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Collector Debt Collector Jobs in Rising Sun, MD (NOW HIRING)

Notify debtors of payments returned due to insufficient funds. * Prepare consolidation or legal ... Coast will submit and maintain all required individual collector licensing on your behalf. Working ...

Collector Debt Collector information

See Rising Sun, MD salary details

$8

$18

$26

How much do collector debt collector jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for collector debt collector in Rising Sun, MD is $18.23, according to ZipRecruiter salary data. Most workers in this role earn between $15.24 and $19.76 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and usually a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software and collections databases is typically required. Outstanding communication, resilience, and problem-solving abilities help you handle difficult conversations and maintain professionalism. These skills are crucial for recovering debts effectively while preserving client relationships and complying with legal regulations.

What is the difference between Collector Debt Collector vs Credit Analyst?

AspectCollector Debt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt collection and recoveryIn credit risk assessment and lending decisions
Common Search & Comparison IntentUnderstanding roles in debt recoveryEvaluating creditworthiness and financial analysis

While both roles involve financial interactions, a Collector Debt Collector focuses on recovering outstanding debts, often working directly with delinquent accounts. A Credit Analyst assesses credit risk to help determine lending eligibility. The roles differ in credentials, work environment, and industry focus, but both are essential in financial services.

What does a debt collector do?

A debt collector is responsible for recovering unpaid debts from individuals or businesses on behalf of creditors. Their tasks typically include contacting debtors by phone, mail, or email, negotiating payment arrangements, and keeping records of collection efforts. Debt collectors must follow state and federal laws, such as the Fair Debt Collection Practices Act, which regulates how and when they can contact debtors. They may work for collection agencies, creditors, or as independent contractors.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some states also require licensing or certification depending on local regulations.

How much do debt collectors earn?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and employer. Many positions offer commission or bonuses based on collection performance, and some roles require knowledge of collection software and negotiation skills.

How much do you make as a debt collector?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, with some earning higher based on experience, location, and performance bonuses. Many positions also include commission or incentive pay, and strong communication skills are essential for success in this role.

What are some common challenges faced by debt collectors, and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with unresponsive or distressed customers, navigating regulatory compliance, and maintaining high call volumes. To manage these effectively, successful collectors rely on strong communication skills, empathetic listening, and thorough knowledge of relevant laws such as the Fair Debt Collection Practices Act (FDCPA). Additionally, working closely with team members and supervisors for support, regular training, and using updated tracking systems can help mitigate stress and improve performance.

What is the 7 7 7 rule for debt collectors?

The 7-7-7 rule in debt collection refers to a guideline where debt collectors are advised to wait 7 days after initial contact before sending a reminder letter, then wait another 7 days before making a second contact, and finally wait 7 more days before taking further action. This rule helps ensure respectful communication and compliance with regulations like the Fair Debt Collection Practices Act (FDCPA). As a debt collector, understanding such rules is important for maintaining ethical practices and avoiding legal issues.
What job categories do people searching Collector Debt Collector jobs in Rising Sun, MD look for? The top searched job categories for Collector Debt Collector jobs in Rising Sun, MD are:
What cities near Rising Sun, MD are hiring for Collector Debt Collector jobs? Cities near Rising Sun, MD with the most Collector Debt Collector job openings:
Admin Support

$18/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago


Job description

Benefits

  • 11 Paid Holidays
  • 401(k)
  • 401(k) matching
  • AD&D insurance
  • Dental insurance
  • Disability insurance
  • Employee assistance program
  • Health insurance
  • Life insurance
  • Paid sick time
  • Paid time off
  • Paid training
  • Referral program
  • Vision insurance

Job type

  • Full-time.

Location

  • This is an in-office opportunity located at 820 North French Street Wilmington, DE 19801

    Pay

    •  $18.00 per hour plus $630 to be paid towards medical health insurance per month.

    Schedule

    • Monday to Friday 8am-4:30pm
    Job Summary     

    The Administrative Support position follows clearly detailed specific procedures in completing several repetitive clerical steps performed in prescribed or slightly varied sequence, such as coding and filing documents, in an extensive alphabetical file; could involve simple posting to individual accounts, opening mail, calculating and posting charges to departmental accounts, operating basic  office equipment, e.g., photocopier, facsimile, multi-line phone/voicemail systems, mailing machines, and minimal computer programs.  Little or no subject-matter knowledge is required, but the clerk uses his or her own judgment in choosing the proper procedure for each task.   This is a highly supervised position.

    Job Duties and Responsibilities

    Administrative Functions:

    • Prepare and submit wage garnishment documents and gather legal documentation.
    • Confirm payment arrangements.
    • Notify debtors of payments returned due to insufficient funds.
    • Prepare consolidation or legal referral documents.
    • Review accounts and schedule contact dates for follow-up calls.
    • Prepare or update monthly and weekly reports for submission to management.
    • Additional duties as assigned based on business need.
    • Place outbound calls as necessary per assigned tasks.
    • Handle inbound calls as necessary per assigned tasks.
    Security

    Information and Physical Security is the responsibility of every employee.  In your position you are required to safeguard the computer systems by following proper username and password management which includes selecting challenging passwords and committing them to memory, they should not be written down or stored where others can freely have access.  This also includes securing your desk and workstation when you are not there. This includes locking your session and putting sensitive paperwork away when not physically at your desk.  You are not to share your username or password with anyone. The physical security of our offices are of equal importance, never shadow or let someone shadow your entry into a Coast Professional, Inc. facility. If this occurs quickly report this action immediately.  You are required to follow all Information Technology policies and procedures regarding the management of your system accounts and equipment. If you witness any security violation you should immediately report it to management.

    Qualifications 

    Education

    • High school diploma or GED required

    Experience

    • Collection experience preferred

    Knowledge, Skills and Abilities

    • Working knowledge of modern office procedures, methods, and computer equipment.
    • Excellent communication skills.
    • Principles and practices of customer service.
    • Establish a good working relationship with team members and internal contacts to maintain and continuously strive to improve the   level of overall service being provided.
    • Good organizational skills and attention to detail.
    • Ability to comply with rules, regulations, laws and methods related to debt collection.
    • Work independently in the absence of immediate supervision.
    • Ability to handle and resolve recurring problems.
    • Successfully complete and pass the FDCPA test.
    • Successfully be approved to work on the contract, according to the client’s requirements, state licensing and background check procedure.

    Clearance

    As a federal contractor, this position requires U.S. citizenship and security clearance granting access to classified information. The background investigation is conducted by the Office of Personnel Management (OPM) and is an evaluation of the whole person to determine suitability. The suitability review begins after a conditional offer of employment has been accepted and will include a review of your employment, education, residences, references, criminal history and credit, as an example.  Some of the most important factors in an investigation are the individual’s honesty, candor, and thoroughness in the completion of their security forms. In rare instances, non-U.S. citizens with highly specialized skills and experience may also be considered for the security clearance process.

    Licensing

    This position requires you to be eligible to be licensed as a collector in certain states. Coast will submit and maintain all required individual collector licensing on your behalf.

    Working Conditions

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

    While performing the duties of this position, physical presence in the workplace is essential. The employee is regularly required to talk or hear. The noise level in the work environment is usually moderate. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The employee frequently is required to use hands or finger, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds.

    Disclaimer

    This job description reflects management’s assignment of essential job functions but is not intended to be a comprehensive list of all activities, duties and responsibilities required by the job incumbent. Nothing in the herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

    This document does not create an employment contract, implied or otherwise, other than an "at will" relationship.

    Coast Professional, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, protected veteran status, genetic information or any other categories protected by applicable law.