January

We improve borrowers' lives by helping them get out of debt, while helping creditors improve their collections, preserve relationships with their borrowers, and ensure compliance. January’s larger goal is to facilitate the resolution of all past due and written-off debt. January’s first product offering is a technology-enabled collection agency service that enables creditors to recover more while reducing reputational, compliance, and operational risk, while giving borrowers more compassionate ways to get back on track. January’s work has led to industry-leading borrower satisfaction, expansion across all of their clients, and some of the largest logos in the credit union, debt buying, and fintech verticals.