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Asset Liability Management Alm Analyst Jobs (NOW HIRING)

Responsible for performing critical analyses that support asset/liability management decisions such ... Assists ALM department in implementing techniques that improve model design, output accuracy, and ...

Sr. Treasury ALM & Analytics Analyst

Plano, TX · On-site

  • Medical

  • Retirement

  • PTO

Develop complex financial Asset Liability Management (ALM) models in Empyrean/ Excel/SQL to be used as the primary source for TMCC/TFSB/Other Global SFC Asset/Liability Management program. * Develop ...

Asset Liability Management Associate

Charlotte, NC

$16 - $21.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... analytics and reporting; or a BS/BA degree or higher in Finance, Accounting, Statistics, Economics, Business. * 3+ years in Asset Liability Management (ALM) in a bank or large financial institution.

Asset Liability Management Associate

Charlotte, NC · On-site

$16 - $21.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... analytics and reporting; or a BS/BA degree or higher in Finance, Accounting, Statistics, Economics, Business. * 3+ years in Asset Liability Management (ALM) in a bank or large financial institution.

... the firm's ALM forecasting tool. * Reconciles actual and forecasted results. Modifies models to ... Assists with the management of asset liability management systems. * Conducts adhoc financial ...

Manage the Credit Union's Asset Liability Management (ALM) program. * Run the ALM model monthly and prepare analytical reports for management, the ALM Committee, and the Board of Directors.

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Asset Liability Management Alm Analyst information

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$40K

$88.4K

$155K

How much do asset liability management alm analyst jobs pay per year?

As of Aug 20, 2026, the average yearly pay for asset liability management alm analyst in the United States is $88,429.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $101,000.00 per year, depending on experience, location, and employer.

What does an asset liability management ALM analyst do?

An Asset Liability Management (ALM) Analyst is responsible for monitoring and managing the balance between a financial institution's assets and liabilities to minimize risks related to liquidity, interest rates, and capital adequacy. They analyze data, forecast trends, and recommend strategies to ensure the organization's financial stability and regulatory compliance. ALM Analysts work closely with risk management, treasury, and finance teams to optimize profitability while safeguarding against potential losses. Their work is vital for banks, insurance companies, and other financial institutions to maintain healthy balance sheets and meet long-term financial goals.

How does an asset liability management ALM analyst typically collaborate with other departments within a financial institution?

As an ALM Analyst, you will work closely with teams such as treasury, risk management, finance, and business units to ensure the institution's balance sheet remains healthy and compliant with regulatory requirements. Collaboration involves sharing data, discussing risk exposures, and developing strategies to optimize liquidity and manage interest rate risks. Regular meetings and cross-departmental projects are common, requiring strong communication and analytical skills to translate complex financial scenarios into actionable insights for decision-makers.

What are the key skills and qualifications needed to thrive as an asset liability management ALM analyst, and why are they important?

To thrive as an Asset Liability Management (ALM) Analyst, you need strong analytical skills, a solid understanding of finance and economics, and typically a degree in finance, economics, or a related field. Expertise in ALM software (such as QRM or BancWare), financial modeling tools, and proficiency in Excel or VBA are commonly required; professional certifications like CFA or FRM are advantageous. Attention to detail, problem-solving abilities, and strong communication skills help analysts interpret data and effectively convey risk assessments to stakeholders. These skills are crucial for effectively managing financial risks, ensuring regulatory compliance, and supporting the institution's stability and profitability.

What is the difference between Asset Liability Management Alm Analyst vs Risk Analyst?

AspectAsset Liability Management Alm AnalystRisk Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; certifications like CFA often preferredBachelor's in Finance, Economics, or related; certifications like FRM may be advantageous
Work EnvironmentFinancial institutions, banks, asset management firmsFinancial institutions, banks, consulting firms
Employer & Industry UsageFocuses on managing balance sheet risks and liquidityFocuses on identifying and analyzing various types of financial risks

While both roles operate within financial institutions and require similar educational backgrounds, Asset Liability Management Alm Analysts primarily focus on managing balance sheet risks and liquidity, whereas Risk Analysts evaluate a broader range of financial risks. The roles often overlap in skills and industry environment but differ in their specific focus areas.

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Cities with the most Asset Liability Management Alm Analyst job openings:

What job categories do people searching Asset Liability Management Alm Analyst jobs look for?

The top searched job categories for Asset Liability Management Alm Analyst jobs are:

Infographic showing various Asset Liability Management Alm Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $88,429 per year, or $42.5 per hour.

Manager, Asset Liability Management

FIRST MERCHANTS

Indianapolis, IN

Full-time

Posted 27 days ago


First Merchants Bank rating

7.8

Company rating: 7.8 out of 10

Based on 22 frontline employees who took The Breakroom Quiz

89th of 171 rated banks


Job description

Job Summary:

Oversee the design, development, deployment, and governance of financial, statistical, asset liability management, and capital stress testing models to support balance sheet management, capital planning, strategic decision-making, and regulatory reporting for presentation to the Board of Directors, Asset Liability Committee (ALCO), treasury management, shareholders, regulators, and other stakeholders.

Essential Duties and Responsibilities:

  • Own the asset and liability modeling process including:
    • Lead interest rate risk measurement activities, including EVE, NII simulations, scenario analysis, and sensitivity testing, and assess the impact of market rate movements on earnings and capital.
    • Ensure the asset liability model (ALM) parameters, model upgrades, chart of accounts, and other model assumptions are maintained and updated.
    • Ensure the ALM results are reasonable based on the rate environment.
    • Recommend alternatives to the Corporate Treasurer and participate in decisions regarding balance sheet and interest rate model strategies.
  • Support the annual strategic planning and budgeting process through financial forecasting of net interest income, net interest margin, balance sheet growth, non-interest income, and operating expenses.
  • Lead the development, execution, and documentation of the Bank's capital stress testing framework, including baseline, adverse, and severely adverse economic scenarios used to evaluate capital adequacy, earnings performance, and balance sheet resilience.
  • Use mathematics and statistics to measure, model, and predict customer deposit and loan behaviors to support pricing and product decisions.
  • Perform ad-hoc research across a variety of deposit and loan data sets.
  • Oversee model governance activities, including model documentation, assumption reviews, internal and external model validations, regulatory examinations, audit requests, and remediation efforts.
  • Assist in the preparation and review of management reporting packages, including ALCO reporting, stress testing results, interest rate risk reporting, capital planning analyses, and strategic recommendations.
  • Supervise and develop the Financial Modeling Specialist by providing leadership, direction, technical oversight, training, and performance management while ensuring the quality and timeliness of departmental deliverables.
  • Perform other duties and special projects as assigned.

Required Qualifications:

  • Bachelor’s degree in business, finance, economics, mathematics, or related.
  • A minimum of seven (7) years of financial modeling or related experience.
  • Strong knowledge of asset liability management, interest rate risk measurement, balance sheet analytics, financial forecasting, and regulatory capital framework concepts.
  • Experience developing or utilizing quantitative models for capital planning, earnings forecasting, or bank stress testing.
  • Experience using Empyrean ALM and stress testing software, including model administration, scenario analysis, and reporting.
  • Advanced analytical, statistical, and financial modeling skills.
  • Strong written and verbal communication skills with the ability to present complex analyses to senior management and executives.

Preferred Qualifications:

  • Master of Science in Applied Business Analytics and/or MBA.
  • Certified Professional Accountant (CPA) or Certified Financial Analyst (CFA).

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