments to provide proactive recommendations. 

  • Champion IOA Values: Demonstrate integrity and leadership. 

 
Ideal Candidate Qualifications: 

  • Bachelor’s degree in Risk Management, Finance, Business, Insurance, or related field; advanced degree preferred 

  • 5–10+ years of experience in insurance brokerage, risk management, or commercial insurance consulting. Active property & casualty licensing.

  • Proven expertise managing complex insurance programs and client relationships 

  • Professional designations such as CPCU, ARM, or CRM preferred; active insurance licensing as required 

  • Strong knowledge of commercial insurance products, coverage structures, and risk transfer strategies 

  • Excellent analytical, financial, negotiation, and problem‑solving skills 

  • Outstanding communication and presentation abilities with a consultative, relationship‑driven approach 

  • High attention to detail, strong organizational skills, and ability to manage multiple priorities 

 
What We Offer: 

  • Competitive salaries and bonus potential 

  • Company-paid health insurance 

  • Paid holidays, vacations, and sick time 

  • 401K with employer match 

  • Professional growth and career progression opportunities 

  • Respectful culture and work/family life balance 

  • Community service commitment 

  • Supportive teammates and a rewarding work environment 

 
What to Expect (Application Process): 

  • 30-Minute Phone Screen, Online Assessments, and Interview(s) 

Salary Range

The expected pay range for this position is $110,000.00 to $145,000.00 per year, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Summary

The Insurance Broker – Risk Manager is responsible for identifying, assessing, and mitigating organizational risk through the design, placement, and ongoing management of insurance and risk financing programs. This role acts as a strategic advisor to clients or internal stakeholders, aligning insurance solutions with business objectives while ensuring regulatory compliance, cost efficiency, and effective claims management.