Key Title

Company Description

Key Title, headquartered in Raleigh, NC since 2001, is supported by a team with over 100 years of combined experience in residential and commercial title underwriting. We are proud to partner with Investors Title Insurance Company, a highly rated underwriter renowned for its financial stability and expertise. Key Title is committed to providing efficient service, with most residential binders processed within 15 minutes and final policies often completed on the same day as received. Investors Title’s robust financial standing ensures the ability to insure both small and large-scale properties, making Key Title a trusted choice in the industry.

Role Description

This is a full-time, hybrid position for a Title Insurance Underwriter in the Raleigh-Durham-Chapel Hill Area. The Title Insurance Underwriter will be responsible for evaluating title searches, assessing risks, and issuing title insurance policies to facilitate secure real estate transactions. Reporting to the Operations Manager, this role requires a detail-oriented professional with strong analytical skills, deep knowledge of title insurance processes, and the ability to work collaboratively with internal teams and clients.

Key Responsibilities:

• Title Examination: Review legal opinions to identify potential defects, liens, encumbrances, or other issues that may impact the issuance of title insurance policies.
• Risk Assessment: Evaluate risks associated with title issues and work with legal support to determine insurability, ensuring compliance with company underwriting guidelines and State regulations.
• Policy Issuance: Prepare and issue title commitments and final title insurance policies, ensuring accuracy, clarity, and compliance with industry standards.
• Issue Resolution: Work with title examiners, clients (e.g., real estate agents, lenders, attorneys), and external parties to resolve title issues, such as clearing liens or obtaining curative documents.
• Compliance: Ensure all underwriting activities adhere to North Carolina real estate laws, title insurance regulations, and company policies.
• Collaboration: Partner with the Operations Manager, sales team, and production staff to support smooth transaction processes and provide underwriting expertise.
• Documentation: Maintain accurate and detailed records of underwriting decisions and communications in title production software.
• Client Support: Respond to client inquiries regarding title issues, policy terms, and underwriting decisions, providing clear and professional communication.
• Process Improvement: Identify opportunities to enhance underwriting processes, streamline workflows, and improve accuracy and efficiency.

Qualifications

• Strong Analytical and problem-solving skills for reviewing and assessing title risks
• Knowledge of Insurance and Underwriting practices in residential and commercial real estate
• Proficiency in communication and interpersonal skills to collaborate effectively with clients and team members
• Understanding of finance principles related to title insurance
• Minimum of two years of experience in the title insurance industry is required
• Bachelor's degree in business, finance, law, or a related field is a plus