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Entry Level Auto Refinance Jobs (NOW HIRING)

Loan Officer

Austin, TX · On-site

$60K - $250K/hr

???? Entry-Level Loan Officer - Full Training | Avg $60K-$200K | Warm Leads | Austin Office ... Call customers who've applied to refinance their auto loans * Explain loan options and help guide ...

Entry Level Auto Refinance information

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$11

$19

$37

How much do entry level auto refinance jobs pay per hour?

As of May 29, 2026, the average hourly pay for entry level auto refinance in the United States is $19.57, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $22.12 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Entry Level Auto Refinance Specialist, and why are they important?

To thrive as an Entry Level Auto Refinance Specialist, you need a basic understanding of financial concepts, attention to detail, and often a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, loan origination systems, and Microsoft Office Suite is typically required. Strong communication, active listening, and problem-solving skills help build rapport with clients and address their refinancing needs effectively. These abilities are crucial for ensuring accurate loan processing, customer satisfaction, and regulatory compliance in a competitive financial services environment.

What are the most common challenges faced by entry-level auto refinance specialists during their first few months on the job?

Entry-level auto refinance specialists often encounter challenges such as quickly learning the nuances of various lenders' requirements, understanding complex loan documents, and effectively communicating with customers who may have concerns about refinancing. Balancing accuracy and efficiency while processing applications is key, as mistakes can delay approvals. Additionally, adapting to the fast-paced, team-oriented environment and meeting performance metrics like call volume or conversion rates can be demanding, but support and training from more experienced colleagues are typically available to help new hires succeed.

What does an entry level auto refinance specialist do?

An entry level auto refinance specialist assists customers in refinancing their existing auto loans to obtain better interest rates, lower monthly payments, or more favorable loan terms. They guide clients through the application process, review financial documents, and communicate with lenders to find suitable refinancing options. This role typically involves customer service, data entry, and maintaining accurate records, making it a great starting point for those interested in the automotive finance industry.

What is the difference between Entry Level Auto Refinance vs Entry Level Auto Loan Specialist?

AspectEntry Level Auto RefinanceEntry Level Auto Loan Specialist
CredentialsBasic financial knowledge, sometimes a high school diplomaFinancial knowledge, customer service skills, often a high school diploma or equivalent
Work EnvironmentBank, credit union, or auto finance companyBank, credit union, auto dealership, or finance company
Job FocusRefinancing existing auto loans to lower payments or interestAssisting customers in obtaining new auto loans or financing

Entry Level Auto Refinance professionals focus on helping customers refinance existing auto loans, often working in financial institutions. In contrast, Entry Level Auto Loan Specialists assist customers in securing new auto loans, typically within dealerships or finance companies. Both roles require basic financial knowledge and customer service skills but differ in their primary responsibilities and work settings.

What are the most commonly searched types of Auto Refinance jobs? The most popular types of Auto Refinance jobs are:
Infographic showing various Entry Level Auto Refinance job openings in the United States as of May 2026, with employment types broken down into 80% Part Time, and 20% Contract. Highlights an 94% Physical, and 6% Remote job distribution, with an average salary of $40,714 per year, or $19.6 per hour.

$60K - $250K/hr

Full-time

Posted 3 days ago


Job description

???? Entry-Level Loan Officer – Full Training | Avg $60K–$200K | Warm Leads | Austin Office

???? Location: North Austin HQ (on-site only)
???? Job Type: Full-Time | No Remote

???? Why Start Here

Looking to launch a career with uncapped earning potential and full training provided? At Gravity Lending, we hire ambitious, coachable people from retail, customer service, and other sales backgrounds — and help them become top-producing Loan Officers in the auto refinance industry.

We’re one of the nation’s fastest-growing financial services companies, built on teamwork, transparency, and results.

What You’ll Get:

  • Paid training: $17/hr, then $10/hr + unlimited commission
  • Average earnings $60K–$200K+ (based on effort & performance)
  • All warm inbound leads — no cold calling or door knocking
  • Paid licensing, complete sales training, and ongoing mentorship
  • Fun, collaborative culture — “Best Places to Work” 4 of the past 6 years

???? What You’ll Do

  • Call customers who’ve applied to refinance their auto loans
  • Explain loan options and help guide them through the process
  • Follow up to collect documents and finalize funding
  • Work with teammates to hit goals and celebrate wins

???? What You Bring

  • Energy, coachability, and strong communication
  • Desire to learn and earn — no prior finance experience required
  • Background in customer service, retail, or call centers a plus
  • Must work in-office at our North Austin HQ

???? Why Gravity Lending

We take pride in our culture — supportive, fun, and performance-driven. If you’re ready to grow, learn, and achieve more, this is the perfect place to start.

???? Apply now and build your career as a Gravinator with Gravity Lending!

(Hourly base + commission; earnings vary by performance.)