Aml Advisory Jobs (NOW HIRING)

Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
Within the Global Financial Crimes Division (GFCD), Global AML Compliance Department, s/he will report to the Global Head of AML Advisory. As an AML/FCC subject matter expert on high risk customer segments, including correspondent banking customers, digital asset service providers and high risk retail, they are responsible for providing guidance and ongoing advisory on risks and controls related to high-risk customer segment relationships. They will focus on products and services offered to retail and wholesale customers, including cross-border payment products and arrangements, as well as emerging payment trends and risks.
Essential Functions

• Supports execution and optimization of Global AML standards and procedures for complex higher risk customer segments, including financial institutions (inclusive of correspondent banking, DASPs and NBFIs), embassies and consulates, and other high-risk institutions.
• Coordinates and advises on KYC requirements to local and regional AML officers across MUFG Bank regions, working closely with onboarding and operations teams to support regional and local AML officers.
• Substantively supports the maintenance and enhancement of global guidance and control process optimization for wholesale segments across MUFG's global businesses and retail segments within MUFG's home office and partner bank markets.
• Partners with project management, technology and transformation teams to analyze data and controls, recommend mitigation actions and enhance financial crimes controls.
• Serves as an escalation point for the business and other GCFD members on investigations, client due diligence, products and payment system issues impacting AML controls.
• Oversees the timely identification, resolution, and, as appropriate, escalation of client or control issues to the Global Head of AML Advisory.
• Remains current on industry developments, best practices and standards relating to correspondent banking, NBFIs, fintech, and the digital asset industry.
• Supports risk re-evaluation and reviews of high risk customer relationships, in conjunction with other GFCD and first-line business units; analyzes the findings of the risk reviews and makes recommendations to maintain or exit a relationship with coordination across regions on consensus and decision making.
• Analyzes data in complex transactions and ensures delivery of high quality, timely advice to business partners on relevant AML requirements, client-specific risks and risk-based scenarios for transactional due diligence and enhanced due diligence.
• May assist with the creation and development of relevant global AML training materials.
• May liaise with senior regional AML leadership, regulators or supervisors in connection to regulatory issues, as required.

Experience/Abilities:

• Demonstrated knowledge and expertise of banking laws and regulations administered by the US and major international regulatory and standards-setting bodies.
• Ability to efficiently analyze KYC information to identify high-risk indicators of financial crime risk.
• Collaborative mindset with established capability to communicate interpersonally within a global institution serving stakeholders across different jurisdictions and at all levels of the organization.
• Experience in leveraging investigative and intelligence output in assessing and managing AML risk across the enterprise.
• Analytical and detail oriented with a proven record enhancing AML/FCC controls based upon quantitative and qualitative criteria.
• The ability to interact effectively with peers and management.
• Thorough understanding of an effective financial crimes risk management framework and effective AML controls.
• Demonstrated ability to manage multiple assignments simultaneously.
• Ability to work autonomously and initiate and prioritize own work.
• Proven track-record of providing timely, practical advice to business partners, balancing AML risk with support for execution of business processes.
• Experience with Microsoft Suite designing and developing presentations and/or trainings which can be delivered at a detailed technical level to senior AML and first line business teams, as well the ability to tailor content for delivery to non-technical colleagues and senior management.
• Experience with digital assets is an advantage.
• Experience with transaction monitoring or transactional due diligence is an advantage.
• Position will require domestic and international travel, with overall travel up to 20% of the time.

Education:

• Typically requires 8-10 years of financial industry and compliance experience, preferably within a global organization.
• Strongly preferred: BA or BS Degree (equivalent professional experience may be considered in lieu)
• Preferred: MBA or Master's degree in Business, Accounting, Legal or related field
• Nice to have: CAMS, CFCS, CFE or similar anti-financial crime certification

The typical base pay range for this role is between $120,000 to $151,000 depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below
MUFG Benefits Summary
We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.