The Assistant is responsible for supporting the Compliance department in ensuring compliance with all regulations and guidelines in accordance with federal and state banking laws. This position is also responsible for assisting with the day-to-day monitoring of the Bank's BSA regulatory compliance program and assists with other regulatory compliance matters including ongoing compliance monitoring and review, policy and procedure implementation and review and responding to legislative/regulatory developments pertaining to the Bank as they arise
Principal Responsibilities and Duties
Assist in maintaining the Compliance program by staying updated on all Federal and State laws that govern national banks.
Assist with preparation for external auditors, bank examiners for compliance exams.
Assist with training implementation to ensure bank compliance with all laws.
Perform related duties as assigned by Compliance Officer.
CRA/HMDA/FAIR LENDING Duties
Review all loans booked and scanned HMDA reportable, CRA reportable, or as a Community Development loan.
Document the loan as either reportable or not reportable on an excel log.
Review HMDA Log, CRA Worksheets and Fair Lending Worksheets prepared by loan assistants for accuracy. Make corrections as applicable.
After audit check return file to scanning.
Auditing HMDA data collected for resale HMDA reportable loans.
Assist with any quarterly/annual audits & submission for HMDA.
CRA audit, review worksheets sent from loan review for accuracy.
Input collected data for HMDA, CRA and Community Development worksheets into Centrax, FFIEC CRA Software, and CDtrax.
Assist in Flood audit, projects, and help to resolve issues.
Pull reports with HMDA data, and fair lending data.
Assisting CRA officer with future project, changes in regulation, procedure, and policies.
Assisting in reviewing, researching, and investigating all suspicious activity with customer accounts. Utilizing BAM programs (BAM is our software program for the monitoring of Bank Secrecy Act and Anti Money Laundering) to clear monthly alerts.
Assisting in managing customer due diligence and enhance due diligence reviews.
Perform related duties as assigned.
Skills and Abilities Required
Ability to grasp new concepts quickly and efficiently.
Ability to work in a timely manner.
Ability to think through the consequences of a decision prior to making it.
Good verbal and written communication skills.
Standard computer Software: word, Excel, etc.
Ability to perform a variety of duties, often changing from on task to another.
Ability to utilize various computer programs all at the same time.
Certifications/Education and Experience
General knowledge of banking procedures
Secure work area due to sensitive customer information
Busy environment with minimal noise
Indoor, in an office environment, with a typical 40-hour workweek
Considerable effort and eyestrain from continuous computer use.
Move office equipment, and files weighing 10+ pounds
Constantly operates a computer and other office productivity machinery, such as a calculator, copy machine, and computer printer.
Read handwritten memos, letters, manuals, direction schedules, and educational materials.
Must be able to inspect in detail all spreadsheets and transactions for fraudulent activity.
Ability to produce reports, memos, etc. in a comprehensive and legible manner.
This position frequently communicates with colleagues, officers, and committees. Must be able to exchange accurate information in these situations.
Ability to use auditory senses for answering telephone and hearing alarms.
Must be able to remain in a stationary position 75% of the time to process work.
Community National Bank is an equal opportunity / affirmative action employer. All qualified applicants will receive consideration for employment and will not be discriminated against on the basis of race, color religion, sex sexual orientation, gender identity, national origin, protected veteran status, or disability.
A disabled individual requiring reasonable accommodation shall not be denied the opportunity due to a disability. The applicant should contact Human Resources if reasonable accommodation is required during the application process at (432) 262-1600.
All offers for employment with Community National Bank are contingent upon the candidate having successfully completed a criminal background check. Community National Bank will consider qualified candidates will criminal histories in a manner consistent with the requirements of applicable local, state, and Federal law, including Section 19 of the Federal Deposit Insurance Act.