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Automobile Damage Appraiser information

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$39K

$68K

$99.5K

How much do automobile damage appraiser jobs pay per year?

As of Jun 12, 2026, the average yearly pay for automobile damage appraiser in the United States is $67,979.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,000.00 and $76,000.00 per year, depending on experience, location, and employer.

What is the difference between Automobile Damage Appraiser vs Auto Body Technician?

AspectAutomobile Damage AppraiserAuto Body Technician
CredentialsInsurance adjuster certification, state licensingTechnical training, ASE certification often preferred
Work EnvironmentInsurance offices, vehicle inspection sitesAuto repair shops, collision centers
Employer & IndustryInsurance companies, claims departmentsAuto repair shops, collision repair industry

Automobile Damage Appraisers assess vehicle damage for insurance claims, focusing on estimating repair costs and determining coverage. Auto Body Technicians perform repairs and restore vehicles to their original condition. While both roles work with damaged vehicles, appraisers evaluate damage and authorize repairs, whereas technicians execute the repair work.

How does an Automobile Damage Appraiser typically interact with repair shops and insurance adjusters during the claims process?

Automobile Damage Appraisers frequently collaborate with repair shop personnel and insurance adjusters to assess vehicle damage and determine the appropriate repair costs. They often visit repair facilities to inspect vehicles in person, review repair estimates, and clarify any discrepancies. Effective communication and negotiation skills are important, as appraisers must explain their findings and sometimes mediate between policyholders, repair shops, and insurers. Building strong professional relationships can streamline the claims process and help resolve issues more efficiently.

What are the key skills and qualifications needed to thrive as an Automobile Damage Appraiser, and why are they important?

To thrive as an Automobile Damage Appraiser, you need a solid understanding of auto body repair, vehicle construction, and insurance procedures, typically supported by a high school diploma and relevant on-the-job training or certifications. Familiarity with estimating software such as CCC ONE or Mitchell, as well as knowledge of digital photography, is essential for accurate and efficient appraisals. Strong attention to detail, analytical thinking, and effective communication with customers and repair shops set top performers apart. These skills are crucial for ensuring fair, timely, and accurate damage assessments, which directly impact customer satisfaction and claims processing efficiency.

What does an Automobile Damage Appraiser do?

An Automobile Damage Appraiser evaluates vehicles that have been damaged in accidents to determine the cost of repairs or the value of the vehicle if it's deemed a total loss. They inspect cars, review repair estimates from shops, and use specialized software to calculate repair costs. Their assessments are used by insurance companies to settle claims and ensure fair payouts. Appraisers often work closely with body shops, insurance adjusters, and vehicle owners throughout the claims process.
What cities are hiring for Automobile Damage Appraiser jobs? Cities with the most Automobile Damage Appraiser job openings:
What states have the most Automobile Damage Appraiser jobs? States with the most job openings for Automobile Damage Appraiser jobs include:
Automobile Damage Appraiser jobs near you
Infographic showing various Automobile Damage Appraiser job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 86% Physical, 1% Hybrid, and 13% Remote job distribution, with an average salary of $67,979 per year, or $32.7 per hour.

Inside Physical Damage Appraiser

Auto Owners Insurance Company

Gaylord, MI

Full-time

Retirement, PTO

Posted 9 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking an experienced and motivated Claims professional to join our team. The position requires the following, but is not limited to:

  • Inspect damaged automobiles, develop information regarding repair costs, negotiate repair cost agreements, and evaluate practicality of repair and options for settlement of claims.
  • Maintains an understanding of current automobile construction and repair techniques, assuring compliance with statutory requirements including but not limited to appropriate use of after-market parts, and repairs to automobiles with concern for safety and industry standards.
  • Communicate with claim associates, agents, insured's repair facilities and others regarding inspections and conclusions; develop and participate in required communication to vehicle owner regarding repairs, participate as necessary in negotiations, follow-up and problem resolution on claims.
  • Works towards the resolution of claims, and may attend arbitrations, mediations, depositions, or trials as necessary.
  • Handle investigations by phone, mail and on-site investigations.
  • Willing to travel and be temporarily reassigned for catastrophe duty upon request.

Desired Skills & Experience

  • Bachelor's degree or equivalent experience
  • A minimum of 3 years working as a physical damage appraiser .
  • Knowledge of CCC software is preferred but not required
  • Above average communication skills (written and verbal)
  • Ability to resolve complex issues
  • Organize and interpret data
  • Ability to handle multiple assignments
  • Possess a valid driver's license

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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