Launched in 2007, Swift Capital offers short-term working capital products that increase convenience, transparency, and value to millions of small businesses whose borrowing needs are not being met by their banks. Through the use of data aggregation and advanced scoring methodologies, Swift Capital is able to instantly evaluate the financial health of small businesses, allowing them to access funding as fast as one hour. Its proprietary scoring models do not rely on personal credit (FICO) scores, allowing it to serve millions of businesses typically unable to qualify for traditional bank financing. Swift Capital's unique application process allows business owners to pre-qualify online before completing an application. Swift Capital has extended over $400 million in funding to over 10,000 small businesses nationally. The company is growing at a rate of over 150% annually, and its management team is comprised of experts from across the banking, credit card payments and technology industries. Swift Capital was first to be recognized for call center customer satisfaction excellence in the small business banking industry under the J.D. Power and Associates Certified Call Center Program, and the company has also earned an A+ rating with the Better Business Bureau. Swift Capital is financed by some of the nation's leading financial investors, including Sutter Hill Ventures and Silicon Valley Bank.
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