Associate Financial Representative Jobs in Detroit, MI

The Associate Director – Corporate Specialty and Govt Banking Portfolio Manager will manage all aspects of a Native American Financial Services (NAFS) credit portfolio of tribal clients, and/or support a specialty area in a Commercial lending relationship, i.e. Government or Non-profit Finance. This position will include originating, monitoring and renewing complex financing solutions for tribal governments and their business enterprises consistent with the Bank’s policies.  The Associate Director – Corporate Specialty and Govt Banking Portfolio Manager serves as the point person for loan documentation with legal counsel and ongoing credit analysis in conjunction with internal partners.

Please note: Preferred locations are Denver, CO, Chicago, IL, Pittsburgh, PA, Cleveland, OH and Detroit, MI. Open to remote work.  

Duties & Responsibilities:

• Originate, analyze, structure and execute commercial loan transactions while meeting credit and regulatory requirements.
• Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.
• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
• As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
• Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.
• Maintains and confirms credit worthiness of customers. Gather, review and track appropriate documentation from applicants and clients such as financial statements, covenant compliance and other due diligence items.
• Perform other duties as assigned.

Basic Qualifications:

• Bachelor’s Degree
• 5 or more years of Commercial or Corporate Banking Portfolio Management experience including underwriting

Preferred Qualifications:

• Bachelor’s degree in finance/economics or other business-related field.
• Prior experience in negotiating, structuring, and closing complex commercial loan transactions.
• Native American Financial Services, Government, Commercial Gaming, Healthcare, and/or General Non-Profit lending experience
• Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.
• Legal documentation experience
• Strong analytical, interpersonal and organizational skills
• Highly developed oral and written communications and presentation skills

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Applications Accepted Through:

Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). 

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington\'s Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.