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Intermediate Underwriter Jobs in Springfield, MO

OMB Bank

Credit Analyst

Springfield, MO · On-site

... underwriting exceptions, making on-site visual inspections of properties and equipment, interaction ... · Intermediate to advanced knowledge and experience with Microsoft Excel or similar program · ...

Commerce Bank

Mortgage Banker - Retail

Springfield, MO · On-site

$37K/yr

Pre-underwrite file to obtain and analyze documentation, in a timely fashion, regarding employment ... Intermediate knowledge of mortgage products * Strong credit risk analysis and loan origination ...

All JobsIntermediate Underwriter JobsIntermediate Underwriter Jobs in Springfield, MO

Intermediate Underwriter information

See Springfield, MO salary details

$29.6K

$71.7K

$126.9K

How much do intermediate underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for intermediate underwriter in Springfield, MO is $71,743.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,500.00 and $79,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Intermediate Underwriters and how can they be managed?

Intermediate Underwriters often encounter challenges such as balancing risk assessment with business goals, managing a high volume of applications, and keeping up with changing regulations and market trends. To manage these challenges, it’s important to stay organized, use underwriting software efficiently, and maintain clear communication with senior underwriters, agents, and clients. Regular training and collaboration with team members can also help in navigating complex cases and ensuring decisions align with company policies.

What is the highest paying underwriting job?

Senior and executive underwriting roles, such as Chief Underwriting Officer or Vice President of Underwriting, tend to be the highest paying positions in underwriting. These roles require extensive experience, leadership skills, and often involve overseeing large portfolios or strategic decision-making, resulting in higher compensation compared to entry- or mid-level underwriting jobs.

Is underwriting a lot of math?

Intermediate underwriters use math to analyze financial data, assess risk, and determine appropriate coverage or loan terms. Strong numerical skills and familiarity with basic calculations, ratios, and statistical concepts are important for accurate decision-making in this role.

What is an Intermediate Underwriter?

An Intermediate Underwriter is a professional who evaluates and analyzes the risks associated with insuring people or assets, typically working in the insurance or finance industry. They review applications, assess documentation, and determine the terms and conditions under which coverage should be offered. Intermediate Underwriters have more experience than entry-level underwriters and are trusted to handle more complex cases, often working independently or mentoring junior staff. Their decisions directly impact the profitability and risk exposure of their employer.

What is the difference between Intermediate Underwriter vs Underwriting Assistant?

AspectIntermediate UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting certifications and some experienceUsually requires basic administrative or entry-level qualifications
Work EnvironmentPerforms risk assessment, decision-making, and policy reviewSupports underwriting team with administrative tasks and data entry
Employer & Industry UsageCommonly employed in insurance companies and brokerage firmsFound in similar settings, assisting underwriters in daily tasks

The Intermediate Underwriter and Underwriting Assistant roles differ mainly in responsibility and experience. The Intermediate Underwriter actively assesses risks and makes decisions, while the Underwriting Assistant provides administrative support. Both roles are essential in the insurance industry, with the Intermediate Underwriter requiring more specialized knowledge and experience.

What are the key skills and qualifications needed to thrive as an Intermediate Underwriter, and why are they important?

To thrive as an Intermediate Underwriter, you need solid analytical abilities, knowledge of risk assessment, and a background in finance or insurance, often supported by a bachelor's degree. Familiarity with underwriting software, policy management systems, and relevant certifications such as CPCU or AU is highly valuable. Strong decision-making, attention to detail, and effective communication skills help you excel in evaluating applications and collaborating with clients or agents. These competencies ensure accurate risk evaluation, compliance, and profitable portfolio management in a competitive insurance market.

Is underwriting an entry-level position?

Underwriting is typically not an entry-level position; it usually requires some prior experience or knowledge of insurance policies, risk assessment, and financial analysis. Entry-level roles in underwriting often involve training or assistant positions, with more advanced underwriting roles requiring certifications and several years of experience.

Will AI replace underwriting?

