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Virtual Claims Adjuster Jobs in Reno, NV (NOW HIRING)

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Virtual Claims Adjuster information

See Reno, NV salary details

$30.4K

$64.4K

$89.7K

How much do virtual claims adjuster jobs pay per year?

As of Aug 12, 2026, the average yearly pay for virtual claims adjuster in Reno, NV is $64,419.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,800.00 and $75,300.00 per year, depending on experience, location, and employer.

What is the difference between Virtual Claims Adjuster vs Insurance Claims Examiner?

AspectVirtual Claims AdjusterInsurance Claims Examiner
Required CredentialsLicenses, certifications (e.g., AIC, CPCU)Adjuster licenses, certifications often preferred
Work EnvironmentRemote, independent, insurance companiesOffice or remote, insurance companies or government agencies
Industry UsageInsurance industry, claims processingInsurance industry, claims review and decision-making
Common Search/ComparisonYesYes

The Virtual Claims Adjuster and Insurance Claims Examiner roles both involve handling insurance claims, often requiring similar licenses and certifications. While Virtual Claims Adjusters focus on assessing claims remotely and making settlement decisions, Insurance Claims Examiners typically review and verify claims for accuracy and compliance. Both roles are essential in the insurance industry and often share work environments, with many professionals working remotely. Understanding these differences helps job seekers identify the right career path within insurance claims processing.

What is a virtual claims adjuster?

A virtual claims adjuster reviews and analyzes insurance claims for accuracy and authenticity. As a virtual claims adjuster, you work from home or another setting outside of a traditional office. Depending on your employer, your responsibilities include using software to process claims related to property, medical, or auto insurance. To perform your job, you must understand each policy and review client coverage thoroughly. Your duties may include examining and researching claims, interviewing policyholders, assessing liability, and preparing financial estimates. You also assist with settlements, manage relevant documents, process claim payments, and file materials accordingly.

How much do remote insurance claims adjusters make?

Remote insurance claims adjusters typically earn between $45,000 and $75,000 annually, with experienced professionals or those handling complex claims earning higher salaries. Compensation can vary based on factors such as experience, certifications, employer, and geographic location of the company, even for remote roles.

What are the key skills and qualifications needed to thrive as a virtual claims adjuster?

To thrive as a Virtual Claims Adjuster, you need in-depth knowledge of insurance policies, claims processes, and investigative techniques, often supported by relevant certifications or prior experience in insurance. Familiarity with claims management software, remote communication tools, and digital documentation systems is typically required. Exceptional attention to detail, strong analytical thinking, and effective communication skills help you stand out in this remote role. These capabilities are essential for accurately assessing claims, preventing fraud, and delivering prompt, customer-focused resolutions remotely.

Can you work remotely as a virtual claims adjuster?

Yes, virtual claims adjusters typically work remotely, using digital tools and software to evaluate and process insurance claims from home or other remote locations. Many companies offer remote positions for claims adjusters, often requiring strong communication skills and industry certifications such as the AIC or CPCU.

How does a virtual claims adjuster typically collaborate with other departments while working remotely?

Virtual Claims Adjusters frequently coordinate with teams such as underwriting, legal, and customer service through digital communication platforms like email, instant messaging, and video calls. This collaboration is essential for gathering necessary documentation, clarifying policy details, and resolving complex claims efficiently. Regular virtual meetings and shared workflow tools help maintain clear communication and ensure all parties are aligned on case progress and next steps. Being comfortable with technology and proactive in communication are key to thriving in this remote, interconnected work environment.
More about Virtual Claims Adjuster jobs
What are the most commonly searched types of Claims Adjuster jobs in Reno, NV? The most popular types of Claims Adjuster jobs in Reno, NV are:
What are popular job titles related to Virtual Claims Adjuster jobs in Reno, NV? For Virtual Claims Adjuster jobs in Reno, NV, the most frequently searched job titles are:
What job categories do people searching Virtual Claims Adjuster jobs in Reno, NV look for? The top searched job categories for Virtual Claims Adjuster jobs in Reno, NV are:
What cities near Reno, NV are hiring for Virtual Claims Adjuster jobs? Cities near Reno, NV with the most Virtual Claims Adjuster job openings:
Virtual Claims Adjuster jobs near you
Infographic showing various Virtual Claims Adjuster job openings in Reno, NV as of August 2026, with employment types broken down into 81% Full Time, 14% Part Time, 4% Contract, and 1% Nights. Highlights an 43% Physical, 2% Hybrid, and 55% Remote job distribution, with an average salary of $64,419 per year, or $31 per hour.

