Business Banker
$128K - $196K/yr
This associate engages bank partners to provide a full range of deposit and related business ... Established COI's and referral sources Financial analysis and credit underwriting skills Knowledge ...
Business Banker
$128K - $196K/yr
This associate engages bank partners to provide a full range of deposit and related business ... Established COI's and referral sources Financial analysis and credit underwriting skills Knowledge ...
Underwriter I
Anaheim, CA · On-site
$50K - $60K/yr
Previous experience in merchant services, banking, lending, credit, fraud prevention, risk, financial services, or a related field preferred * Merchant underwriting experience is helpful but not ...
Underwriter I
Anaheim, CA · On-site
$50K - $60K/yr
Previous experience in merchant services, banking, lending, credit, fraud prevention, risk, financial services, or a related field preferred * Merchant underwriting experience is helpful but not ...
Be Seen First
Company Mission Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders ... A minimum of two years of mortgage loan underwriting experience Extensive knowledge and experience ...
Quick apply
Be Seen First
Company Mission Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders ... A minimum of two years of mortgage loan underwriting experience Extensive knowledge and experience ...
Portfolio Manager I - Private Banking Commercial Real Estate
Irvine, CA · On-site
$41.83 - $66.81/hr
Prepare underwriting memorandums and approval documents for presentation to Credit Risk ... City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of ...
Portfolio Manager I - Private Banking Commercial Real Estate
Irvine, CA · On-site
$41.83 - $66.81/hr
Prepare underwriting memorandums and approval documents for presentation to Credit Risk ... City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of ...
Jr. Underwriter
Anaheim, CA · On-site
$26 - $29/hr
Complete income calculations from bank statement help desk and provide completed income analysis to ... underwriting support, loan setup, or quality control) preferred * Basic understanding of ...
Jr. Underwriter
Anaheim, CA · On-site
$26 - $29/hr
Complete income calculations from bank statement help desk and provide completed income analysis to ... underwriting support, loan setup, or quality control) preferred * Basic understanding of ...
Credit Associate - Private Banking Commercial Real Estate
Irvine, CA · On-site
$34.55 - $55.19/hr
... underwriting and portfolio management. * Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit ...
Credit Associate - Private Banking Commercial Real Estate
Irvine, CA · On-site
$34.55 - $55.19/hr
... underwriting and portfolio management. * Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit ...
Surety Underwriter
Irvine, CA · Hybrid
$75K - $115K/yr
Experience in commercial banking is preferred and will help you excel in this Surety Underwriter ... position. You are relationship-driven, analytical, and adaptable. As a Surety Underwriter , you're ...
Surety Underwriter
Irvine, CA · Hybrid
$75K - $115K/yr
Experience in commercial banking is preferred and will help you excel in this Surety Underwriter ... position. You are relationship-driven, analytical, and adaptable. As a Surety Underwriter , you're ...
Surety Underwriter
Irvine, CA · Hybrid
Experience in commercial banking is preferred and will help you excel in this Surety Underwriter ... position. You are relationship-driven, analytical, and adaptable. As a Surety Underwriter , you're ...
Quick apply
Surety Underwriter
Irvine, CA · Hybrid
Experience in commercial banking is preferred and will help you excel in this Surety Underwriter ... position. You are relationship-driven, analytical, and adaptable. As a Surety Underwriter , you're ...
Surety Underwriter
Irvine, CA · On-site
$75K - $115K/yr
Experience in commercial banking is preferred and will help you excel in this Surety Underwriter ... position. You are relationship-driven, analytical, and adaptable. As a Surety Underwriter , you're ...
Surety Underwriter
Irvine, CA · On-site
$75K - $115K/yr
Experience in commercial banking is preferred and will help you excel in this Surety Underwriter ... position. You are relationship-driven, analytical, and adaptable. As a Surety Underwriter , you're ...
Business Banker
Mission Viejo, CA · On-site
$128K - $196K/yr
This associate engages bank partners to provide a full range of deposit and related business ... Established COI's and referral sources Financial analysis and credit underwriting skills Knowledge ...
Business Banker
Mission Viejo, CA · On-site
$128K - $196K/yr
This associate engages bank partners to provide a full range of deposit and related business ... Established COI's and referral sources Financial analysis and credit underwriting skills Knowledge ...
Portfolio Manager
Irvine, CA · On-site
$80K - $100K/yr
... bank's credit guidelines. QUALIFICATIONS: * Bachelor's degree in business administration or related field preferred. * Minimum 5 years of underwriting experience in lending or relevant Commercial ...
