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How much do boat insurance investigator jobs pay per hour?

As of Sep 10, 2026, the average hourly pay for boat insurance investigator in the United States is $25.77, according to ZipRecruiter salary data. Most workers in this role earn between $21.88 and $31.73 per hour, depending on experience, location, and employer.

What does a boat insurance investigator do?

A Boat Insurance Investigator is responsible for examining insurance claims related to boats and other watercraft. They investigate incidents such as accidents, theft, or damage to determine the validity of a claim and to detect possible fraud. This job involves gathering evidence, interviewing involved parties, inspecting damaged vessels, and preparing detailed reports. Their findings help insurance companies decide whether to approve or deny a claim and to establish the amount of compensation, if any. Boat Insurance Investigators often work closely with law enforcement and marine experts during their investigations.

What are the key skills and qualifications needed to thrive as a boat insurance investigator?

To thrive as a Boat Insurance Investigator, you need strong analytical skills, attention to detail, and a solid understanding of marine insurance policies and maritime regulations, often supported by experience in claims assessment or a relevant degree. Familiarity with claims management software, digital forensics tools, and possibly certifications like Certified Insurance Fraud Investigator (CIFI) are valuable technical assets. Exceptional communication, investigative curiosity, and negotiation skills help build rapport with clients and resolve complex claims effectively. These skills ensure thorough investigations, prevent fraudulent claims, and protect both the company and clients' interests.

What are some common challenges faced by boat insurance investigators during claims assessments?

Boat Insurance Investigators often encounter challenges such as verifying the accuracy of reported damages, distinguishing between accident-related and pre-existing issues, and dealing with incomplete or inconsistent information from claimants. Investigators must also navigate complex regulations and coordinate with various stakeholders, including policyholders, repair shops, and maritime authorities. Strong analytical skills and attention to detail are essential for resolving disputes and ensuring that claims are handled fairly and efficiently.

What are popular job titles related to Boat Insurance Investigator jobs?

For Boat Insurance Investigator jobs, the most frequently searched job titles are:

Infographic showing various Boat Insurance Investigator job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $53,602 per year, or $25.8 per hour.

Investigator - QP

North Kingstown, RI • On-site

General Dynamics Electric Boat
Guided Missile and Space Vehicle Manufacturing • 10K+ employees
Learn more about General Dynamics Electric Boatexternal

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

General Dynamics Electric Boat rating

8.0

Company rating: 8.0 out of 10

Based on 166 frontline employees who took The Breakroom Quiz

Job description

Overview

Electric Boat Quonset Point is in need of an Investigator to support our historic growth. In this role, you will conduct investigations into security, safety, ethics, human resources, and malpractice issues. Responsibilities are as follows:

  • Employ all the fundamentals of investigation techniques for the purpose of fact finding, to include but not limited to surveillance, evidence collection and preservation, witness interviews and obtaining detailed written statements
  • Provide detailed reports/findings to designated individuals in Security, Human Resources, Ethics, Legal and Safety
  • As needed, testify on behalf of the Company in various proceedings including administrative hearings, arbitrations, court and worker’s compensation hearings
  • Legally and physically operating company vehicles and using Company issued equipment as required for the performance of assigned duties is required

The selected candidate is expected to have excellent verbal and written commutation skills and be able to develop and maintain strong working relationships with employees at all levels of the organization

Benefits and Perks:

  • Paid vacation, plus 10 paid holidays each year
  • Full Medical and Dental
  • Vision Plan and Optical Shop
  • Employee Pharmacy
  • Life Insurance
  • Accidental Death and Dismemberment Insurance
  • Flexible Spending Accounts for health and care giving
  • HSA with company seed and match program
  • Generous Stock Savings and Investment Plan (401K)
  • Athletic Club and Fitness Center
  • Discounts to local and national vendors
  • Relocation Assistance for those that qualify

This position is onsite at the Quonset Point facility in North Kingstown, RI.

Qualifications

Required:

  • High School Diploma or equivalent
  • 3+ years of documented complex investigation experience such as but not limited to: Municipal Police Department Investigator or State Police Department Investigator, Federal Investigator, Military Investigator, Tribal Investigator, or Industrial Security Investigator
  • Must possess and maintain a valid driver's license issued by the state in which you reside
  • Working all shifts including extended hours and weekends as business needs dictate is required
  • Travel within the continental United States and Hawaii as needed to complete investigations is required (less than 5%)
  • Ability to obtain and maintain a security clearance through the department of defense

Preferred:

  • Bachelor’s Degree in Industrial Security, Criminal Justice or other related field
  • 10+ years of investigation experienceActive DoD security clearance
  • Military
Skills
  • Professional experience as a primary or lead investigator of incidents involving industrial accidents, industrial malpractice, labor law, embezzlement, discrimination and allegations of harassment
  • Ability to work independently, with little supervision
  • Sound critical decision making
  • Exceptional attention to detail
  • Able to research and analyze data and findings
  • Able to handle investigations with complete objectivity, consistency, and maintainconfidentiality
  • Ability to handle multiple investigations simultaneously
  • Demonstrated proficiency in Microsoft Word and Excel
Physical Qualifications
  • Climbing
  • Color Vision
  • Crawling
  • Kneeling
  • Light Lifting
  • Pulling
  • Pushing
  • Reaching
  • Stooping
  • Twisting
Environmental Attributes
  • Cold
  • Dry
  • Dusty
  • Hot
  • Inside
  • Noise
  • Outside
  • Wet
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