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Underwriting Trainee Jobs in Oregon (NOW HIRING)

Underwriting Trainee information

See Oregon salary details

$34.4K

$83.4K

$147.5K

How much do underwriting trainee jobs pay per year?

As of Aug 6, 2026, the average yearly pay for underwriting trainee in Oregon is $83,397.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,500.00 and $92,000.00 per year, depending on experience, location, and employer.

What do underwriting trainees do?

Underwriting trainees assist in evaluating insurance applications by reviewing applicant information, assessing risks, and determining coverage eligibility. They learn to analyze data, use underwriting software, and develop decision-making skills under supervision, often working in an office environment with ongoing training.

What is the difference between Underwriting Trainee vs Underwriter?

AspectUnderwriting TraineeUnderwriter
CredentialsTypically entry-level, may require a degree in finance, insurance, or related fieldProfessional certification often preferred, such as CPCU or similar
Work EnvironmentTraining programs, supervised tasks, learning-focusedDecision-making, risk assessment, independent or team-based
Job ResponsibilitiesAssisting in risk evaluation, learning underwriting processesEvaluating risks, approving or rejecting policies

In summary, an Underwriting Trainee is an entry-level role focused on learning and supporting underwriting tasks, while an Underwriter is a fully responsible professional making risk decisions independently.

How much do beginner underwriting trainees make?

Entry-level underwriting trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company size. Starting salaries may increase with relevant skills, certifications, and experience in risk assessment and insurance policies.

What is an underwriting trainee?

Underwriting Trainees are entry-level professionals who are learning how to evaluate insurance applications, assess risks, and determine appropriate coverage and premiums. They work under the supervision of experienced underwriters and receive training in company policies, industry regulations, and risk assessment techniques. The goal of an underwriting trainee is to develop the skills necessary to make sound decisions regarding accepting or rejecting insurance applications and to eventually become a fully qualified underwriter.

What kind of training and mentorship can an underwriting trainee expect during their first year?

As an Underwriting Trainee, you can expect a structured onboarding process that combines classroom learning with hands-on experience. Most insurance companies pair trainees with experienced underwriters or mentors who provide guidance on risk assessment, policy review, and client interactions. You’ll likely rotate through different insurance lines to gain a broad understanding of underwriting practices, and participate in team meetings to discuss real cases. This collaborative environment helps you build technical skills and professional networks, laying a solid foundation for advancement within the company.

How do you become an underwriting trainee?

To become an underwriting trainee, candidates typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include analytical thinking and attention to detail, and some companies may require or prefer prior internship experience in insurance or finance. On-the-job training is provided, and strong communication skills are beneficial.

What are the key skills and qualifications needed to thrive as an underwriting trainee, and why are they important?

To thrive as an Underwriting Trainee, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically required, and some employers may value progress toward professional certifications like CPCU. Effective communication, organization, and a willingness to learn help candidates stand out in this entry-level position. These skills and qualities are essential for accurately assessing risks, managing data, and building a successful foundation for a career in insurance underwriting.
What are the most commonly searched types of Underwriting jobs in Oregon? The most popular types of Underwriting jobs in Oregon are:
What job categories do people searching Underwriting Trainee jobs in Oregon look for? The top searched job categories for Underwriting Trainee jobs in Oregon are:
What cities in Oregon are hiring for Underwriting Trainee jobs? Cities in Oregon with the most Underwriting Trainee job openings:
Infographic showing various Underwriting Trainee job openings in Oregon as of August 2026, with employment types broken down into 80% Full Time, 18% Part Time, and 2% Contract. Highlights an 68% Physical, 8% Hybrid, and 24% Remote job distribution, with an average salary of $83,397 per year, or $40.1 per hour.

Consulting Underwriter National Accounts - Life and Disability

Standard, The

Portland, OR • On-site

$88K - $129K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 5 days ago


Job description

The next part of your journey is right around the corner - with The Standard.

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we've been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?

Job Summary

The mission of the underwriting function is to foster sound underwriting and business decisions, develop effective relationships and contribute toward the growth and development of the underwriting department to write and retain long term profitable business.

  • Underwrite group ancillary lines and evaluate high levels of risk and complexity for customers with primarily 5,000+ lives in the National Accounts ancillary lines market.

  • Manage anin-forcebook of business that includes moderate to complex cases, serving as a primary contact and internal consultant to management and external contacts.

  • Provide expert guidance to others in the underwriting family as a key resource to the division; mentor 1:1, classroom train, and identify training gaps and trainee needs in collaboration with leadership within the Mid-Market underwriting teams, field office sales and service partners.

  • Project work as needed.

Skills and Background You'll Need

Education:

  • Bachelor's degree in businessor related field is preferred, additional experience in lieu of education.

Experience:

  • At least 5 years of Life and Disability underwriting experience working in the mid-market (1,000+) space.

  • At least 2 years of experience as an underwriter in national accounts (5,000+) group insurance is required to be considered for the consultant level role.

  • Strong verbal and written communication skills.

  • Proven ability to present strongly in pricing calls.

  • Ability to travel 5% of the time.

Key Behaviors of a Successful Candidate

  • Adaptability: Quickly and resourcefully adapts to multiple changing work demands by adjusting team priorities to fit new circumstances.

  • Improvement Mindset: Manages improvements in workflow of team processes by tracking resources and monitoring costs.

  • Winning Together: Challenges others to consider and discuss established views or assumptions as an opportunity to address issues openly and build mutual understanding.

Why Join The Standard?

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

  • A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions

  • An annual incentive bonus plan

  • Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually - PTO increases with tenure

  • A supportive, responsive management approach and opportunities for career growth and advancement

  • Paid parental leave and adoption/surrogacy assistance

  • An employee giving program that double matches your donations to eligible nonprofits and schools

In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.

  • Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.

The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.

Salary Range:

$88,000.00 - $129,000.00

Positions will be posted for at least 5 days from original posting date.

Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug- and alcohol-free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant's specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.