Remote Fcra Jobs in Reno, NV (NOW HIRING)

Greater Nevada Mortgage is currently a top mortgage lender in the Northern Nevada market. Loans with Greater Nevada Mortgage are processed, underwritten, and funded locally in Northern Nevada. Moreover, we are the only mortgage company in Northern Nevada that actually services home loans locally as well.

With pride, we strive to make a difference in the lives of our members and the communities they live in through financial inclusion, education, and empowerment. Why? Simply because we believe that together, we Live Greater.

To do this, we practice C.A.R.E. with our Values:

• WeCare Genuinely.
• We build relationships because we know that we areGreater Together.
• WeStay Trustworthyas we serve our communities.
• "Be Bright"rings in our ears as we find custom solutions that meet our members' needs.
• WeInspire One Another, our members, and our communities to re-imagine whatLiving Greater can be.
• In every moment, weEnjoy the Experience. It's what has made the last 70 years greater and what we carry into the future as we continue to serve.

These values have guided us to become the largest Nevada-based credit union to touch the lives of more than88,500 members and thousands upon thousands of people through our community and philanthropic work.

If you're enthusiastic, collaborative, and ready to make an impact, we'd love to meet you!

About The Position:

The Field Mortgage Consultant is responsible for originating mortgage loans for eligible borrowers in the State of Nevada and developing business through effective outside sales. The Field Mortgage Consultant must maintain a mortgage agent license through the State of Nevada Mortgage Lending Division and Nationwide Mortgage Licensing System.

What You'll Be Doing

• Knowledge of mortgage products and programs to effectively guide and educate clients on the home-buying process.
• The Field Mortgage Consultant originates mortgage loans for members and non-members of the credit union.
• Produce an appropriate amount of quality work as defined by the Production Schedule and performance standards.
• Takes loan applications, conducts preliminary underwriting reviews, and submits applications to processing and underwriting for approval.
• Collect required documentation (income, assets, credit, disclosures).
• Pre-qualify and pre-approve borrowers based on credit, income, and assets.
• Collaborate with internal teams to ensure seamless and timely loan processing.
• Develop and execute a personal business plan to achieve performance standards.
• Participate in community events and marketing activities.
• Build and maintain long-term client and referral relationships (realtors, builders, CPAs, etc.)

Qualifications

• Active and current NMLS License and in good standing required.
• 1-2 years of experience in sales or sales support roles within the mortgage industry required.
• Strong knowledge of mortgage industry regulations, including RESPA, ECOA, HMDA, Truth-In-Lending, FCRA, HVCC, ECOA, and SAFE Actrequired.

Skills & Competencies

• Work independently to organize and prioritize tasks, manage time to meet deadlines, analyze requests, understand issues and develop appropriate solutions.
• Possess the ability to effectively identify, analyze, and solve problems.
• Practice a high level of attention to detail when performing job functions.
• Possess knowledge and maintain up-to-date information related to procedures and reporting guidelines.
• Understand and apply statutory and regulatory compliance matters as appropriate for your position.
• Communicate clearly and concisely via an appropriate level of verbal, written, and presentation skills.
• Also possesses the ability to read, comprehend, and explain applicable documentation.
• Proficiently utilize a computer and the software applicable to this position.
• Possess the ability to accurately perform basic arithmetic operations and calculations as appropriate for your position.
  

Physical Demands

• While performing the duties of your job, you may regularly be required to sit and use a keyboard, multiple monitors, mouse, and telephone (including repetitive motions with hands, fingers, arms, etc.) for extended periods of time. You may also frequently be required to stand, walk, and reach with hands and arms, bend, and kneel.
• You may occasionally be required to lift and/or move up to 20 pounds.

Location and Travel Requirements

Greater Nevada Mortgage's Reno, Sparks or Carson City Remote location

Reno, Carson City or Sparks

Nevada, United States

• Located in an idyllic small community in beautiful Northern Nevada

Compensation & Benefits

• Commission only with incentive plans
• Medical, dental, and vision plans, where we cover 90% of employee costs and about 75% of the costs for their dependents
• Health Savings Account contributions
• Supplemental insurance and life insurance plans
• Paid time off, including vacation and sick time, 12 annual paid holidays, 2 floating holidays, 1 floating wellness day and sabbatical leave after every seven years of employment
• Paid time to volunteer and make a contribution to the community
• Employee product and service discounts

Greater Nevada is an Equal Opportunity Employer

Employment at Greater Nevada is based solely on a person's merit and qualifications directly related to professional competence. Greater Nevada prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.