“Amazing company culture with incredible growth potential!”
Synergy One is seeking experienced Underwriters with recent Non-QM/Non-Agency experience and/or Jumbo Mortgages to support the Company’s underwriting needs.
Duties and responsibilities
Evaluate risk in accordance with all investor guidelines and company policies
Review all aspects of the loan file, including title and appraisal reports
Set the terms for approval and compliance or identify reasons for rejection
Ensure regulatory compliance and completeness
Determine and request additional documentation to support value and decisions as needed.
Provides options with in guidelines and makes recommendations if borrowers may qualify for suitable programs.
Stay current with regulations and industry that affect compliance and decision-making.
Effectively communicate all loan decisions to sales channels and management, as needed
Accurately review and input pertinent loan data into operational systems
Knowledge of product types such as Non-QM/Non-Agency
Work closely with all operational departments to establish productive and efficient work flows
Complete required checklists and worksheets
Minimum 3 years in mortgage loan underwriting
For Non-QM Underwriters Non-QM/Non-Agency experience required
Bachelor’s degree strongly preferred, but not required
For Jumbo Underwriter total recent work experience that includes four or more years as an Underwriter for Jumbo product.
Extensive experienced with Jumbo loan amounts and underwriting self-employed borrowers for those that have several corporations and partnerships.
Strong customer service and time management skills a must
Highly motivated and determined to succeed in a competitive, time sensitive industry
About Synergy One Lending:
Synergy One Lending offers a world class team that has set out to change the mortgage banking world to a positive experience for employees and our partners alike, and stands as one of the nation's most innovative mortgage banking firms. Our dynamic team encompasses true professionals seeking to be the number one brand when it comes to providing real estate financing options in Non-QM/Expanded Credit Mortgages. Synergy One boasts hiring the best talent; We only hire candidates who embody our Core Values of Integrity, Loyalty, Diligence, Compassion and we equip them with the best products and systems to execute at the highest level.