Intermediate underwriters use AI tools to assist in evaluating risk and processing applications, but AI is not expected to fully replace human underwriters. Instead, AI enhances efficiency and accuracy, allowing underwriters to focus on complex cases and decision-making. Human judgment remains essential in interpreting data and making final underwriting decisions.
What are the most commonly searched types of Underwriter jobs in Springfield, MO? The most popular types of Underwriter jobs in Springfield, MO are:
What are popular job titles related to Intermediate Underwriter jobs in Springfield, MO? For Intermediate Underwriter jobs in Springfield, MO, the most frequently searched job titles are:
What job categories do people searching Intermediate Underwriter jobs in Springfield, MO look for? The top searched job categories for Intermediate Underwriter jobs in Springfield, MO are:
What cities near Springfield, MO are hiring for Intermediate Underwriter jobs? Cities near Springfield, MO with the most Intermediate Underwriter job openings:
Intermediate Underwriter jobs near you
Infographic showing various Intermediate Underwriter job openings in Springfield, MO as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 14% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $71,743 per year, or $34.5 per hour.

Credit Analyst

OMB Bank

Springfield, MO • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago

Job description

Description:

Credit Analyst


Job Summary

The Credit Analyst is responsible for reviewing and interpreting credit and financial statements for current and potential borrower and making recommendations regarding the extension of credit. Candidates need to be able to identify credit requirements based on funding method, including commercial, consumer, SBA, FSA, and USDA. Duties include gathering and tracking financial information necessary for analysis, preparing and presenting results with customers, monitoring credit activities to identify potential underwriting exceptions, making on-site visual inspections of properties and equipment, interaction with government agencies regarding guaranteed loan funding, and reviewing and maintaining all credit files. Will also assist in compiling data and drafting reports for management and Board of Directors. Performs complex financial mathematical calculations and activities that require a thorough, detailed review of all documents used and created in the credit review process. Most written work will be completed utilizing the following software’s: Jack Henry Silverlake and Excel.


Primary Location/Schedule:

  • Hybrid work environment: weekly schedule requires a combination of on-site and home office hours.
  • On-site: 3110 S Delaware Ave, Springfield MO 65804
  • Full-time: 40 hours per week
  • 8:00 am. – 5:00 pm. Monday through Friday is standard with occasional evenings and weekends as needed. Moderate adjustments may be possible at the discretion of hiring manager.
  • Occasion travel during workday required

Position Requirements:

· Bachelor’s degree in Business, Finance, Accounting, or related field

· A minimum of two year of bank experience; or

· A combination of education, training and experience

· Jack Henry Silverlake experience preferred

· Knowledge of government guarantee loan guidelines for structuring and funding is ideal


Required Skills:

· Ability to create a home office that allows for the handling of private and confidential data, documents, and conversations.

· Excellent customer service and strong communication skills

· Strong mathematical, problem-solving and computer skills

· Excellent attention to detail and work organization skills

· Ability to apply and enforce regulatory standards for ethical behavior, confidentiality and information security

· Ability to maintain productivity standards while working independently, with minimum supervision

· Intermediate to advanced knowledge and experience with Microsoft Excel or similar program

· Strong organizational skills, including multi-tasking.

· Willingness to proactively cross-sell bank products & services


To Apply:

· Complete an application at https://www.oldmissouribank.com/about/careers

· Contact Human Resources at careers@oldmobank.com or 417-869-9000 for more information


Benefits:

  • Excellent work environment where you are appreciated and recognized for you individual efforts and contributions
  • Stability with a locally owned community bank that is growing and expanding in the region
  • Paid Leave: Paid Time Off, Military, Bereavement, and Jury Duty
  • Full and partially paid insurance plans: life w/ AD&D, disability, medical, and dental
  • Cost friendly insurance: medical, vision, critical illness, accident, supplemental life w/ AD&D
  • 100% match of retirement savings (up to plan limit)
  • Discounted financial service fees on select OMB products and services
  • Plus more

Futures made brighter. Banking made better

OMB Bank was founded in 1999 with a commitment to excellence in service. We offer our customers the latest in banking products and services combined with old-fashioned customer service. We are committed to giving our employees the kindness, courtesy, and professionalism they deserve. This philosophy has resulted in our growth from one bank in Springfield to ten branches in Springfield and surrounding communities in Missouri and Kansas.


Disclaimer:

The above description relates the general nature and level of work performed by people assigned to this classification. It is not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform tasks outside of their regular responsibilities from time to time, as needed.


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