Posted 2 years ago in Accounting/Finance
Positions also in Sedalia, Higginsville and Warsaw. MUST BE TIED TO YOUR COMMUNITY.
Examines, evaluates, and authorizes or recommends approval of customer applications for consumer and commercial loans by performing the following duties.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Generates and screens leads following establishment policies and procedures to attain new business relationships and product sales.
Calls and visits target customers to promote and sell establishment products and services.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements, such as business checking, business credit card, and letters of credit.
Enters new customer data and other sales data for current customers into computer database.
Interviews applicant and requests specified information for loan application.
Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.
Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan and prepares loan write-up documentation
Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
Approves loan within specified limits or refers loan to loan committee for approval.
Ensures loan agreements are complete and accurate according to policy.
Assures timely loan closing and funding activities.
Identifies and analyzes potential loan markets to develop prospects for commercial loans.
Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations. Recommends and implements appropriate changes to establishment policies and procedures.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
Bachelor's degree (B. A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.
Ability to read and interpret documents. Ability to write routine reports and correspondence. Ability to speak effectively before customers or employees of organization.
Ability to calculate figures and amounts such as discounts, interest, commissions, and percentages. Ability to apply concepts of basic algebra.
Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret and deal with several abstract and concrete variables.
PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to talk or hear. Specific vision abilities required by this job include close vision.
A-1 CAREERS is a premier staffing company that specializes in placing candidates in various industries throughout the United States.