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Auto Insurance Adjuster Jobs in Iowa (NOW HIRING)

Claims Assistant

West Des Moines, IA ยท On-site

$18.50 - $23.25/hr

You'll play a vital role in supporting adjusters by organizing and managing critical claim ... Understanding of Workers' Compensation, General Liability, and Auto insurance coverage, proficiency ...

Claims Assistant

West Des Moines, IA

$18.50 - $23.25/hr

You'll play a vital role in supporting adjusters by organizing and managing critical claim ... Understanding of Workers' Compensation, General Liability, and Auto insurance coverage, proficiency ...

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Showing results 1-20

Auto Insurance Adjuster information

See Iowa salary details

$18.3K

$70.1K

$103.8K

How much do auto insurance adjuster jobs pay per year?

As of Jun 17, 2026, the average yearly pay for auto insurance adjuster in Iowa is $70,144.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,100.00 and $93,900.00 per year, depending on experience, location, and employer.

What does an auto insurance adjuster do?

An auto insurance adjuster investigates car accident claims to determine the extent of the insurance company's liability. They review police reports, inspect vehicle damage, interview involved parties, and assess repair costs. The adjuster works with policyholders, witnesses, and sometimes repair shops to gather information and negotiate settlements. Their main role is to ensure that claims are resolved fairly and according to the terms of the insurance policy.

Is being a claim adjuster worth it?

Auto insurance claim adjusters evaluate insurance claims, determine coverage, and estimate damages, often working in an office or remotely. The role offers a stable salary, opportunities for certification, and requires strong communication and analytical skills, but can involve stressful situations and irregular hours during claims processing peaks.

Is an adjuster license hard to get?

Obtaining an auto insurance adjuster license typically involves completing pre-licensing education, passing a state exam, and submitting an application. The difficulty varies by state but generally requires a basic understanding of insurance policies and claims processes; some states also require background checks or continuing education for renewal.

What are the key skills and qualifications needed to thrive as an Auto Insurance Adjuster, and why are they important?

To thrive as an Auto Insurance Adjuster, you need a solid understanding of insurance policies, claims processing, and automotive repair, often supported by a relevant degree or claims adjusting license. Familiarity with claims management software, estimating tools like CCC One or Audatex, and proficiency in using digital documentation systems are typically required. Strong negotiation, problem-solving, and interpersonal communication skills help adjusters effectively resolve claims and work with policyholders, repair shops, and other stakeholders. These skills ensure accurate claim assessments, efficient settlements, and high customer satisfaction in a compliance-driven industry.

How much do adjusters make?

Auto insurance adjusters in Georgia typically earn an average annual salary of around $50,000 to $70,000, depending on experience and certifications. Experienced adjusters or those working for large firms may earn higher salaries, and some may receive additional compensation through bonuses or overtime. Licensing and strong negotiation skills can also impact earning potential.

What is the difference between Auto Insurance Adjuster vs Claims Examiner?

AspectAuto Insurance AdjusterClaims Examiner
Required CredentialsHigh school diploma; licensing varies by state; insurance adjuster license often requiredHigh school diploma; some states require licensing or certification
Work EnvironmentField and office; inspecting vehicles, interviewing claimantsPrimarily office-based; reviewing claims and documentation
Employer & IndustryInsurance companies, independent adjusting firmsInsurance companies, third-party administrators

Auto Insurance Adjusters evaluate vehicle damage and determine claim payouts, often working in the field. Claims Examiners review and process insurance claims mainly in an office setting. While both roles involve insurance claims, adjusters focus on damage assessment, whereas examiners handle claim review and approval.

Which insurance adjuster makes the most money?

Senior or specialized auto insurance adjusters, such as those handling complex or high-value claims, tend to earn the highest salaries in the field. Adjusters with advanced certifications, extensive experience, or working for large insurers generally have higher earning potential.
What job categories do people searching Auto Insurance Adjuster jobs in Iowa look for? The top searched job categories for Auto Insurance Adjuster jobs in Iowa are:

Branch Claims Representative

Auto Owners Insurance Company

Cedar Rapids, IA โ€ข Hybrid

Full-time

Retirement, PTO

Posted 2 days ago


Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated claims trainee to join our team. This job handles entry-level insurance claims under close supervision through the life-cycle of a claim including but not limited to: investigation, evaluation, and claim resolution. This job provides service to agents, insureds, and others to ensure claims resolve accurately and timely. This job includes training and development completion of the Company's claims training program for the assigned line of insurance and requires the person to:

  • Investigate, evaluate, and settle entry-level insurance claims
  • Study insurance policies, endorsements, and forms to develop foundational knowledge on Company insurance products
  • Learn and comply with Company claim handling procedures
  • Develop entry-level claim negotiation and settlement skills
  • Build skills to effectively serve the needs of agents, insureds, and others
  • Meet and communicate with claimants, legal counsel, and third-parties
  • Develop specialized skills including but not limited to, estimating and use of designated computer-based programs for loss adjustment
  • Study, obtain, and maintain an adjuster's license(s), if required by statute within the timeline established by the Company or legal requirements

Desired Skills & Experience

  • Bachelor's degree or direct equivalent experience with property/casualty claims handling
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Ability to maintain confidentially and data security
  • Ability to effectively deal with a diverse group individuals
  • Ability to accurately deal with mathematical problems, including, geometry (area and volume) and financial areas (such as accuracy in sums, unit costs, and the capacity to read and develop understanding of personal and business finance documents)
  • Ability to drive an automobile, possess a valid driver license, and maintain a driving record consistent with the Company's underwriting guidelines for coverage
  • Continually develop product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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