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Auto Insurance Adjuster Jobs in Michigan (NOW HIRING)

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Auto PD - Adjuster Service Claims

Howell, MI · Hybrid

$46K - $60K/yr

Our Claims team is currently seeking an Auto PD Adjuster - Service Claims. This is a full-time, ... Knowledge of insurance products, processes, and relevant laws. * Learn and handle negotiations ...

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All JobsAuto Insurance Adjuster JobsAuto Insurance Adjuster Jobs in Michigan

Auto Insurance Adjuster information

See Michigan salary details

$17K

$65.1K

$96.3K

How much do auto insurance adjuster jobs pay per year?

As of Jun 15, 2026, the average yearly pay for auto insurance adjuster in Michigan is $65,090.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,800.00 and $87,200.00 per year, depending on experience, location, and employer.

What does an auto insurance adjuster do?

An auto insurance adjuster investigates car accident claims to determine the extent of the insurance company's liability. They review police reports, inspect vehicle damage, interview involved parties, and assess repair costs. The adjuster works with policyholders, witnesses, and sometimes repair shops to gather information and negotiate settlements. Their main role is to ensure that claims are resolved fairly and according to the terms of the insurance policy.

Is being a claim adjuster worth it?

Auto insurance claim adjusters evaluate insurance claims, determine coverage, and estimate damages, often working in an office or remotely. The role offers a stable salary, opportunities for certification, and requires strong communication and analytical skills, but can involve stressful situations and irregular hours during claims processing peaks.

Is an adjuster license hard to get?

Obtaining an auto insurance adjuster license typically involves completing pre-licensing education, passing a state exam, and submitting an application. The difficulty varies by state but generally requires a basic understanding of insurance policies and claims processes; some states also require background checks or continuing education for renewal.

What are the key skills and qualifications needed to thrive as an Auto Insurance Adjuster, and why are they important?

To thrive as an Auto Insurance Adjuster, you need a solid understanding of insurance policies, claims processing, and automotive repair, often supported by a relevant degree or claims adjusting license. Familiarity with claims management software, estimating tools like CCC One or Audatex, and proficiency in using digital documentation systems are typically required. Strong negotiation, problem-solving, and interpersonal communication skills help adjusters effectively resolve claims and work with policyholders, repair shops, and other stakeholders. These skills ensure accurate claim assessments, efficient settlements, and high customer satisfaction in a compliance-driven industry.

How much do adjusters make?

Auto insurance adjusters in Georgia typically earn an average annual salary of around $50,000 to $70,000, depending on experience and certifications. Experienced adjusters or those working for large firms may earn higher salaries, and some may receive additional compensation through bonuses or overtime. Licensing and strong negotiation skills can also impact earning potential.

What is the difference between Auto Insurance Adjuster vs Claims Examiner?

AspectAuto Insurance AdjusterClaims Examiner
Required CredentialsHigh school diploma; licensing varies by state; insurance adjuster license often requiredHigh school diploma; some states require licensing or certification
Work EnvironmentField and office; inspecting vehicles, interviewing claimantsPrimarily office-based; reviewing claims and documentation
Employer & IndustryInsurance companies, independent adjusting firmsInsurance companies, third-party administrators

Auto Insurance Adjusters evaluate vehicle damage and determine claim payouts, often working in the field. Claims Examiners review and process insurance claims mainly in an office setting. While both roles involve insurance claims, adjusters focus on damage assessment, whereas examiners handle claim review and approval.

Which insurance adjuster makes the most money?

Senior or specialized auto insurance adjusters, such as those handling complex or high-value claims, tend to earn the highest salaries in the field. Adjusters with advanced certifications, extensive experience, or working for large insurers generally have higher earning potential.
What are popular job titles related to Auto Insurance Adjuster jobs in Michigan? For Auto Insurance Adjuster jobs in Michigan, the most frequently searched job titles are:
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Auto Insurance Adjuster jobs near you

Senior Auto Claims Adjuster - Freelance AI Trainer

Mindrift

Detroit, MI

$60/hr

Part-time

Posted 12 days ago

Job description

Please submit your CV in English and indicate your level of English proficiency. 

Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment.

What this opportunity involves

While each project involves unique tasks, contributors may:

  • Evaluate AI-generated auto insurance claims decisions for accuracy, coverage correctness, and regulatory compliance;
  • Design realistic FNOL (First Notice of Loss) scenarios with deliberate contradictions, decoy files, and outdated documents to test agent robustness;
  • Create test cases for coverage-scope decisions (collision vs. comprehensive) where the correct answer requires domain knowledge, not keyword matching;
  • Write and grade fraud-flagging scenarios using structured reason codes (late reporting, recently purchased policy, inconsistent damage) for SIU referral;
  • Build subrogation test cases applying state-specific negligence rules (comparative vs. contributory) and assess likelihood of recovery;
  • Develop supervisor-escalation scenarios that test whether the agent correctly recognizes authority-limit thresholds ($25,000) and stops short of auto-approving;
  • Draft and evaluate reservation-of-rights letter scenarios, verifying language stays within the bad-faith line;
  • Validate coverage-limits math when multiple endorsements (OEM, rideshare, extended rental) stack on a single claim;
  • Document test cases clearly with correct answers, policy citations, and payout calculations.

What we look for

This opportunity is a good fit for mortgage underwriters and loan origination professionals open to part-time, non-permanent projects. Ideally, contributors will have:

  • Degree in Finance, Business, Insurance, or related field — or equivalent professional experience; no specific degree is required if AIC, CPCU, or comparable credentials are present, or if the candidate has 4+ years of hands-on claims adjusting experience;
  • 3+ years of hands-on auto claims adjusting, examining, or supervisory experience at a U.S. carrier, independent adjusting firm, or SIU team;
  • Ability to make coverage decisions (collision vs. comprehensive, endorsement stacking, exclusion vs. coverage grant) without looking them up;
  • Familiarity with U.S. state-specific rules — comparative vs. contributory negligence states, state adjuster licensing requirements;
  • Experience reading full auto policy documents with citation discipline (able to reference a specific section, e.g. "Section IV.B.2");
  • Comfort computing payout math involving deductibles, sub-limits, and layered endorsements in Excel or equivalent;
  • Awareness of the bad-faith line and adjuster authority-limit culture;
  • Associate in Claims (AIC), CPCU, CIFI, or SCLA credential is a strong positive signal — but not required if experience is solid;
  • Strong written English (C1+).

How it works 

Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid

Project time expectations 

For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements. This is an estimate, not a guaranteed workload, and applies only while the project is active. 

Compensation 

On this project, contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution.

Compensation varies across projects depending on scope, complexity, and required expertise. Please note that other projects on the platform may offer different earning levels based on their requirements.

Apply