Associate Ai Engineer Jobs in California (NOW HIRING)

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Together with our members, we're changing the way people think about and interact with personal finance.

We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

SoFi's Associate AI Engineer, Finance Transformation is a hands-on builder within SoFi's Finance organization, focused on building agentic AI workflows that transform how Finance works from close and reconciliations to forecasting and reporting.

Finance has one of the largest AI opportunity surfaces at SoFi: over a hundred identified use cases, an active champions network, and executive sponsorship. In this role you will build multi-step AI workflows on approved enterprise AI platforms, stand up the telemetry that measures AI usage, cost, and ROI across Finance, and help make AI outputs trustworthy enough for Finance decision-making in a controlled environment where outputs must be explainable, auditable, and reconciled to the number.

You will work directly with the AI Transformation Manager for Finance, who owns use-case strategy and stakeholder engagement, and in close partnership with SoFi's AI SDLC and platform teams, who support the path from prototype to production. This is a build-focused role with an unusual growth surface: SoFi's AI Engineering ladder (through Staff and Senior Staff) is the visible progression path.

• Build agentic AI workflows: Develop multi-step AI workflows such as planning, tool use, retrieval, structured orchestration on approved enterprise AI platforms and agentic coding tools to automate Finance processes.
• Build AI telemetry: Own usage, cost, engagement, and ROI reporting across Finance AI tools, from source extraction to dashboards leadership relies on.
• Contribute to the experience layer: Help design how Finance users interact with AI systems including workflows, interfaces, and feedback loops that build trust and adoption.
• Validate outputs: Apply and refine repeatable patterns for validating AI outputs before they inform Finance decisions such as reconciliation, documented assumptions, human-in-the-loop checkpoints.
• Prototype fast: Turn prioritized Finance use cases into working prototypes, then partner with AI SDLC and platform engineering on the path to production.
• Learn the domain: Develop Finance fluency (close, reconciliation, reporting workflows) and SQL rigor in seat, with structured support.

• Bachelor's or Master's degree in Computer Science, Data Science, AI/ML, or a related field, or equivalent practical experience.
• 1-3 years of experience building with LLMs or an exceptional new-grad record with substantial hands-on agent projects (academic, personal, open-source, or internship work all count).
• Demonstrated hands-on experience with LLM APIs, prompt engineering, RAG, or agent frameworks - with a portfolio of projects where you can clearly explain what you personally designed and why.
• Working Python for automation, API integration, and prototyping.
• Basic SQL for querying data (Finance-grade rigor will be developed in seat).
• Builder mindset: bias toward making a working thing rather than describing one.
• Willingness to learn Finance domain context and communicate with non-technical stakeholders, with support.

• Exposure to evaluation, tracing, or observability practices for AI systems.
• Exposure to Snowflake, Cortex, or natural-language-to-SQL tooling.
• Exposure to Finance, Accounting, or another controlled/regulated data environment.
• Experience building user-facing tools or internal apps powered by AI.

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.