Field Property Claims Adjuster: Reno, NV

Farmers Insurance

Reno, NV • Remote

$27.67/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

Farmers Insurance rating

7.7

Company rating: 7.7 out of 10

Based on 332 frontline employees who took The Breakroom Quiz

200th of 304 rated insurance

Job description

We are Farmers - where ambition meets opportunity.

At Farmers, we're not just known for unforgettable jingle - we're a team with a passion for purpose and making a real difference in people's lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn't just a goal - it's a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us.

Join an award-winning,  equal opportunity employer, where you'll find more than a job - you'll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let's build something incredible together!

Workplace: Remote ( #LI-Remote ) - This is a field role requiring travel to and from policyholder homes.
Territory & Residency Requirement: To be eligible for this position, candidates must currently reside within the designated territory covering the Greater Reno, Nevada area.

The starting hourly wage for this position is: $27.67 or higher. Additional compensation may be offered based on relevant experience and transferable skills.
 

If You Are Looking for the Following in Your Next Career ...
  • Paid training through the award-winning and industry-leading University of Farmers.
  • Flexibility and independence to work outside the confines of a desk job.
  • Total Rewards Benefits Package: 401K and a competitive starting salary.
  • Rapid growth potential and management opportunities for success-oriented people through education, mentorship programs, and inspirational leadership at a company you can be proud of.

 ... Then Farmers Insurance is the place for you!

A Day in the Life of a Field Property Claims Adjuster:
  • Conduct both virtual and on-site investigations by visiting policyholders' residences to assess propertydamage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
  • Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
  • Evaluate and report on potential subrogation opportunities.
  • Reports incidents involving theft, fraud, or arson to appropriate state and industry agencies.
  • Perform duties independently, with work directly impacting management outcomes.
  • Acts as a company representative in public interactions, maintaining a professional demeanor consistentwith management standards.
  • Engages regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses,contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and otherrelevant parties.
  • Use strong customer service skills to negotiate with policyholders to settle the claim.
  • Performs additional duties as assigned.
  • Promotes safety at all times and complies with safety/ergonomicstandards as outlined in relevant company published manuals.

Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days. 

  • Although this is not a CAT-specific role, hires will be expected to commit to 1-3 CAT deployments per year.
If You Have the Following:
  • High School diploma or equivalent required. 
  • Excellent Customer service experience, preferably in a retail environment
  • Construction or Insurance experience is highly desirable and preferred.
  • Excellent communication skills - both oral and written.
  • Computer Literate: MS Word, Excel, Outlook.
  • Proficiency with smartphones and applications.
  • Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
  • Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
  • Valid driver's license and Bondable.  Final candidates will also be subject to a Motor Vehicle Record background check as this position may include a company vehicle.
 
... then this could be a great career opportunity for you!
 
Final candidate qualifications may be reviewed against the requirements for the associated level of this role.
Candidates Must be Willing & Able to:
  • Climb Ladders to inspect roofs, and be comfortable working on rooftops, multiple times per day, 
  • Work in small, confined spaces that have been damaged; such as attics and crawlspaces.
  • Achieve a minimum passing score on all claims training exams.
Physical Actions & Environment:
  • Bending, Kneeling, Pulling, Pushing, Sorting, Carrying up to 50 lbs., Climbing, Reaching, Standing, Walking, Seeing
  • Speaking (English), Reading (English), Writing (English), & Key Entering

Required job duties are performed in the field and an in-home office environment. Exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions, Excessive noise levels, Chemicals Chemical/Biological conditions, Moving mechanical parts, Areas considered dangerous, Conditions which could affect the respiratory system or skin such as fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.

Benefits

  • Farmers offers a competitive salary commensurate with experience, qualifications and location.
  • Bonus Opportunity (based on Company and Individual Performance)
  • 401(k)
  • Medical
  • Dental
  • Vision
  • Health Savings and Flexible Spending Accounts
  • Life Insurance
  • Paid Time Off
  • Paid Parental Leave
  • Tuition Assistance
  • For more information, review "What we offer" on https://www.farmers.com/careers/corporate/#offer

Job Location(s): US - NV - Reno

Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.

Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law.  Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws. 

Want to learn more about our culture & opportunities? Check out www.Farmers.com/careers/corporate and be sure to follow us on Instagram, LinkedIn, and TikTok.

Spokane, WA only:  Residents who prefer not to provide their address click here to submit your resume via email: careers@farmers.com

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