Technical Business Analyst (Credit Card Payments) Remote in US - This position is primarily remote ... Experience with 3D Secure (EMV 3DS), EMV chip, contactless payments, and digital wallets (Apple Pay ...
Technical Business Analyst (Credit Card Payments) Remote in US - This position is primarily remote ... Experience with 3D Secure (EMV 3DS), EMV chip, contactless payments, and digital wallets (Apple Pay ...
Remote Emv Certification information
What are the key skills and qualifications needed to thrive as a Remote EMV Certification Specialist, and why are they important?
To thrive as a Remote EMV Certification Specialist, you need a strong understanding of EMV standards, payment systems, and transaction processing, often supported by experience in payments or IT and relevant certifications like EMVCo or PCI. Proficiency with EMV test tools (e.g., Collis, UL), knowledge of card scheme requirements, and experience with certification management systems are typically required. Excellent problem-solving, attention to detail, and clear communication skills help in troubleshooting issues and collaborating with clients or teams remotely. These skills ensure secure and compliant card payment implementations, minimize operational risks, and support successful certification processes.
What are some common challenges faced by professionals in remote EMV certification roles, and how can they be addressed?
Professionals working in remote EMV certification often encounter challenges such as coordinating testing schedules across different time zones, ensuring secure communication of sensitive data, and troubleshooting issues without on-site access to hardware. Overcoming these hurdles requires strong organizational skills, familiarity with remote testing tools, and proactive communication with both internal teams and external partners. Establishing clear protocols for remote device access, maintaining thorough documentation, and participating in regular virtual meetings can greatly enhance efficiency and help resolve issues promptly.
What is remote EMV certification?
Remote EMV certification is the process of testing and validating payment terminals, software, or devices to ensure they comply with EMV (Europay, MasterCard, and Visa) standards, conducted without requiring in-person presence. This process allows payment solution providers to certify their products for secure chip card transactions from any location. Remote EMV certification typically involves submitting logs, test transaction data, and documentation to the payment network or processor for approval.
What is the difference between Remote Emv Certification vs Remote Payment Processor?
| Aspect | Remote Emv Certification | Remote Payment Processor |
|---|---|---|
| Required Credentials | Emv certification, technical knowledge | Business licenses, technical setup |
| Work Environment | Training, certification programs, technical support | Customer service, transaction management |
| Industry Usage | Payment hardware, security standards | Transaction processing, merchant services |
Remote Emv Certification focuses on certifying professionals in EMV standards and hardware security, while Remote Payment Processors handle transaction processing and merchant accounts. Both roles are integral to payment industry operations but differ in their focus: certification vs. processing services.
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What job categories do people searching Remote Emv Certification jobs in Virginia look for? The top searched job categories for Remote Emv Certification jobs in Virginia are:
What cities in Virginia are hiring for Remote Emv Certification jobs? Cities in Virginia with the most Remote Emv Certification job openings:
Full-time
Posted 18 days ago
Job description
Role: Technical Business Analyst (Credit Card Payments)
Remote in US - This position is primarily remote; however, this position will require reporting to the Commission?s headquarters during key phases of the project - Solution Confirmation, Program Increment Cycles (PI), Showbacks, System Integration Test Cycles (SITs), User Acceptance Test (UAT), Go-Live, Immediately Post- Go-Live (Hypercare).
We are seeking an experienced Technical Business Analyst with deep expertise in credit card and digital payments processing to support the design, implementation, and enhancement of enterprise payment solutions. This role will work closely with business stakeholders, engineering, product, compliance, and external payment partners to gather and translate business requirements into functional specifications, user stories, process flows, and technical documentation. The ideal candidate will have a strong understanding of the end-to-end payment lifecycle, including authorization, settlement, tokenization, fraud prevention, chargebacks, and PCI-DSS compliance, along with experience supporting Agile software delivery, testing, and production deployments. This is a primarily remote position with periodic travel to the client's headquarters during key project milestones, including solution confirmation, program increment planning, testing, go-live, and hypercare support.
Key Responsibilities
- Elicit, document, and manage business and functional requirements for credit card payment processing systems, including authorization, clearing, settlement, chargebacks, and dispute resolution workflows.
- Translate complex business requirements into detailed functional specifications, user stories, process flows, and data mapping documents for development and QA teams.
- Analyze end-to-end payment lifecycle processes including card authorization, capture, refund, tokenization, 3DS (3D Secure), and fraud management.
- Collaborate with internal teams (engineering, product, compliance, risk, and operations) and external vendors/partners to define and deliver payment solutions.
- Support and participate in UAT (User Acceptance Testing), system integration testing (SIT), and regression testing cycles, including reviewing test cases and defect management.
- Ensure all payment solutions adhere to PCI-DSS compliance standards, regulatory requirements, and industry best practices.
- Facilitate workshops, stakeholder meetings, and sprint ceremonies (in Agile environments) to drive alignment and timely delivery.
- Analyze payment data and transaction reports to identify trends, anomalies, and areas for process improvement.
- Support go-live activities, post-implementation monitoring, and production incident resolution related to payment systems.
- Assist in documenting API specifications and integration guides for payment gateway and processor connectivity.
Required Qualifications
- 10+ years of experience as a Business Analyst or Technical Business Analyst, with a strong focus on credit card or digital payments processing.
- Deep knowledge of the payments ecosystem: card networks, issuers, acquirers, payment gateways, and processors.
- Proficiency with payment authorization/settlement flows.
- Experience with PCI-DSS compliance requirements and tokenization/encryption concepts.
- Solid understanding of REST APIs and ability to read and interpret API documentation and message schemas.
- Strong skills in writing BRDs, FRDs, user stories, use cases, data flow diagrams, and process maps.
- Experience working in Agile/Scrum methodology using tools such as Azure DevOps.
- Excellent communication and stakeholder management skills.
Preferred Qualifications
- Solid understanding of REST APIs, with the ability to read and interpret API documentation and message schemas (Required)
- CBAP, PMI-PBA, or relevant payments industry certifications (e.g., Accredited ACH Professional (AAP)) (Preferred)
- Experience with 3D Secure (EMV 3DS), EMV chip, contactless payments, and digital wallets (Apple Pay, Google Pay).
- Knowledge of chargeback and dispute management processes.
- Familiarity with payment platforms such as Fiserv, FIS, ACI Worldwide, Worldpay, Stripe, Adyen, or Cybersource.
- 4+ years of experience as a Business Analyst or Technical Business Analyst, with a strong focus on credit card or digital payments processing (Required)
- Deep knowledge of the payments ecosystem, including card networks, issuers, acquirers, payment gateways, and processors (Required)
- Proficiency with payment authorization and settlement flows (Required)
- Experience with PCI-DSS compliance requirements and tokenization/encryption concepts (Required)
- Preferred Certifications:
- CBAP, PMI-PBA, or relevant payments industry certifications (e.g., AAP ? Accredited ACH Professional).
- Experience with fraud detection tools and rules engines.
- Experience with reconciling merchant activity to the system
Technical Skills
Tools: MS Office Suite, Miro, ADO
Languages/Query: SQL, basic understanding of XML/JSON
Standards: ISO 8583, ISO 20022, PCI-DSS, EMV
Methodology: Agile/Scrum, Waterfall, or hybrid