Quick apply
Portfolio Manager
Irvine, CA · On-site
$80K - $100K/yr
... bank's credit guidelines. QUALIFICATIONS: * Bachelor's degree in business administration or related field preferred. * Minimum 5 years of underwriting experience in lending or relevant Commercial ...
Mortgage Loan Processor III
Irvine, CA · On-site
$33 - $36/hr
Mortgage Loan Processor III Sunflower Bank, N.A. is looking for an energetic, highly motivated ... A Processor supports loan applicants, loan officers, underwriters and appropriate third parties by ...
Mortgage Loan Processor III
Irvine, CA · On-site
$33 - $36/hr
Mortgage Loan Processor III Sunflower Bank, N.A. is looking for an energetic, highly motivated ... A Processor supports loan applicants, loan officers, underwriters and appropriate third parties by ...
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
Senior Government Underwriter
Santa Ana, CA · On-site
$102K - $121K/yr
... underwriting guidelines. They will also act as a "knowledge bank" in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage's clients. ESSENTIAL ...
Senior Government Underwriter
Santa Ana, CA · On-site
$102K - $121K/yr
... underwriting guidelines. They will also act as a "knowledge bank" in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage's clients. ESSENTIAL ...
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
Mortgage Loan Originator
Rancho Cucamonga, CA · On-site
$20/hr
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
Mortgage Loan Originator
Rancho Cucamonga, CA · On-site
$20/hr
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
Senior Government Underwriter
Santa Ana, CA · On-site
$102K - $121K/yr
... underwriting guidelines. They will also act as a "knowledge bank" in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage's clients. ESSENTIAL ...
Senior Government Underwriter
Santa Ana, CA · On-site
$102K - $121K/yr
... underwriting guidelines. They will also act as a "knowledge bank" in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage's clients. ESSENTIAL ...
Senior Government Underwriter
$102K - $121K/yr
... underwriting guidelines. They will also act as a "knowledge bank" in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage's clients. ESSENTIAL ...
Senior Government Underwriter
$102K - $121K/yr
... underwriting guidelines. They will also act as a "knowledge bank" in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage's clients. ESSENTIAL ...
Mortgage Loan Originator
San Bernardino, CA · On-site
$20/hr
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
Mortgage Loan Originator
San Bernardino, CA · On-site
$20/hr
... banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies ...
Bank Underwriting information
See Riverside, CA salary details
$13.79 - $15.66
2% of jobs
$15.66 - $17.53
7% of jobs
$17.53 - $19.40
15% of jobs
$19.46 is the 25th percentile. Wages below this are outliers.
$19.40 - $21.27
16% of jobs
The median wage is $22.57 / hr.
$21.27 - $23.14
14% of jobs
$23.14 - $25.01
15% of jobs
$25.94 is the 75th percentile. Wages above this are outliers.
$25.01 - $26.88
12% of jobs
$26.88 - $28.75
6% of jobs
$28.75 - $30.62
5% of jobs
$30.62 - $32.49
4% of jobs
$32.49 - $34.36
3% of jobs
$13
$23
$34
How much do bank underwriting jobs pay per hour?
As of Aug 8, 2026, the average hourly pay for bank underwriting in Riverside, CA is $23.74, according to ZipRecruiter salary data. Most workers in this role earn between $19.57 and $26.83 per hour, depending on experience, location, and employer.
What is bank underwriting?
Bank underwriting is the process by which a financial institution evaluates the risk of lending money to a borrower or insuring an individual or asset. Underwriters review credit history, financial information, and other factors to determine whether an applicant qualifies for a loan or insurance and under what terms. This process helps banks minimize risk and maintain sound lending practices. Underwriting can apply to mortgages, personal loans, business loans, and other financial products.
Do bank underwriters make a lot of money?
Bank underwriters typically earn a median annual salary that is competitive within the financial industry, with salaries varying based on experience, location, and the size of the institution. Entry-level underwriters may earn less, while experienced professionals with certifications can earn higher salaries, often supplemented by bonuses and benefits. Overall, it is considered a well-paying role for those with relevant skills and industry knowledge.
What is the difference between Bank Underwriting vs Loan Officer?
| Aspect | Bank Underwriting | Loan Officer |
|---|---|---|
| Primary Role | Assessing and evaluating loan applications to determine risk and approval | Selling loan products and guiding applicants through the application process |
| Required Credentials | Typically requires underwriting certifications, finance or banking experience | Sales and customer service skills, sometimes mortgage licensing |
| Work Environment | Office-based, working with loan documents and risk analysis | Office or branch, interacting directly with clients |
| Industry Usage | Common in banking and financial institutions | Common in mortgage and lending companies |
Bank Underwriting focuses on evaluating loan applications for risk, while Loan Officers primarily assist clients in applying for loans and promoting loan products. Both roles are integral to the lending process but differ in responsibilities and daily tasks.
