Commera

ABOUT THE ROLE

Commera Funding is hiring one experienced MCA closer to run their own book of business with our funder network behind them. This is a 1099 commission-only contractor role — you set your own pace, we pay you on results.

If you have a proven MCA track record and want to keep 35% of net broker revenue instead of trading commission for a base salary, this seat is built for you.

COMPENSATION

- 35% of net broker revenue on every funded deal you close

- Realistic monthly earnings: $4,000 – $12,000+, fully uncapped

- Paid within 7 days of funder commission clearing

- 1099 Independent Contractor — no tax withholding

WHAT WE PROVIDE

- Funder network covering A, B, C, and D paper

- Fresh leads delivered daily — UCC lists, aged MCA data, live transfers

- CRM, power dialer, US caller ID

- Scripts, objection playbook, submission support

- In-house underwriting team backing you up

WHAT YOU'LL DO

- Close MCA deals from leads we provide

- Qualify merchants and read bank statements on the first call

- Collect stips, package clean files, submit to funders

- Negotiate approvals and walk merchants through to funding

- Maintain CRM notes and hit weekly funding KPIs

REQUIREMENTS

- 2+ years of direct MCA / merchant cash advance / business funding sales experience (NON-NEGOTIABLE)

- Proven track record of closed and funded deals — be ready to share monthly volume

- Strong, professional spoken English

- Able to read bank statements and qualify deals independently

- Reliable laptop, wired internet (25+ Mbps), USB headset, quiet workspace

- Willing to sign an Independent Contractor Agreement

- Comfortable with 100% commission, no base, no benefits

PREFERRED

- Existing book of merchants you can bring

- Direct funder relationships

- Bilingual English/Spanish

- Prior W-2 closer experience at an established MCA shop

ABOUT COMMERA FUNDING

We're a US-based commercial financing brokerage helping small businesses across 46 states access $15K – $2M in working capital. We hand-match each application to vetted funders, operate under a strict no-stacking policy, and fund deals in 24–72 hours.

HOW TO APPLY — READ CAREFULLY

Applications that skip these steps will not be reviewed.

1. Subject line of your message must start with the word: FUNDED

2. Record a 2-minute Loom or video covering:

• Your name and where you're based

• MCA track record — shops you've worked, years, monthly funding volume

• Why you want a 1099 commission-only role over W-2

3. In writing (3–4 sentences), handle this objection:

"Your factor rate is way higher than the bank offered me 8% APR."

4. Send resume + Loom link + written rebuttal

We respond within 48 hours. Top applicants get a 30-minute Zoom interview, then onto live leads under contract.

Job Type: Contract

Compensation: Commission only, $4,000 – $12,000 per month estimated

Work Location: Remote, US-based applicants only