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Senior Non-QM Underwriter / Jumbo Underwriter

Synergy One Lending in San Diego, CA USA

Benefits Offered

401K, Life, Vision, Medical, Dental

Employment Type


Why Work Here?

“Amazing company culture with incredible growth potential!”

Job purpose

Synergy One is seeking experienced Underwriters with recent Non-QM/Non-Agency experience and/or Jumbo Mortgages to support the Company’s underwriting needs.

Duties and responsibilities

  • Evaluate risk in accordance with all investor guidelines and company policies
  • Review all aspects of the loan file, including title and appraisal reports
  • Set the terms for approval and compliance or identify reasons for rejection
  • Ensure regulatory compliance and completeness
  • Determine and request additional documentation to support value and decisions as needed.
  • Provides options with in guidelines and makes recommendations if borrowers may qualify for suitable programs.
  • Stay current with regulations and industry that affect compliance and decision-making.
  • Effectively communicate all loan decisions to sales channels and management, as needed
  • Accurately review and input pertinent loan data into operational systems
  • Knowledge of product types such as Non-QM/Non-Agency
  • Work closely with all operational departments to establish productive and efficient work flows
  • Complete required checklists and worksheets


  • Minimum 3 years in mortgage loan underwriting
  • For Non-QM Underwriters Non-QM/Non-Agency experience required
  • Bachelor’s degree strongly preferred, but not required
  • For Jumbo Underwriter total recent work experience that includes four or more years as an Underwriter for Jumbo product.
  • Extensive experienced with Jumbo loan amounts and underwriting self-employed borrowers for those that have several corporations and partnerships.
  • Strong customer service and time management skills a must
  • Highly motivated and determined to succeed in a competitive, time sensitive industry
Synergy One Lending

About Synergy One Lending:

Synergy One Lending offers a world class team that has set out to change the mortgage banking world to a positive experience for employees and our partners alike, and stands as one of the nation's most innovative mortgage banking firms. Our dynamic team encompasses true professionals seeking to be the number one brand when it comes to providing real estate financing options in Non-QM/Expanded Credit Mortgages. Synergy One boasts hiring the best talent; We only hire candidates who embody our Core Values of Integrity, Loyalty, Diligence, Compassion and we equip them with the best products and systems to execute at the highest level.

Company website:

Company address: 3131 Camino Del Rio, N Ste 190 San Diego, CA 92108

Other applicants: 20+

20+ other people applied to this job.

Posted date: 10 days ago

View all Jobs at Synergy One Lending