Is bank underwriting a good career to get into?
Bank underwriting is a stable career that involves assessing the risk of loan applications and requires strong analytical skills and attention to detail. It often offers opportunities for advancement and requires knowledge of financial statements and credit analysis. The role typically involves regular office hours and may require relevant certifications or training.
What does a bank underwriter do at a bank?
A bank underwriter evaluates loan applications by analyzing borrowers' financial information, credit history, and collateral to determine the risk of lending. They use financial models and guidelines to approve, modify, or deny loan requests, ensuring compliance with bank policies and regulatory standards. Strong analytical skills and knowledge of financial software are essential for this role.
What are the key skills and qualifications needed to thrive as a bank underwriter, and why are they important?
To thrive as a Bank Underwriter, you need a solid understanding of financial analysis, risk assessment, and relevant lending regulations, often supported by a degree in finance, accounting, or a related field. Familiarity with loan origination systems, credit scoring software, and compliance tools is typically required, and certifications like Certified Residential Underwriter (CRU) can be advantageous. Strong analytical thinking, attention to detail, and effective communication are essential soft skills for evaluating complex financial information and explaining decisions. These skills ensure accurate risk evaluation and regulatory compliance, which are critical for protecting the bank's assets and maintaining sound lending practices.
What are some common challenges faced by bank underwriters, and how can they be managed?
Bank underwriters frequently encounter challenges such as assessing incomplete or inconsistent financial information, managing tight deadlines, and balancing risk with customer service. To manage these issues, underwriters rely on strong analytical skills, effective communication with loan officers and applicants for clarification, and staying up-to-date with regulatory requirements. Collaborating closely with credit analysts and using advanced underwriting tools can also help streamline the evaluation process and ensure accurate risk assessment.
What are popular job titles related to Bank Underwriting jobs in Riverside, CA? For Bank Underwriting jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Bank Underwriting jobs in Riverside, CA look for? The top searched job categories for Bank Underwriting jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Bank Underwriting jobs? Cities near Riverside, CA with the most Bank Underwriting job openings:
First Citizens Bank rating
7.4
Based on 106 frontline employees who took The Breakroom Quiz
108th of 170 rated banks
Job description
Overview
Responsibilities
Qualifications
Forever Strong. What sets First Citizens apart Strong leadership, enduring values and a commitment to helping people and businesses prosper.
As a Business Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.
Business Bankers are responsible for acquiring and managing a portfolio of business banking relationships, and the primary contact for borrowing needs up to $5MM. This associate engages bank partners to provide a full range of deposit and related business services. Larger relationships may be managed with manager approval and/or appropriate partner support. Develops and maintains an active prospect list, customer outreach plan and quality referral sources in accordance with a sales plan to achieve production goals and profitability objectives.
#LI-JR1
Responsibilities
In this role, you will get to:
Make an impact by contributing to the growth of the bank through business and commercial loans, deposits and fee income
Exercise your creativity and entrepreneurial spirit to engage with business owners in the community
Work in a supportive environment encouraging community and business development activities
Work within a streamlined, timely and efficient credit approval process
Be a part of a collaborative team with various business services partners to support the full client relationship
"This position may be filled as a Business Banker II or III based on the skills and experience of the selected candidate."
Qualifications
Bachelor's degree with a minimum of 4 years experience in business lending, credit or business development.
-Or-
High school diploma or GED with a minimum of 8 years experience in business lending, credit or business development.
Additional Requirements:
Business development experience
Preferred Qualifications:
Established COI's and referral sources
Financial analysis and credit underwriting skills
Knowledge of business lending, deposit and cash management solutions
Ability to provide financial guidance and expertise
Sales planning and forecasting experience
The base pay for this position is generally between $128,314 and $196,747. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
Qualifications:Bachelor's degree with a minimum of 4 years experience in business lending, credit or business development.
-Or-
High school diploma or GED with a minimum of 8 years experience in business lending, credit or business development.
Additional Requirements:
Business development experience
Preferred Qualifications:
Established COI's and referral sources
Financial analysis and credit underwriting skills
Knowledge of business lending, deposit and cash management solutions
Ability to provide financial guidance and expertise
Sales planning and forecasting experience
The base pay for this position is generally between $128,314 and $196,747. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
Education:UNAVAILABLEEmployment Type: FULL_TIMEWhat First Citizens Bank employees say
Pay
Benefits
Hours and flexibility
Workplace
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