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Ach Payment Testing Jobs (NOW HIRING)

Seacoast Bank

ACH Payment Specialist I

The Villages, FL · On-site

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ... Provide support, assist with research, evaluation, testing and monitoring of ACH. * Provide and ...

Seacoast Bank

ACH Payment Specialist I

Stuart, FL · On-site

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ... Provide support, assist with research, evaluation, testing and monitoring of ACH. * Provide and ...

Seacoast Bank

ACH Payment Specialist I

The Villages, FL · On-site

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ... Provide support, assist with research, evaluation, testing and monitoring of ACH. * Provide and ...

Seacoast Bank

ACH Payment Specialist I

Stuart, FL · On-site

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ... Provide support, assist with research, evaluation, testing and monitoring of ACH. * Provide and ...

Seacoast Bank

ACH Payment Specialist I

The Villages, FL · On-site

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ... Provide support, assist with research, evaluation, testing and monitoring of ACH. * Provide and ...

Seacoast Bank

ACH Payment Specialist I

Orlando, FL · On-site

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ... Provide support, assist with research, evaluation, testing and monitoring of ACH. * Provide and ...

MUFG

ACH Operations Initiatives, AVP

Tempe, AZ · Hybrid

$84K - $106K/yr

... Payments. * Own the operational design, execution and readiness activities for complex projects ... Lead and coordinate User Acceptance Testing (UAT) for ACH-related enhancements, changes and new ...

MUFG

ACH Operations Initiatives, AVP

Tampa, FL · Hybrid

$84K - $106K/yr

... Payments. * Own the operational design, execution and readiness activities for complex projects ... Lead and coordinate User Acceptance Testing (UAT) for ACH-related enhancements, changes and new ...

MUFG Bank, Ltd.

ACH Operations Initiatives, AVP

Tampa, FL · On-site

$84K - $106K/yr

... Payments. * Own the operational design, execution and readiness activities for complex projects ... Lead and coordinate User Acceptance Testing (UAT) for ACH-related enhancements, changes and new ...

APGFCU

ACH Share Draft Representative

Edgewood, MD · On-site

$40K - $65K/yr

Stop Payments and returns of Unauthorized ACH entries. * Track ACH transactions, returns and ... Testing of Systems: * Test and identify problem errors and aid in resolution prior to loading a ...

APGFCU

ACH Share Draft Representative

Edgewood, MD · On-site

$40K - $65K/yr

Stop Payments and returns of Unauthorized ACH entries. * Track ACH transactions, returns and ... Testing of Systems: * Test and identify problem errors and aid in resolution prior to loading a ...

Capgemini

Lead Software Engineer

Manhattan, NY · On-site

$80K - $120K/yr

Perform code analysis, debugging, testing, and deployment activities. Participate in application upgrades and system improvements. ACH Payments Processing Support end-to-end ACH payment processing ...

New

Capgemini

$80K - $120K/yr

Perform code analysis, debugging, testing, and deployment activities. Participate in application upgrades and system improvements. ACH Payments Processing Support end-to-end ACH payment processing ...

New

ECLARO

Production Support Analyst

Charlotte, NC · On-site

The role focuses on supporting critical ACH payment processing systems, ensuring seamless file ... smoke testing. • Coordinate with development and QA teams to resolve defects. • Manage ...

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Ach Payment Testing information

What is ACH payment testing?

ACH payment testing is the process of verifying that Automated Clearing House (ACH) transactions function correctly within a payment system. This involves simulating ACH credit and debit transactions to ensure that payments are processed accurately, securely, and in compliance with industry regulations. Testing helps identify and resolve issues related to transaction formatting, data integrity, and integration with banking networks. It is a critical step for businesses implementing or updating ACH payment solutions to minimize errors and ensure smooth fund transfers.

What are the key skills and qualifications needed to thrive in ACH payment testing?

To succeed in ACH Payment Testing, you need a solid understanding of electronic payment systems, ACH network processes, and financial regulations, often supported by a degree in finance, information technology, or a related field. Familiarity with payment processing platforms, test automation tools, and knowledge of NACHA rules and compliance standards is crucial. Attention to detail, analytical thinking, and effective communication help testers identify issues and collaborate with cross-functional teams. These skills ensure secure, accurate, and compliant ACH transactions, minimizing financial risks and operational errors.

