ZipRecruiter

Log In

1

Associate Credit Risk Analyst Jobs in Colorado (NOW HIRING)

Kaizen Lab Inc.

Credit Analyst II

Denver, CO · On-site

$68K - $85K/yr

Recommend a risk grade associated with each new and existing loan request. * Monitor customer ... Well‑developed credit analysis and analytical skills. * Good knowledge of economics, accounting ...

NATIVE AMERICAN BANK N A

Credit Analyst II

Denver, CO · On-site

$68K - $85K/yr

Recommend a risk grade associated with each new and existing loan request. * Monitor customer ... Well-developed credit analysis and analytical skills. * Good knowledge of economics, accounting ...

NATIVE AMERICAN BANK N A

Credit Analyst II

Denver, CO · On-site

$68K - $85K/yr

Recommend a risk grade associated with each new and existing loan request. * Monitor customer ... Well-developed credit analysis and analytical skills. * Good knowledge of economics, accounting ...

US Bank

SBA Credit Analyst 6

Denver, CO · On-site

Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis * Thorough knowledge of SBA lending programs, including SBA 7(a) and 504 loan structures ...

CoBank

Chief Risk Officer

Greenwood Village, CO · On-site

Associate Resource Groups: creating a culture of respect and inclusion * Recognize a fellow ... Credit Analyst development programs k. Collateral Management * Ensures risks are appropriately ...

previous page

Showing results 41-60

All JobsAssociate Credit Risk Analyst JobsAssociate Credit Risk Analyst Jobs in Colorado

Associate Credit Risk Analyst information

What does an associate credit risk analyst do?

An Associate Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or organizations applying for loans or credit. They analyze financial data, review credit scores, and evaluate economic trends to determine the likelihood of repayment. These analysts help organizations minimize losses by identifying potential risks and recommending appropriate credit limits or terms. They often work closely with senior analysts and other departments to ensure sound lending decisions and compliance with regulations.

What are the key skills and qualifications needed to thrive as an associate credit risk analyst, and why are they important?

To thrive as an Associate Credit Risk Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, economics, or a related field. Knowledge of risk assessment tools, Excel, data analytics software, and familiarity with credit risk modeling systems are commonly required. Attention to detail, effective communication, and problem-solving skills help you interpret data and present findings clearly. These competencies are crucial for accurately evaluating credit risk, supporting sound lending decisions, and minimizing financial losses for the organization.

What are some typical challenges faced by associate credit risk analysts when assessing new clients or counterparties?

Associate Credit Risk Analysts often encounter challenges such as incomplete financial information, rapidly changing market conditions, and evaluating the creditworthiness of clients with limited credit history. Navigating these issues requires strong analytical skills, attention to detail, and effective communication with internal teams to gather missing data. Additionally, analysts must stay updated on industry trends and regulatory requirements to ensure assessments are thorough and compliant.

What is the difference between Associate Credit Risk Analyst vs Credit Analyst?

AspectAssociate Credit Risk AnalystCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some certifications preferredBachelor's degree in finance, accounting, or related field; certifications like CFA are a plus
Work EnvironmentFinancial institutions, banks, or credit agencies; team-based settingBanking, lending institutions, or credit departments; analytical and client-focused
Employer & Industry UsageCommonly used in banking and credit risk departmentsWidely used across banking, lending, and financial services

The main difference between an Associate Credit Risk Analyst and a Credit Analyst lies in their focus areas. The Associate Credit Risk Analyst primarily assesses credit risk and supports risk management strategies, while the Credit Analyst evaluates creditworthiness of individual or corporate clients for lending decisions. Both roles require similar educational backgrounds and are found in similar environments, but their specific responsibilities differ slightly based on risk assessment versus client credit evaluation.

What are the most commonly searched types of Credit Risk Analyst jobs in Colorado?

The most popular types of Credit Risk Analyst jobs in Colorado are:

What cities in Colorado are hiring for Associate Credit Risk Analyst jobs?

Cities in Colorado with the most Associate Credit Risk Analyst job openings:

Senior Credit Analyst

Denver, CO • On-site

Western Alliance Bancorporation
See more jobs at Western Alliance Bancorporationexternal

$36.74 - $45.38/hr

Full-time

Medical, Dental, Retirement

Re-posted 16 days ago

Job description

Job Title:
Senior Credit Analyst
Location:
Denver, CO
What you'll do:
As a Senior Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
  • Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
  • Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
  • Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
  • Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

What you'll need:
  • 2+ years of related experience in Accounting, Finance or Economics or similar field.
  • Bachelor's degree or equivalent experience required.
  • Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
  • Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
  • Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
  • Strong analytical, conceptual, communication, leadership, and organizational skills.
  • Ability to self-motivate and work productively without supervision.
  • Intermediate speaking and writing communication skills.

Compensation: Hourly range for new hires is generally $36.74 - $45.38 for Denver, CO. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation

Apply