Returnship Program | Careers | Travis Credit Union Candidates must live within a reasonable ... For hybrid and remote roles, candidates are still required to reside within a commutable distance ...
Returnship Program | Careers | Travis Credit Union Candidates must live within a reasonable ... For hybrid and remote roles, candidates are still required to reside within a commutable distance ...
Remote Returnship information
See salary details
$25.5K - $38.5K
13% of jobs
$38.5K - $51.5K
7% of jobs
$61.8K is the 25th percentile. Wages below this are outliers.
$51.5K - $64.5K
6% of jobs
$64.5K - $77.5K
21% of jobs
The median wage is $84K / yr.
$77.5K - $90.5K
5% of jobs
$90.5K - $103.5K
9% of jobs
$103.5K - $116.5K
4% of jobs
$116.5K - $129.5K
4% of jobs
$131.9K is the 75th percentile. Wages above this are outliers.
$129.5K - $142.5K
24% of jobs
$142.5K - $155.5K
3% of jobs
$155.5K - $168.5K
2% of jobs
$25.5K
$95.5K
$168.5K
How much do remote returnship jobs pay per year?
What is the difference between Remote Returnship vs Remote Intern?
| Aspect | Remote Returnship | Remote Intern |
|---|---|---|
| Credentials | Professional experience, sometimes specific industry certifications | Typically students or recent graduates, minimal certifications |
| Work Environment | Part-time or full-time, project-based, often paid | Usually unpaid or stipended, short-term |
| Employer Usage | Companies re-engage professionals returning to work after a career break | Organizations train and evaluate entry-level talent |
Remote Returnships are designed for experienced professionals re-entering the workforce, often with relevant credentials and industry experience. Remote Internships target students or recent graduates gaining initial industry exposure. While both are remote, Returnships focus on leveraging prior experience, whereas Internships are entry-level opportunities for skill development.
What unique challenges might I face during a remote returnship, and how can I successfully overcome them?
What are the key skills and qualifications needed to thrive in a Remote Returnship, and why are they important?
What is a remote returnship?

Senior Commercial Loan Portfolio Manager - RETURNSHIP ELIGIBLE
Vacaville, CA • On-site, Remote
Full-time
Medical, Dental, Vision, Retirement, PTO
Re-posted 18 days ago
Travis Credit Union rating
9.7
Based on 5 frontline employees who took The Breakroom Quiz
Job description
Candidates must live within a reasonable commuting distance of the communities served by Travis Credit Union, which include the following counties: Alameda, Colusa, Contra Costa, Merced, Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus, and Yolo. For hybrid and remote roles, candidates are still required to reside within a commutable distance of our corporate headquarters in Vacaville, California.
- Owns post-origination oversight of assigned portfolios across Small Business, Commercial Real Estate (CRE) and Commercial and Industrial (C&I) segments, ensuring timely annual and interim reviews and accurate risk ratings in accordance with policy.
- Reviews covenant compliance results produced by Commercial Loan Administrator and initiates remedial actions, waivers, or amendments when appropriate.
- Performs portfolio analytics and early warning surveillance, including trend analysis, migration monitoring, and watch-list management to surface risks promptly.
- Leads borrower meetings for renewals, modifications, and performance updates; prepares credit memoranda for renewals and modifications with clear recommendations and risk mitigation strategies.
- Manages criticized and classified relationships, prepares and executes workout plans, coordinates with Legal on enforcement actions, and maximizes recoveries through negotiated restructures or collateral liquidation when necessary.
- Partners with Relationship Managers, Underwriters, Commercial Loan Administration, Legal, Compliance, and Internal Audit to ensure adherence to policy and unqualified audit and examination results.
- Provides clear reporting to management on portfolio performance, concentrations, watch-list status, risk rating changes, and remediation progress.
- Strong credit analysis skills, including cash flow and tax return analysis, financial projections, and calculation of debt service coverage ratio (DSCR), global debt service coverage ratio (GDSCR), and loan-to-value (LTV) using cash flow methodologies such as net operating income (NOI), traditional cash flow, and uniform credit analysis (UCA).
- In-depth understanding of diverse loan types, including CRE, C&I, and government-guaranteed programs, including but not limited to SBA 7(a) loans.
- Ability to identify inconsistencies, trends, or red flags in borrower financial statements and supporting documentation.
- High level of accuracy and attention to detail in preparing periodic loan reviews, workout plans, and distressed loan analyses.
- Working knowledge of applicable regulatory guidance for portfolio management and credit risk, with an understanding of safety and soundness standards.
- Expertise in criticized asset management and workout strategies, including restructures, forbearance arrangements, collateral valuation, and coordination with Legal on foreclosure or bankruptcy actions.
- Ability to structure renewals and modifications aligned with borrower performance and credit union risk appetite, including covenant adjustments and appropriate risk mitigants.
- Accuracy in assigning and updating risk grades based on borrower performance, collateral changes, and evolving market conditions.
- Proficiency with credit administration and review systems, including interpretation of tickler and covenant tracking outputs.
- Strong written and verbal communication skills, with the ability to prepare clear review memoranda, present to senior loan committee, and engage effectively with borrowers.
- Senior Commercial Loan Portfolio Manager
- Reports directly to assigned department leadership.
- Bachelor's degree in business administration or related field; or equivalent related work experience.
- Minimum 6 years of commercial portfolio management and workout experience with leadership of criticized assets and policy stewardship.
- Handles the most complex and high-value loans, including aggregate exposures exceeding $5 million.
- Commercial Loan Portfolio Manager Lead
- Reports directly to assigned department leadership.
- Bachelor's degree in business administration or related field; or equivalent related work experience.
- Minimum 6 years of commercial portfolio management experience including at least 1 year of leading/mentoring less experienced team members.
- Handles the most complex and high-value loans, including aggregate exposures exceeding $10 million.
- Effectively shapes portfolio management policies to adapt to evolving market conditions and performance outcomes.
- Drives optimal recovery outcomes while reducing losses through proactive and responsible actions.
Compensation:
- Senior Commercial Loan Portfolio Manager - Grade 19/ Non-Exempt/ $56.08 - $69.28
- Commercial Loan Portfolio Manager Lead - Grade 21 / Exempt/$140,025.60 - $172,972.80
Benefits:
At Travis Credit Union, we prioritize the wellbeing of our employees and their families by providing a comprehensive Total Rewards program that supports their health, welfare, and financial security. In turn, this enables our employees to focus on delivering exceptional service to our members and meeting the goals of the credit union.
- Competitive medical, dental, and vision insurance
- Mental health and wellness programs
- Employee performance incentive plan
- Merit-based salary increases
- 401(k) program with immediately vested employer match
- Generous holiday and vacation policies
- Exclusive TCU perks such as employee loan and credit card discounts
Travis Credit Union is an Affirmative Action Employer.
EOE / Individuals with Disabilities / Veteran Status
What Travis Credit Union employees say
Pay
Benefits
Hours and flexibility
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About Travis Credit Union
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
201 - 500 Employees
Headquarters location
Vacaville, CA, US
Year founded
1951