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Auto Insurance Adjuster Jobs in Mobile, AL (NOW HIRING)

Auto Insurance Adjuster information

See Mobile, AL salary details

$19.4K

$74.1K

$109.7K

How much do auto insurance adjuster jobs pay per year?

As of Aug 4, 2026, the average yearly pay for auto insurance adjuster in Mobile, AL is $74,106.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,600.00 and $99,200.00 per year, depending on experience, location, and employer.

Is it hard to become an auto insurance adjuster?

Becoming an auto insurance adjuster typically requires completing a licensing exam, which involves studying insurance policies, laws, and claims processes. The difficulty varies depending on prior knowledge and preparation, but most candidates find the process manageable with dedicated study and training. Strong analytical skills and attention to detail are important for success in this role.

What does an auto insurance adjuster do?

An auto insurance adjuster investigates car accident claims to determine the extent of the insurance company's liability. They review police reports, inspect vehicle damage, interview involved parties, and assess repair costs. The adjuster works with policyholders, witnesses, and sometimes repair shops to gather information and negotiate settlements. Their main role is to ensure that claims are resolved fairly and according to the terms of the insurance policy.

Which auto insurance adjuster makes the most money?

Senior auto insurance adjusters with extensive experience, specialized skills, or certifications tend to earn the highest salaries in the field. Adjusters working for large companies or in high-cost-of-living areas generally have higher earning potential, especially those handling complex or high-value claims.

Are auto insurance adjusters in demand?

Auto insurance adjusters are in steady demand due to the ongoing need for claims processing in the insurance industry. Employment for this role is expected to grow as auto accidents and insurance claims continue to occur, and adjusters with strong communication and technical skills are particularly sought after.

What are the key skills and qualifications needed to thrive as an auto insurance adjuster, and why are they important?

To thrive as an Auto Insurance Adjuster, you need a solid understanding of insurance policies, claims processing, and automotive repair, often supported by a relevant degree or claims adjusting license. Familiarity with claims management software, estimating tools like CCC One or Audatex, and proficiency in using digital documentation systems are typically required. Strong negotiation, problem-solving, and interpersonal communication skills help adjusters effectively resolve claims and work with policyholders, repair shops, and other stakeholders. These skills ensure accurate claim assessments, efficient settlements, and high customer satisfaction in a compliance-driven industry.

Is an auto insurance adjuster a good career?

An auto insurance adjuster is a professional who evaluates insurance claims related to vehicle accidents and damages. The role typically requires strong communication, attention to detail, and knowledge of insurance policies, with opportunities for advancement and certification. It can be a stable career with a steady demand in the insurance industry.

What is the difference between Auto Insurance Adjuster vs Claims Examiner?

AspectAuto Insurance AdjusterClaims Examiner
Required CredentialsHigh school diploma; licensing varies by state; insurance adjuster license often requiredHigh school diploma; some states require licensing or certification
Work EnvironmentField and office; inspecting vehicles, interviewing claimantsPrimarily office-based; reviewing claims and documentation
Employer & IndustryInsurance companies, independent adjusting firmsInsurance companies, third-party administrators

Auto Insurance Adjusters evaluate vehicle damage and determine claim payouts, often working in the field. Claims Examiners review and process insurance claims mainly in an office setting. While both roles involve insurance claims, adjusters focus on damage assessment, whereas examiners handle claim review and approval.

Infographic showing various Auto Insurance Adjuster job openings in Mobile, AL as of July 2026, with employment types broken down into 88% Full Time, 9% Part Time, 1% Temporary, and 2% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $74,106 per year, or $35.6 per hour.

Full-time

Medical, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Job description

What you’d be doing:

  • Investigate Commercial Auto and General Liability claims
  • Verify policy coverage
  • Communicate clearly and promptly with insureds, claimants, and plaintiff attorneys
  • Assess exposure and set reserves within your authority level
  • Develop strategies and action plans to resolve claims efficiently
  • Utilize experts to assess liability and damages
  • Manage defense counsel on pre-suit and litigated matters
  • Participate in mediations
  • Maintain thorough documentation, diary notes, and status updates
  • Conduct onsite visits, attend meetings, and participate in claim file reviews
  • Engage in team initiatives and process improvement
  • Identify and report suspected fraud
  • Identify subrogation opportunities
  • Ensure compliance with Medicare Section 111 and other regulations
  • Stay updated with industry developments and maintain CE credits
  • Work pro-actively with a sense of urgency
  • Mentor team members and support the Team Lead/Manager as needed

We’re looking for someone who has:

  • A valid adjuster license in applicable jurisdictions
  • At least 3 years of experience handling liability claims
  • Excellent written and verbal communication skills
  • Strong proficiency with Microsoft Office and claims management software
  • Ability to manage a caseload independently and meet deadlines
  • Professional demeanor, keen attention to detail, and a team-oriented approach

Preferred candidates may have:

  • Bachelor’s degree
  • Experience supervising or mentoring peers
  • A background working on litigated claims
  • Experience participating in mediations and working directly with defense counsel
  • Industry designations (AIC, CPCU)

 

About The Gray Insurance Company:

Named among the Top Workplaces by the Times-Picayune for six years in a row, The Gray Insurance Company’s mission is to provide innovative risk management solutions and positively impact the people we serve. We strive to be the leader in our market by changing how people think about insurance. We offer exceptional products and services and provide value through a workforce inspired to serve each other, our customers and our communities. Our core values are proud professionalism, responsive service, proactive improvement, integrity and, above all, family.

TGIC offers a comprehensive benefits package including robust health coverage, wellness coaching, 10 paid holidays, generous vacation time plus additional days of paid time off, paid volunteer time off, a 401k plan, profit sharing and more.