Monitor and support daily pipeline activity, collaborating with AI-powered analytics to ensure ... Ensure files adhere to compliance, audit, and documentation standards (TRID, RESPA, HMDA, etc ...
Monitor and support daily pipeline activity, collaborating with AI-powered analytics to ensure ... Ensure files adhere to compliance, audit, and documentation standards (TRID, RESPA, HMDA, etc ...
Remote Hmda Analyst information
What is a remote HMDA analyst?
A Remote HMDA Analyst is a professional who works from a remote location to ensure that a financial institution complies with the Home Mortgage Disclosure Act (HMDA). Their responsibilities typically include collecting, analyzing, and verifying loan data for accuracy and regulatory compliance. They also prepare HMDA reports, identify discrepancies, and work with internal teams to resolve data quality issues. This role requires strong attention to detail, knowledge of mortgage lending, and familiarity with HMDA regulations.
What are the key skills and qualifications needed to thrive as a remote HMDA analyst?
To thrive as a Remote HMDA Analyst, you need a strong understanding of the Home Mortgage Disclosure Act (HMDA), data analysis, and regulatory compliance, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with loan origination systems, data validation tools, and compliance software such as QuestSoft or Wolters Kluwer is typically required. Excellent attention to detail, problem-solving skills, and effective remote communication are vital soft skills in this role. These competencies are crucial to ensure accurate reporting, mitigate compliance risks, and maintain the integrity of mortgage data for lending institutions.
What are some common challenges faced by remote HMDA analysts and how can they be addressed?
Remote HMDA Analysts often encounter challenges such as maintaining data accuracy across dispersed teams and staying updated on evolving regulatory requirements. Effective communication with loan officers and compliance teams is essential to clarify discrepancies and ensure timely reporting. To address these challenges, many organizations rely on secure data-sharing platforms, regular virtual meetings, and ongoing training to keep analysts informed and connected. Building strong organizational skills and proactively seeking clarification when issues arise can also help remote HMDA Analysts succeed in their role.
What is the difference between Remote Hmda Analyst vs Remote Mortgage Data Analyst?
| Aspect | Remote Hmda Analyst | Remote Mortgage Data Analyst |
|---|---|---|
| Credentials | Typically requires a degree in finance, economics, or related field; familiarity with HMDA regulations | Requires similar credentials; often includes knowledge of mortgage industry data and compliance standards |
| Work Environment | Remote, financial or regulatory institutions, mortgage companies | Remote, mortgage lenders, financial institutions, or data analysis firms |
| Industry Usage | Primarily in banking, mortgage lending, and regulatory agencies | In mortgage lending, banking, and financial services |
The Remote Hmda Analyst and Remote Mortgage Data Analyst roles share similar credentials and work environments, focusing on mortgage industry data. However, the Hmda Analyst specializes specifically in HMDA compliance and reporting, while the Mortgage Data Analyst may handle broader mortgage data analysis tasks. Both roles are essential in ensuring regulatory adherence and data accuracy in the mortgage sector.
What are popular job titles related to Remote Hmda Analyst jobs in Utah?
For Remote Hmda Analyst jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Remote Hmda Analyst jobs in Utah look for?
The top searched job categories for Remote Hmda Analyst jobs in Utah are:
What cities in Utah are hiring for Remote Hmda Analyst jobs?
Cities in Utah with the most Remote Hmda Analyst job openings:
Mortgage Loan Coordinator Assistant Manager
West Jordan, UT • On-site, Remote
Full-time
Posted 4 days ago
Job description
Please reference the schedule and minimum qualifications listed below before applying.
If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.
Job SummaryThe Mortgage Loan Coordinator (LC) Assistant Manager is a hands-on, member-focused leader who supports the Loan Coordinator Manager in the daily leadership and execution of the Loan Coordinator team. This role emphasizes pipeline management, real-time coaching, operational consistency, and problem resolution while helping drive quality, compliance, an exceptional member experience. The Assistant Manager leverages deep experience with Loan Origination Systems (LOS), specifically Encompass, to support team performance, improve workflows, and ensure efficient loan progression from application through approval.Job DescriptionLOCATION
Tanner Building - Hybrid:
7167 S Center Park Drive
West Jordan, UT 84084
SCHEDULE
Full Time
To be effective, an individual must be able to perform each job duty successfully.
- Coach and develop Loan Coordinators, emphasizing adaptive skills and continuous learning to ensure effective collaboration with automated systems and AI-driven tools.
- Provide real-time guidance and support, including file-level assistance and troubleshooting, while facilitating the integration and optimization of AI solutions in daily workflows.
