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Auto Claims Adjuster Trainee Jobs in Decatur, TX

... auto policy. The Bodily Injury Claims Adjuster must also comply with the Texas Department of Insurance Guidelines and remain in compliance, providing documentation through each step of the claims ...

The Litigation Adjuster is an advanced-level position responsible for managing and resolving moderate to highly complex, high-exposure litigated claims involving commercial auto claims. This role ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... For claims involving fraud or subrogation, partners with assigned reps from those areas to achieve ...

With supervisor approval, negotiate with policyholders to settle claims of limited monetary value ... S.) or equivalent from a two-year college, business school, or technical school 3. Adjusters ...

Responding promptly to service requests such as beneficiary changes, claims, and loans * Record ... Valid driver's license with required auto insurance coverage * Dependable vehicle for daily travel

Auto Claims Adjuster Trainee information

See Decatur, TX salary details

$26.8K

$51.4K

$68.4K

How much do auto claims adjuster trainee jobs pay per year?

As of Aug 25, 2026, the average yearly pay for auto claims adjuster trainee in Decatur, TX is $51,388.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,200.00 and $57,700.00 per year, depending on experience, location, and employer.

What does an auto claims adjuster trainee do?

An Auto Claims Adjuster Trainee is an entry-level professional who learns to investigate and evaluate car insurance claims. They work under the supervision of experienced adjusters to determine the extent of an insurer’s liability by gathering information, interviewing involved parties, and inspecting vehicle damages. Trainees are trained to interpret policy coverage, estimate repair costs, and negotiate settlements. This role involves both office work and field visits, and is designed to prepare individuals for a full claims adjuster position.

What types of training and mentorship can an auto claims adjuster trainee expect during their first year?

As an Auto Claims Adjuster Trainee, you will typically participate in a structured training program that combines classroom learning, online modules, and hands-on experience. Early on, you'll shadow experienced adjusters to observe claim investigations, customer interactions, and documentation processes. Many companies also assign mentors who provide ongoing guidance and feedback, helping you develop both technical knowledge and customer service skills. This supportive environment is designed to build your confidence and prepare you for independent case handling, with regular check-ins to track your progress.

What are the key skills and qualifications needed to thrive as an auto claims adjuster trainee, and why are they important?

To thrive as an Auto Claims Adjuster Trainee, you need a foundational understanding of insurance principles, strong analytical skills, and at least a high school diploma (with some employers preferring a bachelor's degree). Familiarity with claims management software, estimating tools like CCC One, and relevant insurance certifications (such as AIC) is often required. Excellent communication, negotiation, and organizational abilities help you interact effectively with customers and resolve claims efficiently. These skills are crucial for accurately assessing damages, ensuring customer satisfaction, and minimizing financial risk for the company.

What is the difference between Auto Claims Adjuster Trainee vs Auto Claims Adjuster?

AspectAuto Claims Adjuster TraineeAuto Claims Adjuster
CertificationsTypically required to have a valid driver’s license; some states may require licensing or certificationsRequires licensing or certifications, such as state adjuster licenses
Work EnvironmentTraining environment, often supervised, with on-the-job learningIndependent or team-based claims assessment in office or field settings
ExperienceEntry-level, with on-the-job training providedPrevious experience or licensing often required
Job ResponsibilitiesLearning claims processes, assisting senior adjusters, initial claim assessmentsEvaluating damages, negotiating settlements, finalizing claims

The main difference is that an Auto Claims Adjuster Trainee is in a learning phase, often supervised and gaining experience, while an Auto Claims Adjuster is a fully qualified professional responsible for handling claims independently.

What cities near Decatur, TX are hiring for Auto Claims Adjuster Trainee jobs?

Cities near Decatur, TX with the most Auto Claims Adjuster Trainee job openings:

Infographic showing various Auto Claims Adjuster Trainee job openings in Decatur, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 74% In-person, 13% Hybrid, and 13% Remote job distribution, with an average salary of $51,388 per year, or $24.7 per hour.

Claims Adjuster - Bodily Injury

Edge Claims

Roanoke, TX • On-site

Full-time

Re-posted 7 days ago


Job description

Description:

The Bodily Injury Claims Adjuster primary focus will be to provide service to our customers through initiative communication, verification of coverage, establishing liability through investigation, evaluation of all damages and payment of only what is owed to protect the interests of the customer as provided within their assigned auto policy.


The Bodily Injury Claims Adjuster must also comply with the Texas Department of Insurance Guidelines and remain in compliance, providing documentation through each step of the claims process.


Position Responsibilities:

  • Upon receipt, reviews each claim file to identify and establish a prompt investigation of coverage, liability, and damages.
  • Oversee assigned claims in accordance with the policy contract, best internal practices, industry standard, Fair Claim Practices, regulatory guidelines, applicable case law, and jurisdictional requirements.
  • Properly documents and manages all aspects of the file during the life of a claim (investigation, correspondence, negotiation, and settlement).
  • Effectively negotiates the settlement of claims of varying complexity with little direction and more complex claims under the direction of their supervisor/manager.
  • Achieves a prompt, fair and equitable settlement of a claim, where there is policy liability.
  • Communicate timely and professionally with insureds, claimants, witnesses, attorneys, and other carriers via telephone and written correspondence to set expectations, explain rationale behind decisions made, and negotiate settlements as appropriate through resolution.
  • Works within settlement authority; submits requests to management for authority to negotiate, settle, accept, or deny claims when appropriate.
  • Investigates questions on coverage under a reservation of rights and advises the Underwriting Department of adverse findings.
  • Ensures that claims payments are issued in a timely and accurate manner.
Requirements:

Education

  • High School Diploma or equivalent required. Bachelor’s degree referred.

Experience

  • Minimum of 2 to 5 years of auto bodily injury claim handling experience
  • Texas Adjuster license required.
  • Strong technical and administrative background in auto claims handling.
  • Ability to work independently on technical and administrative matters in accordance with company policy and procedures.