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Overview: The Credit Analyst II job is a senior analyst position that combines accounting and financial analysis to provide competent credit analysis and risk assessment for commercial lending activities of the bank.
Responsibilities: • Preparation of commercial loan applications and presentation packages
• Attend and present oral loan presentations to relationship managers and their managers, senior credit officers, the chief credit officer, the chief risk officer, and the Senior Loan Committee
• Collection and interpretation of CIF data concerning credit and depository experience with customers
Qualifications: • Four-year college education with a degree in business with a minimum of 6 hours accounting and 3 hours business finance or a Graduate level education (MBA) Minimum 3.0 GPA
• Knowledge of loan structuring
• Knowledge of business development programs
• Cash flow analysis
• Accounting/Financial statement Analysis (minimum 6 hours of accounting with a B average or better)
• Computer skills
- Word processing
- Spreadsheets
• Oral and written communication skills
• Analytical skills
• Interpersonal skills
• 10 key calculator
• Finance, accounting and math skills

About Trustmark Bank:

Trustmark's history of meeting its customers financial needs extends back to 1889. Through the years, Trustmark has broadened its customer base by expanding the markets it serves as well as the products and services it provides. After building a statewide banking system in Mississippi, Trustmark entered the insurance industry in 1999. In 2001, Trustmark expanded into the Tennessee market and then entered the Florida and Texas markets in 2003 and 2004, respectively. In 2013, Trustmark expanded its footprint to include the Alabama market. Trustmark Corporation, with $11.5 billion in assets, is a diversified financial services company. We provide banking, wealth management and insurance solutions through our subsidiaries including Trustmark National Bank, TRMK Risk Management, Inc., Trustmark Investment Advisors, Inc. and Fisher Brown Bottrell Insurance, Inc. With locations in Alabama, Florida, Mississippi, Tennessee and Texas, we have over 3,100 associates working to achieve outstanding customer satisfaction by understanding our customers businesses and needs and providing appropriate financial solutions.

We believe building strong customer relationships is the result of knowing our customers, understanding their businesses and needs and providing appropriate financial solutions. We realize the inherent trust you place in your financial institution, and we look forward to the opportunity to prove to you the value behind our name. Trustmark is People you Trust. Advice that Works.

Our vision is to be a premier financial services company in our marketplace.

Our mission is to achieve outstanding customer satisfaction by providing banking, wealth management and insurance solutions through superior sales and service, utilizing excellent people, teamwork and diversity, while meeting our corporate financial goals.

Trustmark is an Affirmative Action/Equal Opportunity Employer. All qualified applicants are encouraged to apply including women, minorities, Veterans and persons with disabilities.

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