- Assist with onboarding and training new Loan Coordinators, focusing on digital literacy, AI system navigation, and leveraging automation for enhanced productivity.
- Reinforce team standards, workflows, and expectations established by leadership, ensuring alignment with evolving automated processes and AI-driven best practices.
- Act as a resource for loan scenario questions, Encompass system usage, guidelines, and provide expertise in interpreting AI-generated recommendations and resolving automation-related inquiries.
- Monitor and support daily pipeline activity, collaborating with AI-powered analytics to ensure efficient loan movement, identify trends, and uphold quality standards.
- Identify and escalate bottlenecks, workflow breakdowns, and systemic issues to leadership, leveraging AI-driven diagnostic tools to proactively address process inefficiencies.
- Ensure files adhere to compliance, audit, and documentation standards (TRID, RESPA, HMDA, etc.), utilizing automated compliance checks and AI-supported audit readiness tools.
- Partner with Underwriting, Closing, Processing, and Sales teams to maintain alignment and resolve issues, increasingly coordinating through AI-enhanced communication platforms and workflow automation.
- Reinforce timely communication, transparency, and responsiveness in member interactions, integrating AI-powered chatbots and automated notification systems to improve member engagement.
- Support audit readiness and documentation accuracy through file reviews and workflow adherence, with an increased reliance on AI-driven document management and automated audit tracking.
- Assist in managing pipeline flow, file quality, and turn times to meet service level agreements, using predictive analytics and automation to optimize operational efficiency.
- Address escalated member concerns and ensure timely resolution, collaborating with AI-assisted support systems to streamline issue identification and resolution.
- Maintain strong working knowledge of conventional, FHA, VA, USDA, FNMA, FHLMC, and portfolio products, staying updated on AI-driven product insights and automated guideline updates.
KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential job functions.
Experience
- Three (3) years of progressive experience in a progressive financial and/or lending setting.
- Mortgage, loan coordination, processing; required
- One (1) yearleading teams, implementing process improvements, and adapting to evolving industry technology.
Education
- An associate's degree in business, finance, economics, data analytics, or a similar area is preferred. However, candidates without a degree can qualify if they have two additional years of progressive experience in financial or digital workflow management.
Managerial Responsibility
Direct managerial responsibility for a team of Mortgage Loan Coordinators, including hiring, performance management, coaching, and professional development. Experience with remote or hybrid team leadership and digital collaboration tools is preferred.
Licenses, Certifications, Registrations
- Must be able to qualify for and maintain NMLS registration under the S.A.F.E. Act, if applicable.
- Additionalcertifications in mortgage compliance, digital lending platforms, or leadership areadvantageous/preferred.
Technology, Systems, & Data Utilization
- Demonstrated proficiency in Loan Origination Systems (LOS), including effective pipeline management, comprehensive reporting, workflow optimization, and maintaining file quality control. Strong familiarity with Encompass is preferred.
- Supported the implementation and integration of automation tools, system enhancements, and digital workflow updates to streamline operations and minimize manual tasks.
- Utilized LOS data, dashboards, and reporting to monitor pipeline risks, track performance metrics, and assist in identifying opportunities for process improvement within a rapidly changing technology environment.
- Maintained a strong focus on data integrity, compliance, and audit preparedness, ensuring accurate system documentation and supporting regulatory requirements.
- Provided guidance and assistance to team members in troubleshooting LOS-related issues, promoted consistent system usage, and encouraged best practices as technology and automation evolved.
Language Skills
- Demonstrated ability to clearly express ideas, methodology, results and recommendations verbally, in writing and through insightful reports and graphic illustrations
- Demonstrated ability to document outcomes and present information in a manner appropriate for key stakeholders and all levels of the organization.
Other Skills and Abilities
- Substantial hands-on experience in mortgage processing, with a demonstrated ability to oversee and guide team members.
- Advanced proficiency with loan origination systems, including managing loan pipelines, optimizing workflow execution, and ensuring file quality control.
- Experience supervising or supporting teams in a fast-paced, high-volume mortgage environment, with a focus on operational excellence.
- Ability to train, mentor, and provide technical guidance to staff on system usage and best practices.
- Proven commitment to maintaining process integrity and quality standards throughout all stages of mortgage processing.
PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to sit, talk and hear consistently
Ability to stand, walk, and use hands to handle or reach occasionally
Vision Requirements
Close vision (clear vision at 20 inches or less)
Distance vision (clear vision at 20 feet or more)
Weight Lifted or Force Exerted
Ability to lift to 10 pounds occasionally
Environmental
There are no unusual environmental factors (such as a typical office)
Noise Environment
Moderate noise (business office with computers and printers, light traffic)
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Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.