What are some common challenges faced during ACH payment testing, and how can they be addressed?

One common challenge in ACH Payment Testing is ensuring that all transaction scenarios, including exceptions and edge cases, are thoroughly validated to prevent processing errors. Testers must work closely with both development and operations teams to align on requirements and resolve discrepancies quickly. Additionally, maintaining up-to-date knowledge of NACHA rules and regulatory standards is essential, as compliance issues can lead to costly delays. Clear communication and detailed documentation help streamline issue resolution and ensure a smooth deployment process.

What is the difference between Ach Payment Testing vs ACH Payment Processing Specialist?

AspectAch Payment TestingACH Payment Processing Specialist
CredentialsKnowledge of ACH standards, testing toolsACH certifications, payment processing experience
Work EnvironmentTesting labs, compliance departmentsBanking, financial institutions, payment companies
Industry UsageQuality assurance, compliance testingTransaction processing, customer support

Ach Payment Testing focuses on verifying ACH transaction systems for compliance and functionality, while ACH Payment Processing Specialists handle the actual processing of ACH payments in live environments. Both roles require knowledge of ACH standards but differ in their primary functions and work settings.

Infographic showing various Ach Payment Testing job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 1% As Needed, 85% Full Time, 10% Part Time, and 3% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution.

ACH Payment Specialist I

The Villages, FL • On-site

Seacoast Bank
Commercial Banking • 1 - 5K employees
Learn more about Seacoast Bankexternal

Full-time

Posted 17 days ago

Seacoast Bank rating

8.6

Company rating: 8.6 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

Job description

Location: Orlando, Stuart or The Villages in Florida

JOB SUMMARY:

The ACH Payment Specialist plays a critical role in ensuring the efficient and secure processing of ACH transactions within the bank. The Specialist is responsible for the processing of the daily operational functions including Dispute Resolutions, Death Notification Entries (DNEs), Reclamations, Stop Payments, Federal Reserve adjustments, and ACH balancing and Rejects.  They will also collaborate closely with relevant departments and stakeholders to optimize ACH operations and support the Retail Branches.

The ACH Payments Specialist plays a crucial role in the processing of the Bank’s ACH Functions and Operations.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Develop and update procedures for the department, where needed, to ensure that they align with the Bank’s current processes and on-going growth.
  • Provide support, assist with research, evaluation, testing and monitoring of ACH.
  • Provide and assist with special projects, including bank core conversions.
  • Prepare the monthly ACH Return Monitoring report.
  • Prepare the daily ACH Macro Fed Balance Sheet.
  • Monitor the ACH file confirmations throughout the day, reporting any issues due to no emails being received, duplicate files, etc. and open tickets.
  • Support the retail branches with questions, policies, procedures and/or NACHA rules relating to ACH.
  • Support the retail branches with questions relating to disputes and Reg E claims and timeframes.
  • Review the risk associated with ACH Stop Payment hits and suspects. Review for proper completion and process related returns timely.
  • Review the risk associated with DNE’s and Reclamation notifications received from US Treasury and/or Federal Reserve.
  • Monitor and review compliance for regulation E as it relates to ACH consumer disputes.
  • Complete all ACH training provided annually.
  • Support Deposit Operations team to ensure duties are completed accurately and timely.
  • Provide ACH Dashboard monthly to Operations Support.
  • Other tasks as directed by the ACH Payments Manager and / or ACH Payments Team Lead.
  • Adheres to Seacoast Bank’s code of conduct.

 EDUCATION and/or EXPERIENCE:

  • High School Diploma or equivalent required.
  • 1-3 years Banking experience; or a combination of education and experience.
  • Nacha certification preferred.
  • Strong analytical skills and attention to detail.
  • Ability to work collaboratively within a team environment.
  • Commitment to maintaining compliance and operational standards.
  • PC proficient, including MS Word and MS Excel.
  • Effective communication and collaboration capabilities.

 

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position.  They are not intended to be an exhaustive list of responsibilities, duties, and skills.  Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry.  It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles.  This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities. 

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